CENTURY 21 Edge
Pending
$259,999$293,9853 bd2 ba1,302 sqft$200 /sqft$2,039 /mo all-in ↓

1468 HARMON DRIVE, PORT CHARLOTTE, FL, 33953

Pending151 days on marketListed Mar 9, 2026MLS #C7522941

Reduced $34KNew constructionSingle Family ResidenceDRIFTWOOD BAY

About this home

1468 HARMON DRIVE

Under Construction. Under construction. The Downing II is a one-story single-family home with three bedroom, two bathrooms and an attached two-car garage. This 1,302 square foot home is an inviting open-concept home with a kitchen and great room, perfect for gathering family and friends. The kitchen includes quartz countertops and island, 36" shaker style cabinets, and Whirlpool stainless-steel appliances. Luxury vinyl flooring throughout and carpet in the bedrooms. Welcome to Driftwood Bay, a desirable single-family home community in Port Charlotte, Florida, offering convenient access to pristine beaches, shopping, restaurants, popular recreation areas, sport fields, and scenic walking trails. Finishings may vary - images are representational only of the model home based in that community.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,302

Sqft

0.11 ac

Lot size

2

Garage

2026

Year built

One

Levels

$200

Per sqft

Water viewPets allowed

Inside

FlooringCarpet · Luxury Vinyl
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorOpen Floorplan · Primary Bedroom Main Floor · Smart Home · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewWater
FacesNorthwest
ParkingGarage Door Opener
ExteriorIrrigation System · Sliding Doors

Community & fees

HOA fee$25/mo
Taxes (2025)$2,503/yr
PetsYes
CommunityDeed Restrictions · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Public · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,039 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,531
FHA mortgage insurance (est.)$115
Property tax — 2025 actual bill$209
HOA fee — from the listing$25
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,100Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,100
Interest rate6.00%
Loan term

Estimated payment

$2,039/mo

Principal & interest$1,531
FHA mortgage insurance (est.)$115
Property taxes (actual bill)$209
HOA / condo fee$25
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $260K
$250KedgeAI estimate $272,441 · range $262K$283K$295K

vs edgeAI estimate

−4.6%

Days on market

151 vs 59 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Murdock Village

Map of 1468 HARMON DRIVE inside its neighborhood boundary

Get to know Port Charlotte. See the full Port Charlotte guide →

Murdock Village — neighborhood snapshot

Population

770

Median age

57

Median income

$22,690

Median home value

$11,917

Avg household

2

Households w/ children

111

For the school run

Charlotte County School District

MiddleMurdock Middle School★★★★★
HighPort Charlotte High School★★★★★
ElementaryLiberty Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1082% above the PORT CHARLOTTE 33953 median. See the full Port Charlotte market guide →

Paper trail

This home's history

CurrentPrice reduced to $259,999 $34K
Mar 9, 2026Listed at $293,985 · 151 days on market since
2026Built · DRIFTWOOD BAY

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tommy Trainer

Your agent

Tommy Trainer

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1468 HARMON DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1468 HARMON DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1468 HARMON DRIVE FAQs

What would the monthly payment be for 1468 HARMON DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,039/mo — principal and interest, the actual property-tax bill, the $25/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1468 HARMON DRIVE?+

The association fee works out to $25 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1468 HARMON DRIVE?+

The most recent tax bill on record (2025) was $2,503. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1468 HARMON DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Charlotte?+

At $259,999, this home is listed about 21% below the Port Charlotte median of $330,350. The market section on this page shows how the area is trending.

Which schools are assigned to 1468 HARMON DRIVE?+

Murdock Middle School (middle), Port Charlotte High School (high), Liberty Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$259,999 runs 1082% above the PORT CHARLOTTE 33953 median.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

151 days on market against a Port Charlotte median of 59 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $293,985, now $259,999 — a $34K cut. The full history is in the market section below.

Listing courtesy of DR HORTON REALTY SW FL LLC · Corey Wayland. MLS #C7522941.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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