3059 HOLCOMB ROAD, PORT CHARLOTTE, FL, 33981
Active131 days on marketListed Mar 30, 2026MLS #C7523967
About this home
3059 HOLCOMB ROAD
This lovely 3-bedroom, 3-bath home is perfectly situated on a gorgeous oversized double lot with a serene water view in the highly desirable Gulf Cove community of Port Charlotte, Florida. From the moment you arrive, an expansive screened front porch welcomes you, capturing peaceful water views—an ideal spot to enjoy your morning coffee or unwind with evening sunsets. Step inside through the elegant double French door entry, where natural light and thoughtful design create an inviting atmosphere. The home offers 1,796 square feet of living space with a split floor plan, providing both comfort and privacy. The primary suite is a true retreat, featuring an ensuite bathroom, walk in closets and its own French doors that open directly to the front porch, allowing you to take in the tranquil water views at any time of day. Bedroom #3 also features French door access to the porch, adding charm and versatility to the space. The spacious family room is enhanced by a cozy wood-burning fireplace, creating the perfect setting for relaxing or entertaining. The oversized double lot, 0.46 acres offers exceptional privacy and endless possibilities—whether you envision adding a pool, expanding outdoor living areas, or creating your own backyard oasis. Downstairs, the covered ground-level space presents a fantastic opportunity for outdoor entertaining, ideal for a BBQ area, gatherings, or simply enjoying the Florida lifestyle. The existing fire pit adds to the backyard ambiance, making it the perfect place to gather with family and friends. Additional features include an expansive 2-car garage, two carports, and a versatile lower-level space complete with a half bath—perfect for a potential in-law suite, bonus room, or additional entertaining area. With no HOA restrictions, you have the freedom to truly make this property your own. This home offers space, privacy, and incredible potential—all in a beautiful peaceful setting. Schedule your private showing today and take in all this exceptional property has to enjoy!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,796
Sqft
0.46 ac
Lot size
2
Garage
1985
Year built
One
Levels
$234
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,011 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,011/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.8%
$/sqft vs PORT CHARLOTTE SEC 060
$234 vs $327
Days on market
131 vs 60 typical
Where $234/sqft sits among the 22 homes for sale in PORT CHARLOTTE SEC 060
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
Gulf Cove — neighborhood snapshot
Population
4,064
Median age
62
Median income
$57,533
Median home value
$349,277
Avg household
2
Households w/ children
274
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
13 of 22
PORT CHARLOTTE SEC 060 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 963% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 3059 HOLCOMB ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$535,000
3058 CURRY TERRACE · same community
3 bd · 2 ba · 1,851 sqft · $289/sqft · 254 DOM
Sold · Jan ’26$309,000
3182 SORREL STREET · same community
3 bd · 2 ba · 1,700 sqft · $182/sqft · 169 DOM
Sold · Jan ’26$440,000
3172 JENNINGS BOULEVARD · same community
3 bd · 2 ba · 1,924 sqft · $229/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3059 HOLCOMB ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3059 HOLCOMB ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3059 HOLCOMB ROAD FAQs
What would the monthly payment be for 3059 HOLCOMB ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,011/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3059 HOLCOMB ROAD?+
The most recent tax bill on record (2025) was $2,309. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3059 HOLCOMB ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $420,000, this home is listed about 27% above the Port Charlotte median of $330,880. The market section on this page shows how the area is trending.
Which schools are assigned to 3059 HOLCOMB ROAD?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$420,000 runs 963% above the PORT CHARLOTTE 33981 median.
02Park/Greenbelt views
The park/greenbelt view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
131 days on market against a Port Charlotte median of 60 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $430,000, now $420,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KW PEACE RIVER PARTNERS · Denise Galloway, Pa. MLS #C7523967.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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