1080 BAL HARBOR BOULEVARD UNIT 4D, PUNTA GORDA, FL, 33950
Active111 days on marketListed Apr 14, 2026MLS #C7524809
About this home
1080 BAL HARBOR BOULEVARD UNIT 4D
Incredible ANNUAL UNFURNISHED Waterfront Condo in the Highly Desirable Islander Point Community of Punta Gorda Isles! Welcome to this beautifully maintained 2-bedroom, 2-bath second-floor condo, perfectly situated in the heart of Punta Gorda Isles. This home offers one of the best water views in the area, overlooking an extra-wide turning basin that creates a picturesque backdrop from almost every room. New owners have the opportunity—on a first-come, first-served basis—to secure an assigned dock space for their boat, making this a dream home for boating enthusiasts. As you enter, you'll immediately notice the bright, open layout and expansive water views. The spacious living area flows seamlessly into the dining space and kitchen, which features new wood-look plank flooring, a generous breakfast bar, and plenty of counter space for cooking and entertaining. The large primary suite offers full sliding glass doors that open to stunning sunrise views, along with a private en-suite bath and dual closets. The split-bedroom floor plan ensures privacy for guests or family members, and a convenient in-unit laundry room adds extra storage and functionality. Step outside onto the large, tiled balcony—an ideal spot for relaxing, entertaining, or simply enjoying the peaceful waterfront scenery. The Islander Point community features a large clubhouse and heated pool, perfect for soaking up the Florida sunshine. Roofs throughout the complex were newly replaced as of December 2023, offering added peace of mind. This home is perfectly located to enjoy everything Punta Gorda has to enjoy including world-class fishing, boating, and sailing on Charlotte Harbor. Just minutes away is the historic downtown area, known for its charming shops, restaurants, and regular community events. You're also close to Fishermen’s Village, which offers waterfront dining, live music, shopping, and incredible sunset views. For travelers, Punta Gorda Airport is only 10 minutes away, and easy access to I-75 makes commuting a breeze. With its unbeatable location, breathtaking views, and resort-style amenities, this condo is a rare find.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,114
Sqft
0.03 ac
Lot size
1974
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$172 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$172/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Punta Gorda actives
$1 vs $206
Days on market
111 vs 59 typical
Where $1/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,031
Median age
68
Median income
$97,109
Median home value
$574,467
Avg household
2
Households w/ children
287
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
178 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 1080 BAL HARBOR BOULEVARD UNIT 4D
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$155,000
1080 BAL HARBOR BOULEVARD UNIT 10C · same community
2 bd · 2 ba · 1,114 sqft · $139/sqft · 264 DOM
Sold · Dec ’25$215,000
1080 BAL HARBOR BOULEVARD UNIT 5B · same community
2 bd · 2 ba · 1,114 sqft · $193/sqft · 112 DOM
Sold · Dec ’25$200,000
4000 BAL HARBOR BOULEVARD UNIT 126
2 bd · 2 ba · 1,110 sqft · $180/sqft · 38 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Stickler
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1080 BAL HARBOR BOULEVARD UNIT 4D — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1080 BAL HARBOR BOULEVARD UNIT 4D — before you fall in love.
See it in person
Schedule a tour
Live availability from Jessica's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1080 BAL HARBOR BOULEVARD UNIT 4D FAQs
What would the monthly payment be for 1080 BAL HARBOR BOULEVARD UNIT 4D?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $172/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1080 BAL HARBOR BOULEVARD UNIT 4D?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $1,650, this home is listed about 100% below the Punta Gorda median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1080 BAL HARBOR BOULEVARD UNIT 4D?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PUNTA GORDA 33950 market on paper
$1,650 is 99% below the PUNTA GORDA 33950 median of $267,250, and at $1/sqft it sits under the Punta Gorda average of $229.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $1,700, now $1,650 — a $50 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MARINA PARK REALTY LLC · Mandy Compton. MLS #C7524809.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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