123 6TH STREET, PUNTA GORDA, FL, 33982
Active96 days on marketListed May 1, 2026MLS #C7525502
About this home
123 6TH STREET
Water view, gulf access property! Easy ride out to the Peace River or to Charlotte Harbor! One bedroom, one bath home with a separate laundry room (over-sized to use as storage, or to set up a twin bed for guest!) Large family room with space for a pull out sofa. The property has been remodeled. 3 Mini splits were installed for AC/heat. Lazy Lagoon is located off of 17 in Punta Gorda. Close to I75. It is a friendly 55+ community. LOW HOA FEE $210/mo This is not leased land! AI photos added for decor ideas.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
672
Sqft
0.08 ac
Lot size
1989
Year built
One
Levels
$132
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$998 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$998/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs LAZY LAGOON MOB HME PARK COOP
$132 vs $163
Days on market
96 vs 60 typical
Where $132/sqft sits among the 6 homes for sale in LAZY LAGOON MOB HME PARK COOP
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33982 — neighborhood snapshot
Population
12,543
Median age
53.1
Median income
$68,514
Median home value
$285,400
Avg household
2.24
Households w/ children
1,033
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
1 of 6
LAZY LAGOON MOB HME PARK COOP have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% below the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 123 6TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$165,000
135 LAZY LAGOON DRIVE · same community
2 bd · 2 ba · 1,372 sqft · $120/sqft · 158 DOM
Sold · Mar ’26$55,000
43 4TH STREET
1 bd · 1 ba · 559 sqft · $98/sqft · 199 DOM
Sold · Mar ’26$134,500
3204 BAYSIDE PARKWAY
2 bd · 2 ba · 832 sqft · $162/sqft · 105 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 123 6TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 123 6TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
123 6TH STREET FAQs
What would the monthly payment be for 123 6TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $998/mo — principal and interest, the actual property-tax bill, the $210/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 123 6TH STREET?+
The association fee works out to $210 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 123 6TH STREET?+
The most recent tax bill on record (2025) was $773. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 123 6TH STREET?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $89,000, this home is listed about 74% below the Punta Gorda median of $344,500. The market section on this page shows how the area is trending.
Which schools are assigned to 123 6TH STREET?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PUNTA GORDA 33982 market on paper
$89,000 is 30% below the PUNTA GORDA 33982 median of $127,140, and at $132/sqft it sits under the Punta Gorda average of $230.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $99,000, now $89,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY ONE GROUP MVP · Claudia DeBruyn. MLS #C7525502.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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