1080 BAL HARBOR BOULEVARD UNIT 11B, PUNTA GORDA, FL, 33950
Active283 days on marketListed Oct 30, 2025MLS #C7516837
About this home
1080 BAL HARBOR BOULEVARD UNIT 11B
UPDATED & MOVE-IN READY, FIRST-FLOOR END UNIT W/POOL VIEW - Experience the best of waterfront living in this completely renovated, 2 bed/2 bath condo at ISLANDER POINT in PUNTA GORDA ISLES. Condo has great room design w/lots of natural light, split bedroom layout w/large bedrooms. Both the great room and the primary suite open directly to the lanai, offering a relaxing spot to enjoy morning coffee or evening breezes. Kitchen boasts quartz counters and new stainless steel appliances. The split-bedroom layout ensures privacy for owners and guests alike, with large bedrooms—each featuring double closets. A large linen/storage closet anchors the hallway. Condo offers en-suite laundry room w/full-sized washer & dryer. Islander Point is a waterfront complex w/wraparound, concrete dock & quick boating access to Charlotte Harbor. Docks are available on a 1st come/1st serve basis. At time of listing, dock space was available. Keep your boat just steps away. Condo boasts low utility bills and reasonable condo fees. Unit comes w/one, assigned parking space. There is plenty of guest parking available. Own your piece of paradise at Islander Point. Condo amenities include an in-ground, heated pool and park-like setting w/mature, tropical landscaping. The condo is perfect for someone looking to downsize or use seasonally. Condo association is pet friendly. Miles of sidewalks connect you to the rest of PGI w/access to numerous parks, St Andrews South golf club, Isles Yacht Club, Fishermen's Village & historic downtown. Punta Gorda is known for its boating but also boasts an active art & music scene w/festivals & fairs throughout the year. Discover why Punta Gorda is often named as one of the best places to live in Florida.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,114
Sqft
0.03 ac
Lot size
1974
Year built
One
Levels
$161
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,044 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,044/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12.2%
$/sqft vs Punta Gorda actives
$161 vs $207
Days on market
283 vs 62 typical
Where $161/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,031
Median age
68
Median income
$97,109
Median home value
$574,467
Avg household
2
Households w/ children
287
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
196 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 1080 BAL HARBOR BOULEVARD UNIT 11B
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$155,000
1080 BAL HARBOR BOULEVARD UNIT 10C · same community
2 bd · 2 ba · 1,114 sqft · $139/sqft · 264 DOM
Sold · Dec ’25$215,000
1080 BAL HARBOR BOULEVARD UNIT 5B · same community
2 bd · 2 ba · 1,114 sqft · $193/sqft · 112 DOM
Sold · Dec ’25$200,000
4000 BAL HARBOR BOULEVARD UNIT 126
2 bd · 2 ba · 1,110 sqft · $180/sqft · 38 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Krystina Allen
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1080 BAL HARBOR BOULEVARD UNIT 11B — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1080 BAL HARBOR BOULEVARD UNIT 11B — before you fall in love.
See it in person
Schedule a tour
Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1080 BAL HARBOR BOULEVARD UNIT 11B FAQs
What would the monthly payment be for 1080 BAL HARBOR BOULEVARD UNIT 11B?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,044/mo — principal and interest, the actual property-tax bill, the $630/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1080 BAL HARBOR BOULEVARD UNIT 11B?+
The association fee works out to $630 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1080 BAL HARBOR BOULEVARD UNIT 11B?+
The most recent tax bill on record (2024) was $1,452. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1080 BAL HARBOR BOULEVARD UNIT 11B?+
The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $179,000, this home is listed about 47% below the Punta Gorda median of $339,950. The market section on this page shows how the area is trending.
Which schools are assigned to 1080 BAL HARBOR BOULEVARD UNIT 11B?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the PUNTA GORDA 33950 market on paper
$179,000 is 32% below the PUNTA GORDA 33950 median of $265,000, and at $161/sqft it sits under the Punta Gorda average of $229.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $630/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
283 days on market against a Punta Gorda median of 62 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX HARBOR REALTY · Luke Andreae. MLS #C7516837.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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