3456 DWIGHT STREET, PORT CHARLOTTE, FL, 33981
Active107 days on marketListed Apr 27, 2026MLS #C7525338
About this home
3456 DWIGHT STREET
One or more photo(s) has been virtually staged. One or more photo(s) has been virtually staged. Set in the Gulf Cove community of Port Charlotte, this home offers over 2,200 square feet of living space with an optional HOA and a layout designed to adapt to a variety of lifestyles. From the moment you step inside, you'll appreciate the open feel, abundant natural light, and vaulted ceilings in the main living and dining areas, creating an open, bright, and welcoming atmosphere. Recent cosmetic improvements, including fresh interior touch-up paint, a newly installed kitchen stove, and continued updates throughout the home, reflect the seller's ongoing care and attention to the property. Additional valuable improvements include a replaced roof, updated A/C system, electric water heater, partial impact windows and plumbing improvements, offering added value and peace of mind for the next owner. The centrally located kitchen features a functional layout with a pass-through bar and seating, creating a connected space for everyday living and entertaining. The additional family room provides a unique opportunity with a built-in spa that is currently covered, allowing the next owner the flexibility to restore it or transform the space to fit their own vision. The spacious primary suite offers a comfortable retreat with a walk-in shower and dual walk-in closets, while the additional bedrooms provide flexibility and storage for a variety of needs. The dining area is complemented by a built-in wet bar, adding character and convenience for gatherings or everyday enjoyment. Enjoy Florida living year-round from the oversized screened porch with privacy mesh, designed for relaxing, dining, or entertaining while overlooking the backyard with mature fruit trees. The two-car garage offers even more versatility with room for vehicles, storage, a workshop, or a customized hobby space. Located just minutes from the Gulf Cove Community Park and Boat Ramp, this home provides convenient access to boating and water recreation while remaining close to shopping, dining, everyday amenities, and Gulf beaches, including Englewood Beach. Combining generous living space, valuable improvements, and the opportunity to make it your own over time, this Gulf Cove home offers a unique opportunity in one of Port Charlotte's established waterfront communities. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,245
Sqft
0.23 ac
Lot size
2
Garage
1988
Year built
One
Levels
$167
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,034 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,034/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.9%
$/sqft vs PORT CHARLOTTE SEC 060
$167 vs $300
Days on market
107 vs 60 typical
Where $167/sqft sits among the 23 homes for sale in PORT CHARLOTTE SEC 060
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
Gulf Cove — neighborhood snapshot
Population
4,064
Median age
62
Median income
$57,533
Median home value
$349,277
Avg household
2
Households w/ children
274
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
13 of 23
PORT CHARLOTTE SEC 060 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 862% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 3456 DWIGHT STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$398,900
12482 KNEELAND TERRACE · same community
4 bd · 3 ba · 2,265 sqft · $176/sqft · 0 DOM
Sold · Dec ’25$470,000
12325 MITCHELL TERRACE · same community
4 bd · 2.5 ba · 2,144 sqft · $219/sqft · 391 DOM
Sold · Mar ’26$800,000
2540 KLASS TERRACE · same community
3 bd · 2 ba · 2,117 sqft · $378/sqft · 507 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3456 DWIGHT STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3456 DWIGHT STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3456 DWIGHT STREET FAQs
What would the monthly payment be for 3456 DWIGHT STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,034/mo — principal and interest, the actual property-tax bill, the $6/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3456 DWIGHT STREET?+
The association fee works out to $6 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3456 DWIGHT STREET?+
The most recent tax bill on record (2025) was $5,932. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3456 DWIGHT STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $375,000, this home is listed about 14% above the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3456 DWIGHT STREET?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$375,000 runs 862% above the PORT CHARLOTTE 33981 median — but at 2,245 sqft it's also 37% larger than the typical Port Charlotte listing.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03The price has already moved
Listed at $387,500, now $375,000 — a $13K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ERA ADVANTAGE REALTY, INC. · Taylor Mascoe. MLS #C7525338.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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