123 POINSETTIA CIRCLE NE, PORT CHARLOTTE, FL, 33952
Active116 days on marketListed Apr 23, 2026MLS #C7525256
About this home
123 POINSETTIA CIRCLE NE
GULF ACCESS! Only ONE BRIDGE to Harbor and Gulf! This SWEET COMFORTABLE 'WATERFRONT' OASIS is ready with many NEW MAJOR UPDATES! ENJOY the Serenity of sitting with WATER VIEWS and SUNSETS of various colors all year round. Fish jumping, birds taking their walks. The ORIGINAL P.C. WATERFRONT Homes & Neighborhood with the BEST ACCESS to OPEN WATER within a few minutes. Begin from the open Front porch into the OPEN FLOOR PLAN - Living Rm, OPEN Kitchen/DR COMBO to the Right is Bath 1 with 2 Bedrooms & Linen closet. off the MAIN floor are FRENCH DOORS to the BR3/FAMILY ROOM COMBO set up with it's own FULL Bath & Closet and separate entrance. The NEWER IMPACT windows keep this area Completely comfortable with A/C or HEAT. This FLOOR RETRO tile in Concrete is 1958 STYLE of the original builder's 'SIGNATURE'. This room can have it's own entrance via the garage/carport or screened lanai. VIEWS of the WATER COMPLETELY from this room or go out to the screened LANAI. Lanai goes out to the Converted GARAGE/CARPORT with separate Laundry Room and PLENTY of STORAGE in lieu of a SHED. There is a paver PATIO also to view the BACKYARD & DOCK. This Dock has been UPGRADED to 'AZACK' PLANK, recycled plastic that doesn't get hot when exposed to sun & heat. The CONCRETE SEAWALL was COMPLETELY REINFORCED 2023 (REBAR, STONE/CONCRETE FILL & 'EXTRA CAP' FOR MORE STRENGTH) Brand NEW UPGRADED 150 AMP ELEC PANEL 4/24, Fresh Exterior Paint 3/24, NEW ROOF 1/22, HOT WATER HEATER 3/21, AC 7/19. ORIGINAL STEEL/METAL SHUTTERS are attached to the home (EASY UP & DOWN). ADT Security system, 2 NEW yard sensor Lites, front & rear. Come bring your BOAT or ENJOY WATER SPORTS, WATER TOYS & FISHING in the backyard. At end of this CANAL, go LEFT onto 150' wide ELKCAM waterway, under the HIGHEST Edgewater bridge to Charlotte Harbor and beyond. If you prefer there are several Boat Launches within a couple miles. 7 miles TO P.G. AIRPORT. 2 miles to the WATERFRONT SUNSEEKERS RESORT, Just a few miles more over to PUNTA GORDA Restaurants, waterfront parks & walking trails. The Neighborhood and area are going thru REVITALIZATION. 'DON'T MISS THIS ONE'!! JUST MOVE-IN! FURNISHINGS NEGOTIABLE! DIMENSIONS APPROXIMATE/Buyer responsible to Verify ALL.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,054
Sqft
0.22 ac
Lot size
1
Garage
1957
Year built
One
Levels
$274
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,105 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,105/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+24.3%
$/sqft vs PORT CHARLOTTE
$274 vs $218
Days on market
116 vs 59 typical
Where $274/sqft sits among the 30 homes for sale in PORT CHARLOTTE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33952 — neighborhood snapshot
Population
33,991
Median age
53.7
Median income
$56,117
Median home value
$224,900
Avg household
2.3
Households w/ children
2,952
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
9 of 30
PORT CHARLOTTE have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% above the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 123 POINSETTIA CIRCLE NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$210,000
14524 RANSOM · same community
2 bd · 2 ba · 1,098 sqft · $191/sqft · 47 DOM
Sold · Apr ’26$207,500
5083 ESCALANTE DRIVE · same community
3 bd · 2 ba · 957 sqft · $217/sqft · 8 DOM
Sold · Aug ’26$170,000
4532 CHICOPA STREET · same community
3 bd · 1 ba · 850 sqft · $200/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Solance Kallendorf
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 123 POINSETTIA CIRCLE NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 123 POINSETTIA CIRCLE NE — before you fall in love.
See it in person
Schedule a tour
Live availability from Solance's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
123 POINSETTIA CIRCLE NE FAQs
What would the monthly payment be for 123 POINSETTIA CIRCLE NE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,105/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 123 POINSETTIA CIRCLE NE?+
The most recent tax bill on record (2025) was $1,387. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $289,000, this home is listed about 12% below the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Which schools are assigned to 123 POINSETTIA CIRCLE NE?+
Neil Armstrong Elementary School (elementary), Port Charlotte Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$289,000 runs 99% above the PORT CHARLOTTE 33952 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $298,000, now $289,000 — a $9K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PALM REALTY · Maryanna Zito. MLS #C7525256.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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