CENTURY 21 Edge
$285,0003 bd2 ba1,664 sqft$171 /sqft$3,414 /mo all-in ↓

4378 MANATEE LOOP UNIT 19A, PUNTA GORDA, FL, 33980

Active74 days on marketListed May 11, 2026MLS #C7526042

Manufactured HomeHARBOR VIEW ON THE BAY

About this home

4378 MANATEE LOOP UNIT 19A

Welcome to paradise in the sought-after 55+ waterfront community of Harbor View On The Bay! Built in 2022, this beautifully upgraded 3-bedroom, 2-bath manufactured home offers the perfect blend of modern coastal style, quality construction, and low-maintenance Florida living just moments from Charlotte Harbor. Featuring over 1,600 square feet of living space, this home was thoughtfully designed with an open-concept split-bedroom floor plan that lives large and feels bright, airy, and inviting from the moment you walk in. The chef-inspired kitchen is truly the heart of the home, complete with granite countertops, oversized custom island, 42” cabinetry, full glass backsplash, convection wall oven and microwave, cooktop with sleek European range hood, recessed lighting, and abundant prep and storage space. The spacious living and dining areas flow seamlessly for easy entertaining, while the high-impact sliding glass doors lead to a private outdoor space perfect for enjoying peaceful mornings or relaxing after a day on the water. The primary suite offers a spa-like feel with a beautifully tiled shower and comfort-height vanities, while the guest bedrooms provide flexibility for visitors, hobbies, or a home office. Additional upgrades include vinyl plank flooring throughout, impact-resistant windows, Hardie cement-composite siding, Galvalume metal roof, upgraded insulation, 9-foot ceilings with crown molding, 2x6 exterior walls, and Wind Zone 3 construction for added durability and peace of mind. Located in an active and pet-friendly community known for its coastal charm and resort-style atmosphere, residents enjoy amenities including a fishing pier, clubhouse, community activities, shuffleboard, and stunning waterfront surroundings near dining, shopping, boating, beaches, and historic downtown Punta Gorda. Whether you’re searching for your seasonal escape or full-time Florida retreat, this move-in ready home delivers the lifestyle buyers are actively searching for in Southwest Florida.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,664

Sqft

0.04 ac

Lot size

2022

Year built

One

Levels

$171

Per sqft

Negotiable55+ community

Inside

FlooringLuxury Vinyl
AppliancesConvection Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Freezer · Ice Maker · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofMetal
ConstructionCement Siding · HardiPlank Type
FoundationCrawlspace · Pillar/Post/Pier
FacesNorthwest
ExteriorBalcony · Garden · Hurricane Shutters · Lighting · Rain Gutters · Sliding Doors

Community & fees

HOA fee$1,450/mo
Taxes (2025)$0/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Dog Park · Gated Community - No Guard · Golf Carts OK · Pool · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Public · Sewer Connected · Street Lights · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,414 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,678
FHA mortgage insurance (est.)$126
Property tax — 2025 actual bill$0
HOA fee — from the listing$1,450
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,975Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,975
Interest rate6.00%
Loan term

Estimated payment

$3,675/mo

Principal & interest$1,678
FHA mortgage insurance (est.)$126
Est. property taxes$261
HOA / condo fee$1,450
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Punta Gorda actives

$171 vs $207

Days on market

74 vs 59 typical

Where $171/sqft sits among the 400 Punta Gorda actives

90
117 · this home
83
52
23
35
$114–162$162–210$210–258$258–306$306–354$354+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda

Map of 4378 MANATEE LOOP UNIT 19A

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33980 — neighborhood snapshot

Population

13,235

Median age

63.4

Median income

$61,871

Median home value

$221,200

Avg household

2.09

Households w/ children

956

For the school run

Charlotte County School District

ElementaryKingsway Elementary School★★★★★
MiddlePort Charlotte Middle School★★★★★
HighCharlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$345K$345K

Punta Gorda median sold, yr/yr

95.0%

Sale-to-list ratio (12 mo)

180 of 400

Punta Gorda actives have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 107% above the PUNTA GORDA 33980 median. See the full Punta Gorda market guide →

Paper trail

This home's history

May 11, 2026Listed at $285,000 · 74 days on market since
2022Built · HARBOR VIEW ON THE BAY

Reality check

What actually sold near 4378 MANATEE LOOP UNIT 19A

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

23343 COLLINA WAY UNIT 204Sold · Jun ’26

$220,000

23343 COLLINA WAY UNIT 204

2 bd · 2 ba · 1,633 sqft · $135/sqft · 31 DOM

23853 COLLINA WAY UNIT 201Sold · Feb ’26

$215,000

23853 COLLINA WAY UNIT 201

2 bd · 2 ba · 1,633 sqft · $132/sqft · 18 DOM

24257 HARBORVIEW ROADSold · Jun ’26

$830,000

24257 HARBORVIEW ROAD

2 bd · 2 ba · 1,625 sqft · $511/sqft · 88 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tyler Stoddard

Your agent

Tyler Stoddard

REALTOR · CENTURY 21 Edge

Tours, negotiation, and every question about 4378 MANATEE LOOP UNIT 19A — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4378 MANATEE LOOP UNIT 19A — before you fall in love.

See it in person

Schedule a tour

Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4378 MANATEE LOOP UNIT 19A FAQs

What would the monthly payment be for 4378 MANATEE LOOP UNIT 19A?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,414/mo — principal and interest, estimated property taxes, the $1,450/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4378 MANATEE LOOP UNIT 19A?+

The association fee works out to $1,450 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4378 MANATEE LOOP UNIT 19A?+

The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4378 MANATEE LOOP UNIT 19A?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $285,000, this home is listed about 17% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.

Which schools are assigned to 4378 MANATEE LOOP UNIT 19A?+

Kingsway Elementary School (elementary), Port Charlotte Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LPT REALTY, LLC · Ashley Braverman. MLS #C7526042.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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