402 SW 37TH LANE, CAPE CORAL, FL, 33914
Active103 days on marketListed Apr 30, 2026MLS #C7525571
About this home
402 SW 37TH LANE
Check out this well-maintained Florida home located in the prosperous Pelican Neighborhood of SW Cape Coral, FL with palms galore! This 3-bedroom home with 2 full bathrooms has a very unique floor plan that feels much bigger than 1,853 sq. ft. – featuring a separate area upon entry currently being used as the game room, which could be used as the living room, along with a separate dining room. The primary bedroom is located on one side of the house, while the guest rooms are located on the opposite side of the house offering plenty of privacy. The home features vaulted ceilings in the living room overlooking the kitchen, with additional seating and storage space. This home has tile throughout the entire house and the current owners have made lots of small but very noticeable upgrades throughout that make the home feel warm and comfortable. The lanai is where you will spend most of your time, it’s fully enclosed and has plenty of space to entertain and relax in the heated/cooled saltwater pool and the above ground spa that comes with the house. The home is equipped with accordion shutters on all of the windows, including the lanai area. The main entry door, garage and pool bath doors have been upgraded to impact resistant. The yard is completely fenced in and has a great location on set pavers for you to lay out and soak in that Florida sunshine! The roof was replaced in 2022. Oh, by the way, all of the furnishings seen in the pictures are fully negotiable, this home can be sold TURN KEY! NO HOAs and NO FLOOD ZONE here. Home is conveniently located close to schools, parks, entertainment, shopping and less than 10 minutes to downtown Cape Coral. Ready to see it for yourself? Call your agent today and setup that appointment.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,853
Sqft
0.27 ac
Lot size
2
Garage
1986
Year built
One
Levels
$245
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,451 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,451/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.3%
$/sqft vs CAPE CORAL
$245 vs $246
Days on market
103 vs 51 typical
Where $245/sqft sits among the 144 homes for sale in CAPE CORAL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cape Coral
Get to know Cape Coral. See the full Cape Coral guide →
CAPE CORAL 33914 — neighborhood snapshot
Population
44,439
Median age
54.7
Median income
$75,557
Median home value
$408,800
Avg household
2.46
Households w/ children
3,094
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$375K → $405K
Cape Coral median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
57 of 144
CAPE CORAL have cut their price
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% above the CAPE CORAL 33914 median. See the full Cape Coral market guide →
Paper trail
This home's history
Reality check
What actually sold near 402 SW 37TH LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$560,000
210 SW 37TH TERRACE · same community
3 bd · 2 ba · 1,856 sqft · $302/sqft · 163 DOM
Sold · Dec ’25$305,000
2730 NW 6TH STREET · same community
4 bd · 2 ba · 1,830 sqft · $167/sqft · 14 DOM
Sold · Dec ’25$390,000
1726 SE 2ND STREET · same community
3 bd · 2 ba · 1,811 sqft · $215/sqft · 75 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 402 SW 37TH LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 402 SW 37TH LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
402 SW 37TH LANE FAQs
What would the monthly payment be for 402 SW 37TH LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,451/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 402 SW 37TH LANE?+
The most recent tax bill on record (2025) was $4,946. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Cape Coral?+
At $454,900, this home is listed about 3% above the Cape Coral median of $442,500. The market section on this page shows how the area is trending.
Which schools are assigned to 402 SW 37TH LANE?+
Gulf Middle School (middle), Ida S. Baker High School (high), Gulf Elementary School (elementary), Pelican Elementary School (elementary), Cape Coral High School (high), Cape Elementary School (elementary), Trafalgar Middle School (middle), Mariner High School (high), North Fort Myers High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$454,900 runs 14% above the CAPE CORAL 33914 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
103 days on market against a Cape Coral median of 51 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Gulf Middle School, Ida S. Baker High School, Gulf Elementary School, Pelican Elementary School, Cape Coral High School, Cape Elementary School, Trafalgar Middle School, Mariner High School, North Fort Myers High School — Gulf Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $464,900, now $454,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PELICAN VISTA REALTY · Veldin Miskic. MLS #C7525571.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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