166 HIBISCUS DRIVE, PUNTA GORDA, FL, 33950
Active173 days on marketListed Feb 11, 2026MLS #C7521157
About this home
166 HIBISCUS DRIVE
A Sail boater's Dream. Luxury abounds in this resort-style waterfront home, perfectly situated in one of Punta Gorda Isles’ premier neighborhoods with direct access to the harbor. Boaters will appreciate the 60-foot concrete dock complete with water and electric service. Stunning quality is evident throughout the residence, featuring a gas log fireplace in the great room, stone countertops, rich hardwood and marble flooring, and custom-painted ceilings. The air-conditioned garage adds both comfort and convenience, while every bedroom offers a private ensuite bath. An elevator leads to the upper level, opening into a worldly Speakeasy Lounge with a fully functional bar—ideal for entertaining. The upper deck doubles as a private dance floor overlooking the water, enhanced by built-in Bluetooth speakers throughout the home. Additional highlights include arched entryways, hurricane-impact glass windows, and an exceptional collection of rare, high-quality materials that truly set this home apart.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
3,397
Sqft
0.22 ac
Lot size
3
Garage
2017
Year built
Two
Levels
$527
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$12,151 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$12,151/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+27.6%
$/sqft vs Punta Gorda actives
$527 vs $206
Days on market
173 vs 59 typical
Where $527/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,031
Median age
68
Median income
$97,109
Median home value
$574,467
Avg household
2
Households w/ children
287
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
177 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 570% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 166 HIBISCUS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$1,650,000
2835 CORAL WAY · same community
3 bd · 3.5 ba · 2,741 sqft · $602/sqft · 155 DOM
Sold · Feb ’26$1,550,000
2815 CORAL WAY · same community
3 bd · 3 ba · 2,689 sqft · $576/sqft · 240 DOM
Sold · Apr ’26$500,000
2813 CORAL WAY · same community
3 bd · 2 ba · 2,582 sqft · $194/sqft · 39 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 166 HIBISCUS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 166 HIBISCUS DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
166 HIBISCUS DRIVE FAQs
What would the monthly payment be for 166 HIBISCUS DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,151/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 166 HIBISCUS DRIVE?+
The most recent tax bill on record (2025) was $19,928. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Punta Gorda?+
At $1,790,000, this home is listed about 419% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 166 HIBISCUS DRIVE?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,790,000 runs 570% above the PUNTA GORDA 33950 median — but at 3,397 sqft it's also nearly twice the size of the typical Punta Gorda listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
173 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,900,000, now $1,790,000 — a $110K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MARINA PARK REALTY LLC · Chris McMillan. MLS #C7521157.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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