38881 WASHINGTON LOOP ROAD, PUNTA GORDA, FL, 33982
Active365 days on marketListed Nov 7, 2025MLS #C7517394
About this home
38881 WASHINGTON LOOP ROAD
Gated 15.72 Acres Situated on Beautiful Myrtle Creek with access onto Shell Creek, Peace River, Charlotte Harbor, and the Gulf, what a Pristine Home Site to call yours. This Custom Waterfront Pool Home, built in 2019 with 2,136 sq. feet under air offers Double Door Entrance to the Spacious Foyer, Executive Office, Three (3) Bedrooms, Three (3) Baths, Great Room, Volume Ceilings, Tray Ceilings, Dining Area overlooking the Lanai and Pool Area, Open Kitchen with Stone Counters, Breakfast Bar, Large Pantry, plus an Additional Pantry, Split Floor Plan with Private Owner's Suite with access to the Lanai and Pool Area, His and Hers Walk in Closets, Dual Vanities, Walk in Shower, and a Guest en-suite, Inside Laundry Room, Screened Lanai and Pool Area with Paver Deck, giving way to more Living Space. Spacious Attached Three (3) Car Oversized Garage, Brick Paver Drive, Detached 36x48 Workshop with 12ft Walls, Three (3) 10ft Overhead Doors, along with a Half Bath, Separate Guest House featuring Two (2) Bedrooms, with Two and Half (2.5) Baths, Full Kitchen and Laundry. There is an Aviary with Water and Electric along with a Chicken House with Water and Electric. Private Walkway which leads to the covered Boat dock and Lift, what a perfect spot to sit, take in the serene waterfront, enjoy your favorite drink, maybe do some fishing, launch your Boat from your lift and/or your canoe or kayak, the House, Guest House and Detached Garage are all located in a Flood Zone X. Great location with proximity to local beaches, Great dining, shopping, Tennis, Pickleball and Golf courses makes this property ideal to enjoy the Florida lifestyle. Also, easy access to public parks with Bike and Walking trails and boat ramps providing quick access to many waterways, such as the Peace and Myakka Rivers, beautiful Charlotte Harbor, and the Gulf of Mexico. Quick access to Interstate I-75 with Sarasota and Tampa to the north and Fort Myers and Naples to the south. Quiet rural area with access to the community boat ramp, but you will have all the conveniences and amenities nearby. This is that Country Estate Home that you have waited for, come take a tour and make it yours.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,136
Sqft
15.72 ac
Lot size
3
Garage
2019
Year built
One
Levels
$562
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,290 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,290/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+36.4%
$/sqft vs Punta Gorda actives
$562 vs $208
Days on market
365 vs 65 typical
Where $562/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33982 — neighborhood snapshot
Population
12,543
Median age
53.1
Median income
$68,514
Median home value
$285,400
Avg household
2.24
Households w/ children
1,033
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$325K → $340K
Punta Gorda median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
175 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 674% above the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 38881 WASHINGTON LOOP ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$1,455,000
6416 THONOTOSASSA RD · same community
4 bd · 3 ba · 2,127 sqft · $684/sqft · 0 DOM
Sold · Jun ’26$875,000
18622 DORMAN ROAD · same community
3 bd · 2.5 ba · 2,397 sqft · $365/sqft · 0 DOM
Sold · Apr ’26$553,000
3440 DOWNING STREET W · same community
2 bd · 2 ba · 1,869 sqft · $296/sqft · 617 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Emanuel Marin Maldonado
Real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 38881 WASHINGTON LOOP ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 38881 WASHINGTON LOOP ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Emanuel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
38881 WASHINGTON LOOP ROAD FAQs
What would the monthly payment be for 38881 WASHINGTON LOOP ROAD?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $8,290/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 38881 WASHINGTON LOOP ROAD?+
The most recent tax bill on record (2024) was $1,538. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 38881 WASHINGTON LOOP ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $1,200,000, this home is listed about 234% above the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.
Which schools are assigned to 38881 WASHINGTON LOOP ROAD?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,200,000 runs 674% above the PUNTA GORDA 33982 median — but at 2,136 sqft it's also 19% larger than the typical Punta Gorda listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
365 days on market against a Punta Gorda median of 65 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX HARBOR REALTY · J. Lyn Bevis. MLS #C7517394.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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