CENTURY 21 Edge
$299,000$335,000$2,369 /mo all-in ↓

108 SINCLAIR STREET SE, PORT CHARLOTTE, FL, 33952

Active116 days on marketListed Apr 16, 2026MLS #C7524882

Reduced $36KWaterfrontPORT CHARLOTTE SUB SEC 43

About this home

108 SINCLAIR STREET SE

Experience the ultimate Southwest Florida boating lifestyle with this exceptional oversized waterfront lot in desirable Port Charlotte. Offering 100 feet of water frontage, a concrete seawall, and true sailboat access with direct open water connectivity, this property is the perfect canvas to build your dream home in paradise. With no bridges to navigate, enjoy effortless access to Charlotte Harbor and the Gulf beyond. PROPERTY OVERVIEW: • Oversized waterfront homesite • 100 feet of water frontage • Concrete seawall in place • Sailboat access (no bridges) • Direct access to open water • Ideal for custom home construction WATERFRONT FEATURES: • Prime canal location with wide water views • Concrete seawall already installed • Perfect for private dock and boat lift • Quick boating access to Charlotte Harbor • Excellent opportunity for serious boaters BUILDING OPPORTUNITY: • Generous lot size for flexible home design • Plenty of space for pool, outdoor living, and garage • Ideal for custom luxury or seasonal residence • Surrounded by well-maintained waterfront homes LOCATION HIGHLIGHTS: • Located in growing Port Charlotte community • Close to shopping, dining, and medical facilities • Easy access to golf courses and parks • Short drive to Gulf beaches and barrier islands An outstanding opportunity to secure a premium sailboat-access waterfront lot with direct open water access—perfect for building your custom coastal retreat in one of Southwest Florida’s most sought-after boating communities.

Facts & features

The home at a glance

0.29 ac

Lot size

WaterfrontWater viewPets allowed

Inside

Outside & construction

ViewWater
FacesSoutheast

Community & fees

Taxes (2025)$3,802/yr
PetsCats OK, Dogs OK, Yes

Utilities & systems

UtilitiesElectrical Nearby · Public · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,369 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,760
FHA mortgage insurance (est.)$132
Property tax — 2025 actual bill$317
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,465Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,465
Interest rate6.00%
Loan term

Estimated payment

$2,369/mo

Principal & interest$1,760
FHA mortgage insurance (est.)$132
Property taxes (actual bill)$317
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Port Charlotte

Map of 108 SINCLAIR STREET SE

Get to know Port Charlotte. See the full Port Charlotte guide →

PORT CHARLOTTE 33952 — neighborhood snapshot

Population

33,991

Median age

53.7

Median income

$56,117

Median home value

$224,900

Avg household

2.3

Households w/ children

2,952

For the school run

Charlotte County School District

ElementaryNeil Armstrong Elementary School★★★★★
MiddlePort Charlotte Middle School★★★★★
HighPort Charlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 114% above the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →

Paper trail

This home's history

CurrentPrice reduced to $299,000 $36K
Apr 16, 2026Listed at $335,000 · 116 days on market since

Reality check

What actually sold near 108 SINCLAIR STREET SE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

851 CONREID DRIVE NESold · May ’26

$195,000

851 CONREID DRIVE NE

3 bd · 1 ba · 874 sqft · $223/sqft · 66 DOM

815 CONREID DRIVE NESold · Jun ’26

$223,550

815 CONREID DRIVE NE

3 bd · 1 ba · 1,077 sqft · $208/sqft · 31 DOM

858 CONREID DRIVE NESold · Oct ’25

$180,000

858 CONREID DRIVE NE

3 bd · 1 ba · 1,237 sqft · $146/sqft · 165 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Arlinda Gokyar

Your agent

Arlinda Gokyar

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 108 SINCLAIR STREET SE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 108 SINCLAIR STREET SE — before you fall in love.

See it in person

Schedule a tour

Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

108 SINCLAIR STREET SE FAQs

What would the monthly payment be for 108 SINCLAIR STREET SE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,369/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 108 SINCLAIR STREET SE?+

The most recent tax bill on record (2025) was $3,802. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 108 SINCLAIR STREET SE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Charlotte?+

At $299,000, this home is listed about 10% below the Port Charlotte median of $330,740. The market section on this page shows how the area is trending.

Which schools are assigned to 108 SINCLAIR STREET SE?+

Neil Armstrong Elementary School (elementary), Port Charlotte Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$299,000 runs 114% above the PORT CHARLOTTE 33952 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $335,000, now $299,000 — a $36K cut. The full history is in the market section below.

Listing courtesy of KW PEACE RIVER PARTNERS · Nicholas Greth. MLS #C7524882.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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108 SINCLAIR STREET SE, PORT CHARLOTTE, FL — $299,000 | CENTURY 21 Edge