9444 MIGUE CIRCLE, PORT CHARLOTTE, FL, 33981
Active122 days on marketListed Apr 7, 2026MLS #C7524402
About this home
9444 MIGUE CIRCLE
WATERFRONT, ACCESS TO CHARLOTTE HARBOUR AND GULF OF AMERICA Come enjoy all that the Southwest Florida Lifestyle has to offer! SOUTH GULF COVE is a waterfront boating community just off the western shore of Charlotte Harbor on the Cape Haze Peninsula. Approximately 55 miles of wide and deep-water canals make South Gulf Cove a favorite among both large powerboat and sailboat homeowners. The community boasts beautiful waterfront homes, parks, boat launches, a very large Interceptor Lagoon (great for fishing, boating, water skiing and jet skiing) and a remote-controlled lock out to the harbor, which keeps the canals non-tidal. South Gulf Cove is a deed restricted community with a voluntary homeowner’s association. Beautiful Boca Grande beach is less than 20 minutes away and there are over 20 golf courses just minutes away. Proximity to waterways, beaches, shopping, dining and Boca Grande make this community a solid choice when deciding where to build your dream home.
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$706 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$706/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 75% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 9444 MIGUE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$406,000
9167 KEY WEST STREET · same community
3 bd · 2 ba · 1,516 sqft · $268/sqft · 14 DOM
Sold · Jan ’26$368,200
15483 MCCOMB CIRCLE · same community
3 bd · 2 ba · 1,597 sqft · $231/sqft · 110 DOM
Sold · May ’26$516,000
9310 ROSEBUD CIRCLE · same community
3 bd · 2 ba · 1,841 sqft · $280/sqft · 27 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 9444 MIGUE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9444 MIGUE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9444 MIGUE CIRCLE FAQs
What would the monthly payment be for 9444 MIGUE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $706/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9444 MIGUE CIRCLE?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9444 MIGUE CIRCLE?+
The most recent tax bill on record (2025) was $1,188. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9444 MIGUE CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $69,000, this home is listed about 79% below the Port Charlotte median of $330,350. The market section on this page shows how the area is trending.
Which schools are assigned to 9444 MIGUE CIRCLE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$69,000 runs 75% above the PORT CHARLOTTE 33981 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
122 days on market against a Port Charlotte median of 59 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $74,000, now $69,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ERA ADVANTAGE REALTY, INC. · Kelly Simmons. MLS #C7524402.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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