
870 COLUMBIA STREET, PORT CHARLOTTE, FL, 33948
Pending114 days on marketListed Apr 27, 2026MLS #C7525405
About this home
870 COLUMBIA STREET
UNFURNISHED ANNUAL 4 bedrooms, 2 bathrooms, and 1,710 square feet of thoughtfully designed living space. This attractive single-story residence features a clean, modern exterior, a classic hip-roof design, and a paver driveway leading to a spacious two-car garage. Step inside to a bright, open-concept floor plan where the kitchen, living room, and dining area flow seamlessly—perfect for both entertaining and everyday living. Tile flooring extends throughout the entire home, providing a cohesive, low-maintenance finish ideal for Florida living. High ceilings, recessed lighting, and abundant natural light enhance the open and airy atmosphere. The modern kitchen showcases white cabinetry, stainless steel appliances, a breakfast bar, and pendant lighting, all overlooking the main living areas. The laundry room is conveniently located off the kitchen and includes a washer, dryer, and utility sink. Sliding glass doors provide easy access to the outdoor space. The primary suite is privately located on one side of the home, offering a peaceful retreat complete with his and her walk-in closets, a dual-sink vanity, a walk-in shower, and a private toilet room. On the opposite side of the home, three additional bedrooms—each with built-in closets—share a full bathroom. Any of these rooms can easily serve as a home office, guest room, gym, or flex space to suit your lifestyle. Out back, enjoy a covered patio with ceiling fan, perfect for relaxing or entertaining year-round. The large backyard provides ample space to add a pool or create your own custom outdoor oasis. The home’s HVAC system is located within the conditioned space, meaning the heating and cooling equipment is placed inside the insulated, climate-controlled areas of the home. This design helps improve energy efficiency, provides easier maintenance access, and ensures the system operates in a protected environment for reliable year-round comfort. Additionally, the home features a separate 50-amp breaker in the electrical panel and is prewired to specifically handle an 8,500–15,000-watt generator, offering peace of mind and convenience during power outages. The property is also connected to public water, eliminating the need for a well. Situated in a well-established neighborhood close to shopping, dining, schools, and all that Port Charlotte has to offer, this home is move-in ready, low maintenance, and thoughtfully designed for modern Florida living.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,692
Sqft
0.23 ac
Lot size
2
Garage
2022
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$175 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$175/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33948 — neighborhood snapshot
Population
18,732
Median age
59.4
Median income
$60,788
Median home value
$279,500
Avg household
2.32
Households w/ children
1,261
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 93% below the PORT CHARLOTTE 33948 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Julian Rivera
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 870 COLUMBIA STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 870 COLUMBIA STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
870 COLUMBIA STREET FAQs
What would the monthly payment be for 870 COLUMBIA STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $175/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 870 COLUMBIA STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $2,100, this home is listed about 99% below the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Which schools are assigned to 870 COLUMBIA STREET?+
Liberty Elementary School (elementary), Port Charlotte High School (high), Murdock Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of MARINA PARK REALTY LLC · Mandy Compton. MLS #C7525405.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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