CENTURY 21 Edge
$964,500$975,0004 bd3 ba2,446 sqft$394 /sqft$5,904 /mo all-in ↓

9493 ST PAUL DRIVE, PORT CHARLOTTE, FL, 33981

Active112 days on marketListed Apr 23, 2026MLS #C7525110

Reduced $11KNew constructionWaterfrontPrivate poolSingle Family ResidencePORT CHARLOTTE SEC 081

About this home

9493 ST PAUL DRIVE

NEW AMAZING PRICE! STUNNING QUICK GULF ACCESS custom built 4/3/3 pool home WITH A SEAWALL in the prestigious waterfront community of South Gulf Cove. PANORAMIC VIEWS INTERSECTING CANALS, this home offers exquisite luxury, breathtaking views, an idyllic Florida lifestyle come true. This sleek, modern masterpiece showcases clean lines and incredible curb appeal with a contemporary PAVER DRIVEWAY, manicured landscaping, soaring entryway, MAJESTIC 100 YEAR LIFESPAN STANDING SEEM BRONZE METAL ROOF, custom doors, designer lighting and distinctive vertically stacked horizontal windows, pure elevated modern elegance. HURRICANE IMPACT RATED WINDOWS & DOORS THROUGHOUT! Step inside the foyer to an open floor plan flooded with dramatic linear LED vertical lighting & multi tiered tray ceilings with built in linear lighting accentuating the levels, marble look porcelain tile, low profile linear air vents, all crafted with superior finishes throughout. Your living room features 13.5FT CEILING HEIGHT, contemporary acoustic slat panels, floating electric fireplace media wall and tall pocket sliding doors. Your chef worthy kitchen boasts quartz counters and backsplash, deluxe Whirlpool appliances, chimney range hood, slim line pendant lighting, European style self closing cabinetry, waterfall edge breakfast bar perfect for everyday or fine dining. Triple windows display magnificence within the contemporary dining room adjacent to your kitchen affording choice water views and effortless entertaining. The versatile den, enclosed w sleek frameless glass double doors, fills with ambient natural light & offers panoramic water vistas, ideal for an office or hobby room. The zen-inspired primary suite is a private retreat with patio, pool, and outdoor kitchen access, tray ceiling, sky enhancing clerestory window, California Closets, and spa like ensuite bath. The luxurious bath features floating split vanities, backlot LED mirrors, upgraded design trend of a glass enclosed wet room highlighting a freestanding tub wet room area complimented with bench seating for exceptional centralized drainage. A resort steam room experience, perfect a true spa pampering. Three spacious guest bedrooms offer modern convenience and stunning aesthetics, including one with direct access to the paver patio and captivating water views. Two exceptional bathrooms service the main home and extra bedrooms inclusive of a convenient pool bath. The show-stopping screened and caged pool area includes a paver deck, an integrated sitting spa positioned for an immersible view and crafted resort style with a fully equipped professional outdoor kitchen.Enjoy unmatched craftsmanship, incredible cross breezes, and every modern outdoor living comfort beneath the covered tongue and groove wood ceiling, your ultimate Florida lifestyle awaits. Swim & live in luxurious privacy day or night while experiencing all the nature and gulf have to offer with every imaginable modern comfort at your fingertips. Additional standout features include a single fixed bridge, unbeatable water views, no HOA, PUBLIC WATER AND SEWER, outdoor shower, LED pool lighting. Over 150K IN CUSTOM UPGRADES! South Gulf Cove community amenities include a Boat Ramp, nearby marinas, expansive parks, and playgrounds perfect for family fun and outdoor adventures and are OPTIONAL HOA. Enjoy close proximity to fantastic dining, shopping, world class fishing, top golf courses, and so much more. SCHEDULE your showing TODAY!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,446

Sqft

0.23 ac

Lot size

3

Garage

2025

Year built

One

Levels

$394

Per sqft

Private poolWaterfrontFireplaceWater viewPets allowed

Inside

FlooringPorcelain Tile
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Ice Maker · Indoor Grill · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Coffered Ceiling(s) · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionBlock · Stucco
FoundationStem Wall
ViewWater
FacesSoutheast
ParkingDriveway · Golf Cart Garage · Oversized
ExteriorIrrigation System · Outdoor Kitchen · Outdoor Shower · Rain Gutters · Sliding Doors

Community & fees

HOA fee$10/mo
Taxes (2025)$2,015/yr
PetsYes
CommunityFishing · Public Boat Ramp · Water Access · Waterfront · Deed Restrictions · Park

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,904 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,204
PMI (est., until 20% equity)$362
Property tax — 2025 actual bill$168
HOA fee — from the listing$10
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $96,450Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $96,450
Interest rate6.00%
Loan term

Estimated payment

$5,904/mo

Principal & interest$5,204
PMI (est., until 20% equity)$362
Property taxes (actual bill)$168
HOA / condo fee$10
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $965K
$554KedgeAI estimate $712,695 · range $577K$949K$1.0M

vs edgeAI estimate

+35.3%

$/sqft vs PORT CHARLOTTE SEC 081

$394 vs $299

Days on market

112 vs 60 typical

Where $394/sqft sits among the 35 homes for sale in PORT CHARLOTTE SEC 081

9
6
6
6 · this home
1
7
$171–229$229–287$287–345$345–403$403–460$460+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside South Gulf Cove

Map of 9493 ST PAUL DRIVE inside its neighborhood boundary

Get to know Port Charlotte. See the full Port Charlotte guide →

South Gulf Cove — neighborhood snapshot

Population

5,413

Median age

63

Median income

$92,806

Median home value

$480,409

Avg household

2

Households w/ children

284

For the school run

Charlotte County School District

ElementaryMyakka River Elementary School★★★★★
MiddleL. A. Ainger Middle School★★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

18 of 35

PORT CHARLOTTE SEC 081 have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2373% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →

Paper trail

This home's history

CurrentPrice reduced to $964,500 $11K
Apr 23, 2026Listed at $975,000 · 112 days on market since
2025Built · PORT CHARLOTTE SEC 081

Reality check

What actually sold near 9493 ST PAUL DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9213 SPRING CIRCLESold · Dec ’25

$384,750

9213 SPRING CIRCLE · same community

4 bd · 3 ba · 2,470 sqft · $156/sqft · 75 DOM

9317 SAINT PAUL DRIVESold · Aug ’25

$600,000

9317 SAINT PAUL DRIVE · same community

3 bd · 3 ba · 2,336 sqft · $257/sqft · 102 DOM

9325 ST PAUL DRIVESold · May ’26

$639,000

9325 ST PAUL DRIVE · same community

3 bd · 3 ba · 2,273 sqft · $281/sqft · 24 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kevin Johnson

Your agent

Kevin Johnson

CEO & Managing Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 9493 ST PAUL DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9493 ST PAUL DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

9493 ST PAUL DRIVE FAQs

What would the monthly payment be for 9493 ST PAUL DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,904/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9493 ST PAUL DRIVE?+

The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9493 ST PAUL DRIVE?+

The most recent tax bill on record (2025) was $2,015. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9493 ST PAUL DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Charlotte?+

At $964,500, this home is listed about 192% above the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.

Which schools are assigned to 9493 ST PAUL DRIVE?+

Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$964,500 runs 2373% above the PORT CHARLOTTE 33981 median — but at 2,446 sqft it's also 50% larger than the typical Port Charlotte listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $975,000, now $964,500 — a $11K cut. The full history is in the market section below.

Listing courtesy of RE/MAX PALM REALTY · Nick Demers. MLS #C7525110.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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