
10165 & 10157 KINGSVILLE DRIVE, PORT CHARLOTTE, FL, 33981
Active139 days on marketListed Apr 2, 2026MLS #C7524145
About this home
10165 & 10157 KINGSVILLE DRIVE
Virtually Staged. Waterfront living with direct Gulf access awaits in this spectacular custom 2025 built home nestled on a nearly half-acre double corner lot in coveted South Gulf Cove! This elegant 3-bedroom, 3.5-bath residence features an oversized 3-car garage and offers exceptional privacy surrounded by lush tropical landscaping and a striking paver driveway that leads to a soaring covered entryway—truly a boater’s paradise and tropical retreat. Step inside to an open-concept floor plan with elegant architecture enhanced by soaring 12-foot ceilings, rich European-inspired decor including porcelain flooring, and an abundance of natural light that fills every room. The chef-inspired kitchen dazzles with quartz countertops, sleek custom cabinetry, a coordinating backsplash, decorator lighting, stainless steel appliances, a full-sized pantry, ambient lighting, a center island breakfast bar, and a separate dry bar/coffee station. This space flows seamlessly into the scenic dinette and spacious living areas, all framed by stunning long canal views perfect for enjoying refreshing cross breezes. The executive-style office at the front of the home offers great versatility, ideal as a fourth bedroom or extra den. The master suite is a breathtaking, zen-like sanctuary featuring tranquil water vistas, bamboo flooring, a tray ceiling, an oversized walk-in closet, and a spa-inspired ensuite bath, high end imported fixtures with a luxurious walk-in shower, private water closet, and dual split vanities designed for pampering. Guests and family will appreciate the refined second bedroom with bamboo floors, its own adjoining full bath, and endless views. The third bedroom is equally spacious with a large closet and bamboo floors, sharing a beautifully designed full bath. Step outside to the expansive back patio, already plumbed for an outdoor kitchen and offering ample room to add a pool, creating the perfect setting for entertaining or relaxing in paradise , boating or enjoying Floridas nature up close and personal. Inside laundry room, exceptional finishes, NO CDD and impact windows ensure extra peace of mind and exceptional value. The oversized 3-car garage provides all the space you need for your toys and storage featuring a power outlet for a generator, custom design details, and two windows to flood the space with natural light.. South Gulf Cove is a premier deed-restricted community with a voluntary HOA offering remarkably low annual dues of just $120. HOA members can enjoy access to an air-conditioned clubhouse with complimentary Wi-Fi, ping pong, darts, cornhole, horseshoes, tiki huts, and discounted clubhouse reservations. Multiple community parks nearby feature walking paths, nature trails, a boat launch, fishing docks, picnic shelters, BBQ grills, and playgrounds. Located just minutes from world-class fishing, golf courses, shopping, dining, and Southwest Florida’s stunning beaches like Boca Grande and Manasota Key, South Gulf Cove offers access to over 55 miles of waterways leading to Charlotte Harbor, Myakka River, and the Gulf of Mexico. This is the luxurious waterfront Florida lifestyle you’ve been dreaming of —make it yours today. Schedule your private showing now!
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
2,349
Sqft
0.47 ac
Lot size
3
Garage
2025
Year built
One
Levels
$330
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,761 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,761/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PORT CHARLOTTE SEC 87
$330 vs $324
Days on market
139 vs 59 typical
Where $330/sqft sits among the 24 homes for sale in PORT CHARLOTTE SEC 87
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
18 of 24
PORT CHARLOTTE SEC 87 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1887% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 10165 & 10157 KINGSVILLE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$348,000
10225 WINNIPEG STREET · same community
4 bd · 2 ba · 2,330 sqft · $149/sqft · 531 DOM
Sold · Oct ’25$377,000
10133 AUDREY STREET · same community
4 bd · 2 ba · 2,330 sqft · $162/sqft · 346 DOM
Sold · Apr ’26$463,750
9954 AUDREY STREET · same community
3 bd · 2.5 ba · 2,309 sqft · $201/sqft · 144 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10165 & 10157 KINGSVILLE DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10165 & 10157 KINGSVILLE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10165 & 10157 KINGSVILLE DRIVE FAQs
What would the monthly payment be for 10165 & 10157 KINGSVILLE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,761/mo — principal and interest, the actual property-tax bill, the $20/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10165 & 10157 KINGSVILLE DRIVE?+
The association fee works out to $20 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10165 & 10157 KINGSVILLE DRIVE?+
The most recent tax bill on record (2025) was $1,302. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10165 & 10157 KINGSVILLE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $775,000, this home is listed about 135% above the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Which schools are assigned to 10165 & 10157 KINGSVILLE DRIVE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$775,000 runs 1887% above the PORT CHARLOTTE 33981 median — but at 2,349 sqft it's also 44% larger than the typical Port Charlotte listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
139 days on market against a Port Charlotte median of 59 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $799,000, now $775,000 — a $24K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PALM REALTY · Nick Demers. MLS #C7524145.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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