CENTURY 21 Edge

WINDY CIRCLE, NORTH PORT, FL, 34288

Active234 days on marketListed Dec 2, 2025MLS #C7518583

WaterfrontPORT CHARLOTTE SUB 44

About this home

WINDY CIRCLE

Build your dream home on this spacious .39-acre waterfront lot in North Port. Offering peaceful canal views and plenty of room to design your ideal layout, this property provides a rare opportunity for waterfront living in a growing community. Enjoy the serenity of the water while still being close to shopping, dining, schools, and parks. Whether you're looking to invest or build your future home, this oversized lot delivers the perfect blend of privacy, space, and Florida charm.

Facts & features

The home at a glance

0.39 ac

Lot size

WaterfrontWater view

Inside

Outside & construction

ViewWater

Community & fees

Taxes (2024)$688/yr

Utilities & systems

UtilitiesOther
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$470 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$235
FHA mortgage insurance (est.)$18
Property tax — 2024 actual bill$57
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $1,397Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $1,397
Interest rate6.00%
Loan term

Estimated payment

$470/mo

Principal & interest$235
FHA mortgage insurance (est.)$18
Property taxes (actual bill)$57
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside North Port

Map of WINDY CIRCLE

Get to know North Port. See the full North Port guide →

NORTH PORT 34288 — neighborhood snapshot

Population

16,597

Median age

41.3

Median income

$78,750

Median home value

$333,400

Avg household

2.84

Households w/ children

1,800

For the school run

Sarasota County School District

ElementaryAtwater Elementary★★★★★
MiddleWoodland Middle School★★★★★
HighNorth Port High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The North Port market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$316K$308K

North Port median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

Median sold price, North Port, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 60% above the NORTH PORT 34288 median. See the full North Port market guide →

Paper trail

This home's history

Dec 2, 2025Listed at $39,900 · 234 days on market since

Reality check

What actually sold near WINDY CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6242 ANTIQUE CIRCLESold · Nov ’25

$310,000

6242 ANTIQUE CIRCLE · same community

3 bd · 2 ba · 1,437 sqft · $216/sqft · 44 DOM

3675 CASCO CIRCLESold · Aug ’25

$314,990

3675 CASCO CIRCLE · same community

4 bd · 2 ba · 1,665 sqft · $189/sqft · 59 DOM

6435 UNITY CIRCLESold · Apr ’26

$333,900

6435 UNITY CIRCLE · same community

3 bd · 2 ba · 1,755 sqft · $190/sqft · 184 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tommy Trainer

Your agent

Tommy Trainer

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about WINDY CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for WINDY CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

WINDY CIRCLE FAQs

What would the monthly payment be for WINDY CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $470/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on WINDY CIRCLE?+

The most recent tax bill on record (2024) was $688. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in North Port?+

At $39,900, this home is listed about 88% below the North Port median of $335,000. The market section on this page shows how the area is trending.

Which schools are assigned to WINDY CIRCLE?+

Atwater Elementary (elementary), Woodland Middle School (middle), North Port High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$39,900 runs 60% above the NORTH PORT 34288 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

234 days on market against a North Port median of 48 — sellers in this position are usually ready to negotiate.

Listing courtesy of BARNES & PHILLIPS REAL ESTATE · Kendra Cox. MLS #C7518583.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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WINDY CIRCLE, NORTH PORT, FL — $39,900 | CENTURY 21 Edge