18699 ASHCROFT CIRCLE, PORT CHARLOTTE, FL, 33948
Active240 days on marketListed Dec 12, 2025MLS #C7518823
About this home
18699 ASHCROFT CIRCLE
Discover an excellent opportunity to own an inland vacant parcel of land located amongst many canal front homes in a highly desirable area of Port Charlotte. This property is one of two adjacent lots available for sale offering the rare chance to purchase both and enjoy nearly a half-acre to build the custom home you’ve always envisioned. Public utilities are available and there are no HOA or CDD fees. This location provides the tranquil Florida lifestyle buyers seek. Enjoy easy access to the Myakka River, Peace River, Charlotte Harbor, Port Charlotte Beach Park, historic downtown Punta Gorda and US-41, placing world-class fishing, boating, waterfront dining, and endless shopping options just moments away. Whether you’re planning your future dream home or looking to expand your investment portfolio, this is the perfect time to secure one—or both—of these well-located parcels while prices remain affordable. Don’t miss out on this exceptional opportunity!
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$329 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$329/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside O'hara
Get to know Port Charlotte. See the full Port Charlotte guide →
O'hara — neighborhood snapshot
Population
5,202
Median age
58
Median income
$75,856
Median home value
$383,125
Avg household
2
Households w/ children
392
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% below the PORT CHARLOTTE 33948 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 18699 ASHCROFT CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$225,000
18263 OHARA DRIVE · same community
2 bd · 2 ba · 894 sqft · $252/sqft · 60 DOM
Sold · Jul ’26$330,000
18234 AVONSDALE CIRCLE · same community
2 bd · 2 ba · 912 sqft · $362/sqft · 49 DOM
Sold · Oct ’25$290,000
18938 AYRSHIRE CIRCLE · same community
2 bd · 2 ba · 962 sqft · $301/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 18699 ASHCROFT CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18699 ASHCROFT CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
18699 ASHCROFT CIRCLE FAQs
What would the monthly payment be for 18699 ASHCROFT CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $329/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 18699 ASHCROFT CIRCLE?+
The most recent tax bill on record (2025) was $549. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 18699 ASHCROFT CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $19,500, this home is listed about 94% below the Port Charlotte median of $330,350. The market section on this page shows how the area is trending.
Which schools are assigned to 18699 ASHCROFT CIRCLE?+
Murdock Middle School (middle), Meadow Park Elementary School (elementary), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PORT CHARLOTTE 33948 market on paper
$19,500 is 35% below the PORT CHARLOTTE 33948 median of $30,000.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
240 days on market against a Port Charlotte median of 60 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · Traci Creighton. MLS #C7518823.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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