20045 SANCRAFT AVENUE, PORT CHARLOTTE, FL, 33954
Active101 days on marketListed May 5, 2026MLS #C7525684
About this home
20045 SANCRAFT AVENUE
PRICE REDUCTION! Welcome to this inviting Port Charlotte home set in a quiet, well established neighborhood with a community pool, convenient access to shopping, dining, parks, and Gulf Coast beaches. The property features a comfortable, functional layout with a bright main living area and a modern 50” electric fireplace, ideal for everyday living or casual entertaining. Kitchen has granite countertops, stainless appliances and a new refrigerator. The bedrooms are well sized and offer flexibility for guests, a home office, or hobbies. Lovely back patio. 8’ wide pine closets with built-in shelving. New carpet in quest bedroom, tile throughout the rest of the house. New roof 2023, new air conditioner 2025, and newer hot water heater 2023. The community has underground power lines, public water & sewer. In addition to the Olympic-size heated pool, enjoy the private clubhouse, fitness center, billiard room, shuffleboard, all in a park-like setting. NOT IN A FLOOD ZONE. Located in a Deed Restricted Community, close to shopping, and restaurants. With its central location and practical design, this property presents a solid opportunity for buyers seeking value and a relaxed Florida lifestyle.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
912
Sqft
0.11 ac
Lot size
1
Garage
1987
Year built
One
Levels
$213
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,692 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,692/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.6%
$/sqft vs Port Charlotte actives
$213 vs $208
Days on market
101 vs 59 typical
Where $213/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33954 — neighborhood snapshot
Population
11,604
Median age
52.8
Median income
$83,081
Median home value
$304,000
Avg household
2.42
Households w/ children
1,156
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
197 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 649% above the PORT CHARLOTTE 33954 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 20045 SANCRAFT AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$170,000
467 INSULL COURT · same community
2 bd · 2 ba · 820 sqft · $207/sqft · 14 DOM
Sold · Aug ’25$195,000
426 RICOLD TERRACE · same community
3 bd · 2 ba · 1,038 sqft · $188/sqft · 20 DOM
Sold · Nov ’25$189,000
20033 ISOBAR AVENUE · same community
3 bd · 2 ba · 1,038 sqft · $182/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arlinda Gokyar
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 20045 SANCRAFT AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20045 SANCRAFT AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
20045 SANCRAFT AVENUE FAQs
What would the monthly payment be for 20045 SANCRAFT AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,692/mo — principal and interest, the actual property-tax bill, the $69/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 20045 SANCRAFT AVENUE?+
The association fee works out to $69 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 20045 SANCRAFT AVENUE?+
The most recent tax bill on record (2025) was $2,824. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 20045 SANCRAFT AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $194,000, this home is listed about 41% below the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 20045 SANCRAFT AVENUE?+
Kingsway Elementary School (elementary), Port Charlotte Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Jeff Vickery. MLS #C7525684.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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