361 CHESHIRE STREET, PORT CHARLOTTE, FL, 33953
Active156 days on marketListed Mar 11, 2026MLS #C7523197
About this home
361 CHESHIRE STREET
Bring your boat, kayaks, and sense of adventure—this double waterfront lot with approximately 160 feet of water frontage offers the ultimate Southwest Florida boating lifestyle. This 2005-built home is located in Port Charlotte near the North Port line and features a rare private boat launch ramp, allowing you to launch and retrieve your vessel directly from your own property. Water enthusiasts will love the 40-foot dock with floating jet dock, making it easy to drive your boat on and off, plus a dedicated kayak storage rack for spontaneous paddles through the surrounding waterways. From your backyard, enjoy a scenic ride of approximately 15 minutes to the Myakka River, another 15 minutes to Charlotte Harbor, and about 20 minutes to the Gulf of Mexico, with two bridges offering comfortable clearance along the route. The property sits on a spacious double lot, with the additional parcel featuring a 12’ x 20’ storage shed with electric —perfect for boating gear, tools, or hobby space. Inside, the home offers cathedral ceilings, engineered hardwood floors, solid wood kitchen cabinetry, Corian countertops, and gas appliances including the stove and water heater. The split floor plan provides privacy for owners and guests, while the primary suite includes a private office, ideal for working remotely or enjoying a quiet retreat. Outdoor living is designed for enjoying Florida’s year-round sunshine with a screened pool area and expansive lanai featuring a summer kitchen, perfect for entertaining family and friends after a day on the water. Additional highlights include a roof replaced just three years ago and a garage with extra storage space. Conveniently located near both Port Charlotte and North Port amenities, you’ll enjoy easy access to shopping, restaurants, parks, golf courses, and medical facilities. Englewood Beach and the Gulf’s beautiful sandy shoreline are also just a short drive away, completing the ideal coastal lifestyle. This property offers a rare combination of double lot waterfront space, private boat launch, excellent boating access, and proximity to some of Southwest Florida’s most desirable destinations. Be sure to click on the link for a 3D virtual tour!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,778
Sqft
0.46 ac
Lot size
2
Garage
2005
Year built
One
Levels
$284
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,828 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,828/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.7%
$/sqft vs PORT CHARLOTTE SEC 038
$284 vs $201
Days on market
156 vs 59 typical
Where $284/sqft sits among the 7 homes for sale in PORT CHARLOTTE SEC 038
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33953 — neighborhood snapshot
Population
7,018
Median age
62.9
Median income
$77,227
Median home value
$332,200
Avg household
2.36
Households w/ children
430
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
3 of 7
PORT CHARLOTTE SEC 038 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2195% above the PORT CHARLOTTE 33953 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 361 CHESHIRE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$335,000
89 CHAMPION STREET · same community
3 bd · 2 ba · 1,762 sqft · $190/sqft · 12 DOM
Sold · Aug ’25$340,000
302 LIDEN STREET · same community
3 bd · 2 ba · 1,796 sqft · $189/sqft · 126 DOM
Sold · Aug ’26$375,000
13510 KETRIDGE AVENUE · same community
3 bd · 2.5 ba · 1,845 sqft · $203/sqft · 33 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri Petrelli
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 361 CHESHIRE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 361 CHESHIRE STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
361 CHESHIRE STREET FAQs
What would the monthly payment be for 361 CHESHIRE STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,828/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 361 CHESHIRE STREET?+
The most recent tax bill on record (2025) was $5,662. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $505,000, this home is listed about 53% above the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 361 CHESHIRE STREET?+
Murdock Middle School (middle), Port Charlotte High School (high), Liberty Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$505,000 runs 2195% above the PORT CHARLOTTE 33953 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
156 days on market against a Port Charlotte median of 59 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $510,000, now $505,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · Sharon Neuhofer. MLS #C7523197.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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