CENTURY 21 Edge
SoldSold Jun 2026
$1,900,000Sold Jun 2026Listed at $1,990,0005 bd3.5 ba2,992 sqft$665 /sqft

328 USEPPA, CAPTIVA, FL, 33924

Sold118 days on marketListed Mar 25, 2026Sold Jun 4, 2026MLS #C7523767

Priced 39% below the Captiva medianReduced $260KSingle Family ResidenceCOTTAGE SITE III-28

About this home

328 USEPPA

This beautiful home features a stunning entrance under an old Live Oak tree and tropical foliage. Know as the Paddle to the Sea cottage, the entrance is a classic split foyer, with steps down to 4 bedrooms, 2 baths and guest living area. Step up and open to a dramatic Great Room with vaulted and coffered ceiling, kitchen, bar and half bath. Multiple classic multi-lite French doors along 3 sides open up the outdoors, while screened decks surround both the first and second floors providing comfortable and spacious outdoor living. A corner stairwell then provides access to the third-floor master suite and living area. Enter this ultimate private suite and Stunning views open up across Boca Grande Pass and Charlotte Harbor and to Boca Grande. A private balcony facing north provides unsurpassed privacy and beauty. Beneath the first living floor is a fully screened and decked area for golf cart parking, work room, spare fridge and freezer, ping pong table, storage or whatever, It is spacious, protected multi-use space. Access is via a stairwell to the first floor and a ground level automatic garage door for cart access. The home is in new condition, following significant reconstruction after Hurricane Ian in 2022. This effort brought the entire structure up to current building and windstorm codes with new roof strapping and roof, all impact glass, interior finishes, appliances, whole house generator and too much to summarize here. Refer to the supplementary information tabs for complete details of the work accomplished. As far as flood threats are concerned, the home is in the X Zone, above any potential storm surge or flooding. Home buyers on bridgeless Useppa Island are required to have membership in the Useppa Island Club and Marina. Useppa is a luxury boating, fishing private resort in the style of Olde Florida. No cars, just golf carts, bikes and feet for transport. Boat Dockage is available at the Marina. The island is just 3 miles south of Boca Grande and a 15-minute boat ride to Pine Island and all things “mainland”.

Facts & features

The home at a glance

5

Bedrooms

3.5

Bathrooms

2,992

Sqft

0.33 ac

Lot size

2

Garage

1988

Year built

Three Or More

Levels

$665

Per sqft

FireplacePark/Greenbelt & Water viewTurnkey

Inside

FlooringLaminate
AppliancesBar Fridge · Built-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Freezer · Microwave · Range · Range Hood · Refrigerator · Washer · Water Filtration System
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Dry Bar · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Skylight(s) · Solid Surface Counters · Solid Wood Cabinets · Thermostat · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air · Zoned
HeatingElectric · Zoned
FurnishedTurnkey

Outside & construction

RoofMetal
ConstructionHardiPlank Type · Wood Frame (FSC Certified)
FoundationStilt/On Piling
ViewPark/Greenbelt · Water
FacesEast
ParkingCovered · Curb Parking · Driveway · Garage Door Opener · Garage Faces Rear · Golf Cart Garage · Golf Cart Parking · Ground Level · Guest · Under Building · Workshop in Garage
ExteriorBalcony · French Doors · Private Entrance · Storage

Community & fees

HOA fee$504/mo
Taxes (2025)$17,604/yr
PetsCats OK, Dogs OK, Number Limit
CommunityBay/Harbor Front · Intracoastal Waterway · Marina · Water Access · Waterfront · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Golf Carts OK · No Truck/RV/Motorcycle Parking · Pool · Restaurant · Sidewalks · Special Community Restrictions · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected · Propane · Sewer Connected · Street Lights · Underground Utilities
WaterPublic

Where it sits

Inside Captiva

Map of 328 USEPPA

Get to know Captiva. See the full Captiva guide →

The numbers that matter

The Captiva market

Seller’s marketLeans buyer42.0 months of inventoryBuyer’s market

$7.9M$1.9M

Captiva median sold, yr/yr

This home is listed 39% below the Captiva median. See the full Captiva market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,990,000 $260K
Mar 25, 2026Listed at $2,250,000 · 118 days on market since
1988Built · COTTAGE SITE III-28

Reality check

What actually sold near 328 USEPPA

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

328 USEPPASold · Jun ’26

$1,900,000

328 USEPPA · same community

5 bd · 3.5 ba · 2,992 sqft · $635/sqft · 28 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Darrick Cook

Your agent

Darrick Cook

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 328 USEPPA — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 328 USEPPA — before you fall in love.

Selling nearby?

What's your home worth today?

This sale is one data point — your home is another. Get a data-driven estimate built from real closed sales like this one, in about a minute.

The brief

Five things that matter here

01Under the Captiva market on paper

$1,990,000 is 39% below the Captiva median of $3,279,000, and at $665/sqft it sits under the Captiva average of $955.

02Park/Greenbelt & Water views

The park/greenbelt and water view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $504/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Time on market is leverage

118 days on market against a Captiva median of 1 — sellers in this position are usually ready to negotiate.

05The price has already moved

Listed at $2,250,000, now $1,990,000 — a $260K cut. The full history is in the market section below.

Listing courtesy of UIP PROPERTY COMPANY LLC · Brian McColgan. MLS #C7523767.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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