CENTURY 21 Edge
$879,900$899,9004 bd2.5 ba2,822 sqft$312 /sqft$5,987 /mo all-in ↓

121 SINCLAIR STREET SE, PORT CHARLOTTE, FL, 33952

Active172 days on marketListed Feb 20, 2026MLS #C7522272

Reduced $20KWaterfrontPrivate poolSingle Family ResidencePORT CHARLOTTE SEC 043

About this home

121 SINCLAIR STREET SE

QUICK GULF ACCESS Turnkey Furnished & Move-In Ready – Affordable Boater's Dream! Homes like this don't come along often, but when they do, they don't last long!!! This is the one you've been waiting for—don't let it slip away! This completely renovated, turnkey furnished Gulf-access home in Port Charlotte delivers exceptional quality, Boating Paradise, Pet-friendly space, and unbeatable affordability. With high-end upgrades, direct sailboat access, oversized lot. It's a rare value-packed opportunity. Move in and start living the Florida life NOW! Everythings included and styled to perfection! Coastal furniture, decor, appliances, and essentials convey—unpack and relax from day one!!! Oversized Lot with Fully Fenced Backyard – Pet Friendly Heaven! – Spacious oversized lot offers privacy, room for everything, and a fully fenced backyard ready for your pets—safe play space for dogs to romp freely, plus areas for lounging, gardening, or gatherings. Includes dedicated RV parking with 50 AMP hookups for your travels or extra vehicles. Prime Walkable Location – Walking Distance to Beach Complex Park & Upcoming Community Center/Pool! – Just a short, enjoyable walk to the iconic Port Charlotte Beach Complex Park—enjoy sandy shores, sheltered swimming in the heated pool, fishing pier, boat ramps, canoe/kayak launch, playground, tennis/basketball courts, bocce ball, horseshoe pits, picnic pavilions with grills, and stunning Charlotte Harbor views! Plus, soon-to-be-completed state-of-the-art Community Center and Pool (resilient rebuild featuring an elevated rec center with event/meeting spaces, catering kitchen, waterfront deck; plus a modern community pool for lap swimming, therapy, exercise, with pool house amenities)—adding recreation, events, and even more value right in your neighborhood. Walk there for daily fun—no car needed! Direct Sailboat Access + Boat Available – No fixed bridges, deep canal, private dock—cruise straight to Charlotte Harbor in under 3 minutes!!! and the Gulf for fishing, sunsets, or adventures. Boat available under separate contract—start boating immediately! Attached Mother-in-Law Suite, living area, bedroom, and bath—ideal for family, guests, in-laws, or rental income potential. Renovated Open-Concept Interior – Bright, coastal elegance with panoramic canal views and a chef's kitchen (granite counters, custom cabinets, stainless appliances, island)—perfect for entertaining or everyday bliss. Luxury Primary Suite + Guest Rooms – Water-view retreat with spa-like bath and walk-in closet. Storm-Ready 24KW Generac propane generator for uninterrupted comfort. Outdoor Paradise – Sparkling pool (recent Pebbletec looks brand new!); great for BBQs, dolphin watching, or pet time in the fenced yard. This quality waterfront escape has it all—renovated luxury, boating freedom, pet-ready fenced yard, oversized lot, extra suite, RV setup, turnkey convenience, walk-to-park perks, and serious affordability that stands out in Port Charlotte. Properties with this walkable access to the Beach Complex Park and the upcoming community upgrades (construction progressing toward late 2026 completion) offer tremendous value—priced right for buyers who want it all! Homes like this don't come along often, but when they do, they don't last long!!! Ready for your dream Florida home at a price that feels like a steal? Contact your agent TODAY to tour and make an offer—this Home is ready for its new owner!

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,822

Sqft

0.29 ac

Lot size

2

Garage

1973

Year built

One

Levels

$312

Per sqft

Private poolWaterfrontPool & Water viewTurnkeyPets allowed

Inside

FlooringPorcelain Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorAccessibility Features · Ceiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryCorridor Access · Electric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral
FurnishedTurnkey

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewPool · Water
FacesEast
ExteriorRain Gutters · RV Hookup · Sliding Doors

Community & fees

Taxes (2025)$8,991/yr
PetsYes
CommunityBay/Harbor Front · Canal Front · Clubhouse · Golf Carts OK · Park · Playground · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Fiber Optics · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,987 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,748
PMI (est., until 20% equity)$330
Property tax — 2025 actual bill$749
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $87,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $87,990
Interest rate6.00%
Loan term

Estimated payment

$5,987/mo

Principal & interest$4,748
PMI (est., until 20% equity)$330
Property taxes (actual bill)$749
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $880K
$840KedgeAI estimate $1,090,754 · range $875K$1.5M$1.6M

vs edgeAI estimate

−19.3%

$/sqft vs PORT CHARLOTTE SEC 043

$312 vs $333

Days on market

172 vs 60 typical

Where $312/sqft sits among the 7 homes for sale in PORT CHARLOTTE SEC 043

1
2 · this home
2
1
0
1
$197–255$255–313$313–371$371–429$429–487$487+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Port Charlotte

Map of 121 SINCLAIR STREET SE

Get to know Port Charlotte. See the full Port Charlotte guide →

PORT CHARLOTTE 33952 — neighborhood snapshot

Population

33,991

Median age

53.7

Median income

$56,117

Median home value

$224,900

Avg household

2.3

Households w/ children

2,952

For the school run

Charlotte County School District

ElementaryNeil Armstrong Elementary School★★★★★
MiddlePort Charlotte Middle School★★★★★
HighPort Charlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

3 of 7

PORT CHARLOTTE SEC 043 have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 529% above the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →

Paper trail

This home's history

CurrentPrice reduced to $879,900 $20K
Feb 20, 2026Listed at $899,900 · 172 days on market since
1973Built · PORT CHARLOTTE SEC 043

Reality check

What actually sold near 121 SINCLAIR STREET SE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

126 PECKHAM STREET SWSold · Sep ’25

$660,000

126 PECKHAM STREET SW · same community

4 bd · 3 ba · 2,782 sqft · $237/sqft · 172 DOM

127 COLONIAL STREET SWSold · Dec ’25

$580,000

127 COLONIAL STREET SW · same community

4 bd · 3 ba · 2,658 sqft · $218/sqft · 10 DOM

105 SINCLAIR STREET SESold · Mar ’26

$1,100,000

105 SINCLAIR STREET SE · same community

4 bd · 3 ba · 2,540 sqft · $433/sqft · 21 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kemarie Johnson

Your agent

Kemarie Johnson

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 121 SINCLAIR STREET SE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 121 SINCLAIR STREET SE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

121 SINCLAIR STREET SE FAQs

What would the monthly payment be for 121 SINCLAIR STREET SE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,987/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 121 SINCLAIR STREET SE?+

The most recent tax bill on record (2025) was $8,991. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 121 SINCLAIR STREET SE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Charlotte?+

At $879,900, this home is listed about 166% above the Port Charlotte median of $330,740. The market section on this page shows how the area is trending.

Which schools are assigned to 121 SINCLAIR STREET SE?+

Neil Armstrong Elementary School (elementary), Port Charlotte Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$879,900 runs 529% above the PORT CHARLOTTE 33952 median — but at 2,822 sqft it's also 72% larger than the typical Port Charlotte listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

172 days on market against a Port Charlotte median of 60 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $899,900, now $879,900 — a $20K cut. The full history is in the market section below.

Listing courtesy of GULF ACCESS HOMES, INC. · Warren Gibbons Pa. MLS #C7522272.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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