1500 PARK BEACH CIRCLE UNIT 3D, PUNTA GORDA, FL, 33950
Active108 days on marketListed Apr 17, 2026MLS #C7524095
About this home
1500 PARK BEACH CIRCLE UNIT 3D
Rarely does a condo in Punta Gorda Isles offer this combination of location, views, upgrades, and value. Sold fully furnished, this beautifully renovated waterfront residence is just steps from Fishermen’s Village, Gilchrist Park, and downtown Punta Gorda while offering stunning water and city views from one of the building’s most desirable center-position units. Unlike most units in the building, this condo features additional air-conditioned living space thanks to its fully enclosed lanai, creating a larger and more functional floor plan. The 2022 renovation transformed the home with a modern open-concept design, marble countertops, upgraded LG appliances, a Bosch dishwasher, luxury vinyl plank flooring, and beautifully updated bathrooms with frameless glass showers and marble vanities. Additional improvements include complete electrical rewiring, LED lighting throughout, and Storm Smart electric hurricane shutters installed in 2024 for added protection and peace of mind. Residents enjoy access to Punta Gorda’s highest rooftop pool, where panoramic harbor views and spectacular sunsets create a true resort-style experience. The HOA fee is among the lowest in Punta Gorda Isles and includes both water and flood insurance, making ownership even more affordable. Whether you’re looking for a full-time residence, seasonal retreat, or investment property, this move-in-ready waterfront condo offers the best of the Punta Gorda lifestyle in one exceptional package.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,048
Sqft
0.02 ac
Lot size
1975
Year built
One
Levels
$324
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,352 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,352/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+51.5%
$/sqft vs Punta Gorda actives
$324 vs $206
Days on market
108 vs 59 typical
Where $324/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,031
Median age
68
Median income
$97,109
Median home value
$574,467
Avg household
2
Households w/ children
287
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
178 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 1500 PARK BEACH CIRCLE UNIT 3D
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$272,000
1500 PARK BEACH CIRCLE UNIT 2F · same community
2 bd · 2 ba · 988 sqft · $275/sqft · 371 DOM
Sold · May ’26$207,500
1500 PARK BEACH CIRCLE UNIT 5G · same community
2 bd · 2 ba · 988 sqft · $210/sqft · 42 DOM
Sold · Apr ’26$280,000
1500 PARK BEACH CIRCLE UNIT 4E · same community
2 bd · 2 ba · 988 sqft · $283/sqft · 31 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
German Parra Tovar
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1500 PARK BEACH CIRCLE UNIT 3D — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1500 PARK BEACH CIRCLE UNIT 3D — before you fall in love.
See it in person
Schedule a tour
Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1500 PARK BEACH CIRCLE UNIT 3D FAQs
What would the monthly payment be for 1500 PARK BEACH CIRCLE UNIT 3D?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,352/mo — principal and interest, the actual property-tax bill, the $695/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1500 PARK BEACH CIRCLE UNIT 3D?+
The association fee works out to $695 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1500 PARK BEACH CIRCLE UNIT 3D?+
The most recent tax bill on record (2025) was $4,145. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1500 PARK BEACH CIRCLE UNIT 3D?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $339,900, this home is priced right at the Punta Gorda median.
Which schools are assigned to 1500 PARK BEACH CIRCLE UNIT 3D?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$339,900 runs 26% above the PUNTA GORDA 33950 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $695/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $399,000, now $339,900 — a $59K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PALM REALTY · Kris White. MLS #C7524095.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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