4354 REDFISH, PUNTA GORDA, FL, 33980
Active111 days on marketListed Apr 4, 2026MLS #C7524228
About this home
4354 REDFISH
Nestled within the exclusive gated, waterfront community of Harbor View on the Bay in Punta Gorda, this 2022 build redefines “easy living”. Thoughtfully constructed with a durable 2022 metal roof and quality finishes throughout, this newer home delivers both style and peace of mind. The split-bedroom floor plan provides privacy and flexibility, while spacious rooms and well-appointed bathrooms create a sense of comfort that feels both relaxed and refined, if you wanted to feel like you were on vacation everyday, this is the one! Every detail has been carefully maintained, making this home truly turnkey and ready for its next owner. A/C, water heater & Roof are all 2022! Situated directly on the bay, Harbor View on the Bay is an ACTIVE 55+ community, offering resort style amenities designed to be enjoyed year round, including a heated saltwater pool, pickleball courts, fishing pier, dog park, putting green, tiki huts, fire pit gathering areas, and a brand new clubhouse and fitness center. Whether you’re soaking in the sun, staying active, or connecting with neighbors, there’s always something to enjoy. Just minutes from the charm of downtown Punta Gorda known for its waterfront dining, boutique shopping, and vibrant community events, this location offers the perfect balance of relaxation and convenience. Turnkey, newer model, and centered around lifestyle, bring your golf cart, this is Florida living made simple, stylish, and complete.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,488
Sqft
0 ac
Lot size
2
Garage
2022
Year built
One
Levels
$155
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,775 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,775/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−18.9%
$/sqft vs Punta Gorda actives
$155 vs $208
Days on market
111 vs 59 typical
Where $155/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33980 — neighborhood snapshot
Population
13,235
Median age
63.4
Median income
$61,871
Median home value
$221,200
Avg household
2.09
Households w/ children
956
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
180 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 69% above the PUNTA GORDA 33980 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 4354 REDFISH
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$140,000
23465 HARBORVIEW ROAD UNIT 826
2 bd · 2 ba · 1,447 sqft · $97/sqft · 165 DOM
Sold · Sep ’25$80,000
23465 HARBORVIEW ROAD UNIT 826
2 bd · 2 ba · 1,447 sqft · $55/sqft · 112 DOM
Sold · Feb ’26$230,000
23491 HARPER AVENUE
3 bd · 2 ba · 1,382 sqft · $166/sqft · 35 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Julian Rivera
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4354 REDFISH — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4354 REDFISH — before you fall in love.
See it in person
Schedule a tour
Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4354 REDFISH FAQs
What would the monthly payment be for 4354 REDFISH?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,775/mo — principal and interest, the actual property-tax bill, the $1,145/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4354 REDFISH?+
The association fee works out to $1,145 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4354 REDFISH?+
The most recent tax bill on record (2025) was $167. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4354 REDFISH?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $230,000, this home is listed about 33% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 4354 REDFISH?+
Kingsway Elementary School (elementary), Port Charlotte Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$230,000 runs 69% above the PUNTA GORDA 33980 median.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $1,145/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04The price has already moved
Listed at $240,000, now $230,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Ashley Braverman. MLS #C7524228.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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