
3191 VILLAGE LANE, PORT CHARLOTTE, FL, 33953
Active296 days on marketListed Oct 20, 2025MLS #C7516366
About this home
3191 VILLAGE LANE
Exceptional NEW price with a $25,000 price improvement. Take advantage of this outstanding opportunity to own a beautifully maintained lakefront home in Riverwood, one of Charlotte County's most sought-after golf communities. Riverwood is also a proud Audubon Green Community, recognized for its natural beauty and abundant wildlife. Situated on a quiet cul-de-sac within this gated community, this meticulously maintained home features 2 bedrooms, 2 baths, and a den/study that can easily be converted into a third bedroom, along with an impressive array of amenities and upgrades.From the moment you arrive you are captivated by the property’s lush landscaping and serene natural surroundings. Upon entry you are awed by ceilings that reach almost 12 ft in height, and sliding glass doors and transom windows capturing an abundance of natural light that flows throughout the home. A perfect home for entertaining with its open floor plan, and enhanced by a covered lanai that overlooks the peaceful waters of the lake beyond. Subtle architectural enhancements have been thoughtfully incorporated into this floor plan, allowing you to display your favorite pieces of art. The kitchen is exceptionally spacious and offers an abundance of counter space. Stainless steel appliances, decorative lighting, and a glass block backsplash capture additional natural light while adding a unique design element to this area. The elevated bar is perfect for displaying an assortment of dishes for your guests or is a perfect place to serve drinks and appetizers to your friends as they watch you create your culinary surprises. The split bedroom suites offer a peaceful ambiance of their own, each with bay window seating areas that capture the floral fauna or lake front vistas. The primary bedroom suite features a walk-in closet and en suite bath that has been beautifully remodeled to feature a roman shower with exquisite large marble like tile walls. Adding to the exceptional value of the home are a host of upgrades that include a new tile roof (2020), new Lenox HVAC system with UV purifier (2021), impact windows (2021), roll down lanai storm screens (2022), tile flooring (2021), light fixtures and fans (2021), Cellular shades (2021), kitchen appliances (2021), washer and dryer (2022), exterior painting (2022), primary bath remodel (2024), leaf gutter protection (2024) and updated landscaping (2024), and more! Riverwood is a resort style community in one of the most naturally pristine areas you can only envision. Aside from its renown par 72 championship golf course (membership separate), you can enjoy a renovated community center hosting an abundance of social events, a community pool and spa, tennis, pickleball, croquet, fitness and recreation amenities, a playground, dog park and more. Many consider living in Florida to be that reward where life is to be enjoyed to its fullest, and this very special lake front home is that reward you’ve been seeking.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,577
Sqft
0.17 ac
Lot size
2
Garage
1996
Year built
One
Levels
$206
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,218 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,218/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.6%
$/sqft vs Port Charlotte actives
$206 vs $209
Days on market
296 vs 60 typical
Where $206/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Riverwood
Get to know Port Charlotte. See the full Port Charlotte guide →
Riverwood — neighborhood snapshot
Population
1,436
Median age
69
Median income
$101,439
Median home value
$357,200
Avg household
2
Households w/ children
18%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
192 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1377% above the PORT CHARLOTTE 33953 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 3191 VILLAGE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$282,000
4183 HERONS POINTE DRIVE
2 bd · 2 ba · 1,577 sqft · $179/sqft · 5 DOM
Sold · Mar ’26$280,000
14311 RESERVE COURT
2 bd · 2 ba · 1,555 sqft · $180/sqft · 252 DOM
Sold · Feb ’26$550,000
4297 NETTLE ROAD
2 bd · 2.5 ba · 1,612 sqft · $341/sqft · 368 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Erwin Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3191 VILLAGE LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3191 VILLAGE LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3191 VILLAGE LANE FAQs
What would the monthly payment be for 3191 VILLAGE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,218/mo — principal and interest, the actual property-tax bill, the $322/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3191 VILLAGE LANE?+
The association fee works out to $322 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3191 VILLAGE LANE?+
The most recent tax bill on record (2024) was $8,148. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3191 VILLAGE LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $325,000, this home is listed about 2% below the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3191 VILLAGE LANE?+
Murdock Middle School (middle), Port Charlotte High School (high), Liberty Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$325,000 runs 1377% above the PORT CHARLOTTE 33953 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
296 days on market against a Port Charlotte median of 60 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $429,000, now $325,000 — a $104K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX HARBOR REALTY · Gary Cardillo. MLS #C7516366.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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