9582 ARSIPE CIRCLE, PORT CHARLOTTE, FL, 33981
Active108 days on marketListed Apr 20, 2026MLS #C7525105
About this home
9582 ARSIPE CIRCLE
TURN-KEY WATERFRONT POOL HOME with DIRECT GULF ACCESS in South Gulf Cove. This 3-bedroom, 2.5-bath home with a 2-car garage and bonus den sits on a saltwater canal and is ready to enjoy. Inside, you’ll find an open living space with peaceful water views, a kitchen with stainless steel appliances, granite countertops, and a breakfast bar, plus a split floor plan for added privacy. The primary suite features tray ceilings, plantation shutters, a walk-in closet, and a dual-sink bath with a walk-in shower. The den offers flexible space for an office or extra guests with a Murphy bed. Step outside to a great Florida setup—large epoxy pool deck, covered seating area, half bath, outdoor shower, and a private dock with fish light. Located in a deed-restricted community with no required HOA (optional access to a boat ramp, clubhouse, and playground). Previously used as an Airbnb, offering solid rental potential. Just minutes to Boca Grande Beach, Englewood Beach, and Manasota Key, plus nearby dining and shopping. Easy coastal living—whether full-time, seasonal, or investment.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,938
Sqft
0.23 ac
Lot size
2
Garage
2001
Year built
One
Levels
$245
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,852 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,852/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−15.7%
$/sqft vs PORT CHARLOTTE SEC 081
$245 vs $299
Days on market
108 vs 59 typical
Where $245/sqft sits among the 34 homes for sale in PORT CHARLOTTE SEC 081
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
19 of 34
PORT CHARLOTTE SEC 081 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1103% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 9582 ARSIPE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$325,000
15659 RUSTON CIRCLE · same community
4 bd · 2 ba · 1,961 sqft · $166/sqft · 227 DOM
Sold · Feb ’26$560,000
15604 RUSTON CIRCLE · same community
3 bd · 2.5 ba · 1,866 sqft · $300/sqft · 0 DOM
Sold · Apr ’26$340,000
9219 NEWNAN CIRCLE · same community
4 bd · 2.5 ba · 2,012 sqft · $169/sqft · 316 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 9582 ARSIPE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9582 ARSIPE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9582 ARSIPE CIRCLE FAQs
What would the monthly payment be for 9582 ARSIPE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,852/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9582 ARSIPE CIRCLE?+
The most recent tax bill on record (2025) was $8,223. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9582 ARSIPE CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $475,000, this home is listed about 43% above the Port Charlotte median of $332,425. The market section on this page shows how the area is trending.
Which schools are assigned to 9582 ARSIPE CIRCLE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$475,000 runs 1103% above the PORT CHARLOTTE 33981 median — but at 1,938 sqft it's also 18% larger than the typical Port Charlotte listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $499,000, now $475,000 — a $24K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · Ryan Finnegan. MLS #C7525105.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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