2544 RIO LISBO COURT, PUNTA GORDA, FL, 33950
Active217 days on marketListed Apr 4, 2026MLS #D6146537
About this home
2544 RIO LISBO COURT
Your Waterfront Sunset View Dream Home in the Prestigious Sailboat Section of Punta Gorda Isles Step into a rare opportunity where luxury, privacy, and breathtaking waterfront living converge. From the moment you arrive, you’ll sense that this is more than a home — it’s a lifestyle reserved for those who appreciate the extraordinary. Perfectly positioned Sailboat-access key lot in Punta Gorda Isles with no fixed bridges, a 140-foot city-maintained seawall, and the kind of wide-basin, long-canal sunset view this street is known for. Western light runs the length of the water at the end of the day. A 30-by-7 concrete dock with water and electric is in place, and there is room on the wall for a lift. Open water is a short run to Charlotte Harbor and the Gulf. Fully remodeled in 2025: 2,565 square feet, three bedrooms, three baths, a new tile roof, and walls of hurricane-impact sliders that keep those canal views in almost every room. Outside, a new saltwater infinity-edge pool and spa with a sun shelf and glass-pebble finish sit with an outdoor kitchen and a five-hole putting green. Inside, the open plan is built around a chef’s kitchen with a backlit onyx island, walk-in pantry, and coffee station, plus a fireplace feature wall, spa primary bath, split bedrooms, smart lighting, and automated blinds. Two-car garage with a custom lift for a third car. Wind mitigation, roof, seawall, and dock documents available. PGI Section 06, end of the cul-de-sac off Coronado — a short trip to downtown and Fishermen’s Village by car or by water.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,565
Sqft
0.23 ac
Lot size
2
Garage
1988
Year built
One
Levels
$643
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$12,186 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$12,186/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+102.2%
$/sqft vs Punta Gorda actives
$643 vs $208
Days on market
217 vs 65 typical
Where $643/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,022
Median age
67
Median income
$107,800
Median home value
$636,862
Avg household
2
Households w/ children
293
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$325K → $340K
Punta Gorda median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
170 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 458% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 2544 RIO LISBO COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$625,000
258 VENEZIA COURT · same community
3 bd · 2 ba · 2,581 sqft · $242/sqft · 174 DOM
Sold · Mar ’26$1,075,000
2517 RIO GRANDE DRIVE · same community
3 bd · 2.5 ba · 2,604 sqft · $413/sqft · 92 DOM
Sold · May ’26$540,000
262 LIDO DRIVE · same community
3 bd · 2.5 ba · 2,469 sqft · $219/sqft · 55 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2544 RIO LISBO COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2544 RIO LISBO COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2544 RIO LISBO COURT FAQs
What would the monthly payment be for 2544 RIO LISBO COURT?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $12,186/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2544 RIO LISBO COURT?+
The most recent tax bill on record (2025) was $12,374. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2544 RIO LISBO COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $1,648,888, this home is listed about 359% above the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2544 RIO LISBO COURT?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,648,888 runs 458% above the PUNTA GORDA 33950 median — but at 2,565 sqft it's also 43% larger than the typical Punta Gorda listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
217 days on market against a Punta Gorda median of 65 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,888,888, now $1,648,888 — a $240K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 TROPICAL BREEZE · Jan Fanstill. MLS #D6146537.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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