CENTURY 21 Edge
$775,0003 bd2 ba2,300 sqft$337 /sqft$5,200 /mo all-in ↓

430 SPRING LAKE BOULEVARD NW, PORT CHARLOTTE, FL, 33952

Active85 days on marketListed May 19, 2026MLS #C7524320

WaterfrontPrivate poolSingle Family ResidencePORT CHARLOTTE SEC 010

About this home

430 SPRING LAKE BOULEVARD NW

Stunning SALTWATER FRONT HOME – with PREMIUM LUXURY FINISHES - No Deed Restrictions. Welcome to your slice of Florida paradise! This exceptional saltwater front home with new Heated Luxury SALTWATER POOL & SPA, has been completely renovated to the highest standards, offering an immediate sense of luxury and charm. With striking curb appeal and countless decorator upgrades, this home is a true showstopper. Step through double impact-glass entry doors into a space designed for comfort and style. The gourmet kitchen is a chef’s dream, featuring quartz countertops, brand-new stainless-steel appliances, a subway tile backsplash, and custom soft-close real wood cabinetry with abundant storage plus a large Island. The home boasts elegant luxury vinyl plank flooring throughout and offers two spacious living areas, a bright dining room with custom WAINSCOTTING, and breathtaking water views that create an inviting atmosphere for entertaining family and friends. The split-bedroom floor plan includes: • Zen-inspired master suite with private lanai access, a walk-in closet, and a spa-like ensuite bathroom featuring a double vanity with lighted glass mirrors and a stunning walk-in shower. • Two well-appointed guest bedrooms with deep closets, upgraded fans, and a shared luxurious bathroom adorned with custom cabinetry and designer tilework. Step outside to the patio, the perfect space for morning coffee or evenings under the stars. Enjoy the serene views of your saltwater oasis, complete with a new dock, 10,000-pound boat lift, and electric service. With only a 7-minute boat ride to the PEACE RIVER, with GULF ACCESS, this property is ideal for boating and fishing enthusiasts. Additional Features: • Impact double pane glass windows and sliders for effortless indoor-outdoor living. • Inside laundry room with extra cabinetry and counter space. • New Saltwater Pool and Spa, for the ultimate Florida Lifestyle. • NEW RITE POOL HEAT/COOLING PUMP (10/2025), • Public Water and Sewer, plus a Well for irrigation. • Newly sodded, landscaped and fenced yard. Located just minutes from beaches, historic Punta Gorda, Sunseeker Resort, golf courses, fine dining, medical facilities, and the airport, this home offers unparalleled convenience and tranquility. Enjoy private wide water views where manatees, dolphins, and fish make regular appearances. Don’t miss the opportunity to own this piece of waterfront paradise! The Port Charlotte area was VOTED #1 PLACE TO LIVE by CNN and MONEY magazine and featured in the TOP PLACES TO RETIRE in WHERE TO RETIRE magazine. Schedule your private tour today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,300

Sqft

0.25 ac

Lot size

2

Garage

1997

Year built

One

Levels

$337

Per sqft

Private poolWaterfrontGarden & Pool & Trees/Woods & Water viewNegotiablePets allowed

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Chair Rail · Crown Molding · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewGarden · Pool · Trees/Woods · Water
FacesSoutheast
ExteriorIrrigation System · Lighting · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$6,809/yr
PetsYes

Utilities & systems

UtilitiesFire Hydrant · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,200 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,182
PMI (est., until 20% equity)$291
Property tax — 2025 actual bill$567
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $77,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $77,500
Interest rate6.00%
Loan term

Estimated payment

$5,200/mo

Principal & interest$4,182
PMI (est., until 20% equity)$291
Property taxes (actual bill)$567
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $775K
$416KedgeAI estimate $504,893 · range $434K$560K$806K

vs edgeAI estimate

+53.5%

$/sqft vs PORT CHARLOTTE SEC 010

$337 vs $215

Days on market

85 vs 60 typical

Where $337/sqft sits among the 14 homes for sale in PORT CHARLOTTE SEC 010

5
3
2
2
0 · this home
2
$125–173$173–221$221–269$269–317$317–365$365+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Port Charlotte

Map of 430 SPRING LAKE BOULEVARD NW

Get to know Port Charlotte. See the full Port Charlotte guide →

PORT CHARLOTTE 33952 — neighborhood snapshot

Population

33,991

Median age

53.7

Median income

$56,117

Median home value

$224,900

Avg household

2.3

Households w/ children

2,952

For the school run

Charlotte County School District

ElementaryNeil Armstrong Elementary School★★★★★
MiddlePort Charlotte Middle School★★★★★
HighPort Charlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

11 of 14

PORT CHARLOTTE SEC 010 have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 435% above the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →

Paper trail

This home's history

May 19, 2026Listed at $775,000 · 85 days on market since
1997Built · PORT CHARLOTTE SEC 010

Reality check

What actually sold near 430 SPRING LAKE BOULEVARD NW

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3158 LAKE VIEW BOULEVARDSold · Jun ’26

$500,000

3158 LAKE VIEW BOULEVARD · same community

3 bd · 2.5 ba · 2,239 sqft · $223/sqft · 31 DOM

521 W TARPON BOULEVARD NWSold · Aug ’26

$482,000

521 W TARPON BOULEVARD NW · same community

4 bd · 3 ba · 2,438 sqft · $198/sqft · 209 DOM

349 SPRING VIEW CIRCLESold · Oct ’25

$717,500

349 SPRING VIEW CIRCLE · same community

3 bd · 2 ba · 2,108 sqft · $340/sqft · 186 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 430 SPRING LAKE BOULEVARD NW — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 430 SPRING LAKE BOULEVARD NW — before you fall in love.

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

430 SPRING LAKE BOULEVARD NW FAQs

What would the monthly payment be for 430 SPRING LAKE BOULEVARD NW?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,200/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 430 SPRING LAKE BOULEVARD NW?+

The most recent tax bill on record (2025) was $6,809. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 430 SPRING LAKE BOULEVARD NW?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Charlotte?+

At $775,000, this home is listed about 135% above the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.

Which schools are assigned to 430 SPRING LAKE BOULEVARD NW?+

Neil Armstrong Elementary School (elementary), Port Charlotte Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of MAXIM LLC · Carol Wade. MLS #C7524320.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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430 SPRING LAKE BOULEVARD NW, PORT CHARLOTTE, FL — 3 Bed, 2 Bath — $775,000 | CENTURY 21 Edge