453 SAN AMBROSIO STREET, PUNTA GORDA, FL, 33983
Active209 days on marketListed Jan 16, 2026MLS #C7520407
About this home
453 SAN AMBROSIO STREET
Under Construction. 5 BEDROOM 3 AND ONE-HALF BATH BEAUTIFUL TWO-STORY HOME IN DEEP CREEK!! MANY NICE FEATURES SUCH AS SOARING HIGH CEILINGS, LARGE 5 1/4" BASEBOARDS, UPGRADED CABINETS, STAINLESS STEEL APPLIANCES (MICROWAVE/STOVE/DISHWASHER), GRANITE COUNTERTOPS IN THE KITCHEN AND BATHROOMS, TILE all wet area, kitchen & baths EXTERIOR FRENCH GLASS DOORS LEADING TO COVERED LANAI, SEPARATE TILED SHOWER IN MASTER BATHROOM, IRRIGATION SYSTEM AND Bahia SOD. ** Builder Pays the Majority of closing costs with use of Preferred Lenders.** Realtors MUST be present on Initial Visit with Homebuyer and required to obtain a complete co-broke form~ Prices are Subject to Change ~Subject to Errors & Omissions ~
Facts & features
The home at a glance
5
Bedrooms
3.5
Bathrooms
2,686
Sqft
0.24 ac
Lot size
2
Garage
2026
Year built
Two
Levels
$163
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,014 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,014/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PUNTA GORDA ISLES SEC 20
$163 vs $184
Days on market
209 vs 63 typical
Where $163/sqft sits among the 41 homes for sale in PUNTA GORDA ISLES SEC 20
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Deep Creek
Get to know Punta Gorda. See the full Punta Gorda guide →
Deep Creek — neighborhood snapshot
Population
13,000
Median age
55
Median income
$70,043
Median home value
$306,257
Avg household
2
Households w/ children
1,092
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
20 of 41
PUNTA GORDA ISLES SEC 20 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 505% above the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 453 SAN AMBROSIO STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$540,000
46 SAO PAULO DRIVE · same community
3 bd · 2 ba · 2,611 sqft · $207/sqft · 44 DOM
Sold · Dec ’25$275,000
141 ANGOL STREET · same community
4 bd · 2 ba · 2,586 sqft · $106/sqft · 120 DOM
Sold · Apr ’26$357,000
27334 ORURO DRIVE · same community
4 bd · 3 ba · 2,531 sqft · $141/sqft · 103 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 453 SAN AMBROSIO STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 453 SAN AMBROSIO STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
453 SAN AMBROSIO STREET FAQs
What would the monthly payment be for 453 SAN AMBROSIO STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,014/mo — principal and interest, the actual property-tax bill, the $18/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 453 SAN AMBROSIO STREET?+
The association fee works out to $18 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 453 SAN AMBROSIO STREET?+
The most recent tax bill on record (2025) was $742. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 453 SAN AMBROSIO STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $438,270, this home is listed about 29% above the Punta Gorda median of $339,900. The market section on this page shows how the area is trending.
Which schools are assigned to 453 SAN AMBROSIO STREET?+
Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$438,270 runs 505% above the PUNTA GORDA 33983 median — but at 2,686 sqft it's also 60% larger than the typical Punta Gorda listing.
02Time on market is leverage
209 days on market against a Punta Gorda median of 63 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Deep Creek Elementary School, Punta Gorda Middle School, Charlotte High School — Deep Creek Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ADAMS HOMES REALTY · Luz Talavera. MLS #C7520407.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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