2803 SW 34TH TERRACE, CAPE CORAL, FL, 33914
Active190 days on marketListed Feb 2, 2026MLS #C7521333
About this home
2803 SW 34TH TERRACE
If you are looking for the perfect home to host gatherings, social functions or just to spread your wings and relax, this is the PERFECT spot for you. With a 2000 sq ft lanai (yes that is correct) you can let your imagination soar with potential. Don't let the size of the lanai reduce your thoughts on the size of the pool, the heated pool is 28' long, it just shrinks in the opulence of the lanai space. Want to go boating, no worries, take a stroll down to your newer (September 2022) 792 sq ft dock with composite decking and an 80' captains walk with a 10,000# lift and head on out. This IMMACULATELY kept 3 bedroom, 2 bathroom, 2 car garage home offers a perfect opportunity to own a Gulf Access home in the coveted Surfside area for a fraction of the cost as the surrounding neighborhoods. With a large circular paver drive, professionally landscaped and an oversized lanai area, this home screams "buy me" without the huge price tag. The sellers have taken the "guess work" out of the "to do" list and handled it all for you. They've installed a new roof, replaced pool cage screens and installed new rain gutters in December of 2022, had the pavers in the lanai area releveled and resealed in August of 2022, installed a new 16 Seer HVAC system in May of 2023, New 40 Gallon Water Heater in August of 2023, new Hurricane Rated windows, Hurricane Rated Front Door and had New Storm Smart Roll Down Shutters on the Lanai installed in September of 2023 and to add additional peace of mind, they've had a new WHOLE HOUSE generator and panel installed in November of 2025 that runs off of propane with a 120 Gallon Tank already in place. This is a home that checks all the questions off of your list. Call today to schedule your private showing, you won't want to pass this one by.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,420
Sqft
0.23 ac
Lot size
2
Garage
2002
Year built
One
Levels
$527
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,280 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,280/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+79%
$/sqft vs CAPE CORAL
$527 vs $245
Days on market
190 vs 51 typical
Where $527/sqft sits among the 145 homes for sale in CAPE CORAL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cape Coral
Get to know Cape Coral. See the full Cape Coral guide →
CAPE CORAL 33914 — neighborhood snapshot
Population
44,439
Median age
54.7
Median income
$75,557
Median home value
$408,800
Avg household
2.46
Households w/ children
3,094
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$375K → $405K
Cape Coral median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
56 of 145
CAPE CORAL have cut their price
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 88% above the CAPE CORAL 33914 median. See the full Cape Coral market guide →
Paper trail
This home's history
Reality check
What actually sold near 2803 SW 34TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$287,000
332 NE 21ST STREET · same community
3 bd · 2 ba · 1,418 sqft · $202/sqft · 9 DOM
Sold · Dec ’25$255,000
1428 SE 20TH AVENUE · same community
3 bd · 2 ba · 1,435 sqft · $178/sqft · 164 DOM
Sold · Mar ’26$298,000
4404 SW 7TH AVENUE · same community
3 bd · 2 ba · 1,359 sqft · $219/sqft · 51 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Alek Cherrone
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2803 SW 34TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2803 SW 34TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2803 SW 34TH TERRACE FAQs
What would the monthly payment be for 2803 SW 34TH TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,280/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2803 SW 34TH TERRACE?+
The most recent tax bill on record (2025) was $9,565. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Cape Coral?+
At $749,000, this home is listed about 69% above the Cape Coral median of $442,500. The market section on this page shows how the area is trending.
Which schools are assigned to 2803 SW 34TH TERRACE?+
Gulf Middle School (middle), Ida S. Baker High School (high), Gulf Elementary School (elementary), Pelican Elementary School (elementary), Cape Coral High School (high), Cape Elementary School (elementary), Trafalgar Middle School (middle), Mariner High School (high), North Fort Myers High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$749,000 runs 88% above the CAPE CORAL 33914 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
190 days on market against a Cape Coral median of 51 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Gulf Middle School, Ida S. Baker High School, Gulf Elementary School, Pelican Elementary School, Cape Coral High School, Cape Elementary School, Trafalgar Middle School, Mariner High School, North Fort Myers High School — Gulf Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $790,000, now $749,000 — a $41K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EPIQUE REALTY INC. · Frank Petrizze. MLS #C7521333.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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