CENTURY 21 Edge

8228 LEAFY WAY, PORT CHARLOTTE, FL, 33981

Active94 days on marketListed May 6, 2026MLS #C7525755

Priced 50% below the PORT CHARLOTTE 33981 medianReduced $2KPORT CHARLOTTE SEC 093

About this home

8228 LEAFY WAY

This prime residential lot at 8228 Leafy Way offers a spectacular opportunity to build your dream home in the highly sought-after, deed-restricted community of South Gulf Cove. Spanning 10,172 square feet (.23 acres) with 85 feet of road frontage and dimensions of 85'x125'x78'x125', this property provides a generous footprint for a custom residence with enough room for a custom pool. Peace of mind comes standard with this location, as public water, sewer, and electricity are all available, and the lot is NOT located within a Scrub Jay review area according to the CCGIS website. Additionally, the property has NO wetlands according to the National Wetland Inventory Map, providing a clear and straightforward path for your building plans. Residents will enjoy being just steps away from San Domingo Park, a beautiful waterfront park located right down the street on a scenic canal. The location is perfectly situated for both convenience and recreation, sitting approximately 25 minutes from I-75 for easy travel north and south throughout the state. Beach lovers can reach the pristine shores of Englewood Beach in about 15 minutes or the world-famous beaches of Boca Grande in just 10 minutes away. For the avid golfer, the area is a true paradise surrounded by numerous championship courses, while nature enthusiasts can explore local gems like the Cape Haze Pioneer Trail for hiking and wildlife viewing. This region is world-renowned for its fishing, offering everything from backcountry flats to deep-water Gulf adventures. Additionally, sports enthusiasts will appreciate the proximity to Charlotte Sports Park, the spring training home of the Tampa Bay Rays, located just 15 minutes away. This property represents the ultimate Florida lifestyle, combining community amenities with easy access to the best the Gulf Coast has to provide.

Facts & features

The home at a glance

0.23 ac

Lot size

Trees/Woods viewPets allowed

Inside

Outside & construction

ViewTrees/Woods
FacesNorthwest

Community & fees

HOA fee$10/mo
Taxes (2025)$939/yr
PetsYes
CommunityPublic Boat Ramp · Water Access · Waterfront · Deed Restrictions · Park · Playground · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Mini Sewer · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$373 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$116
FHA mortgage insurance (est.)$9
Property tax — 2025 actual bill$78
HOA fee — from the listing$10
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $690Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $690
Interest rate6.00%
Loan term

Estimated payment

$373/mo

Principal & interest$116
FHA mortgage insurance (est.)$9
Property taxes (actual bill)$78
HOA / condo fee$10
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside South Gulf Cove

Map of 8228 LEAFY WAY inside its neighborhood boundary

Get to know Port Charlotte. See the full Port Charlotte guide →

South Gulf Cove — neighborhood snapshot

Population

5,413

Median age

63

Median income

$92,806

Median home value

$480,409

Avg household

2

Households w/ children

284

For the school run

Charlotte County School District

ElementaryMyakka River Elementary School★★★★★
MiddleL. A. Ainger Middle School★★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 50% below the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →

Paper trail

This home's history

CurrentPrice reduced to $19,700 $2K
May 6, 2026Listed at $21,500 · 94 days on market since

Reality check

What actually sold near 8228 LEAFY WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8549 TOPEKA CIRCLESold · Feb ’26

$470,000

8549 TOPEKA CIRCLE · same community

3 bd · 2 ba · 1,629 sqft · $289/sqft · 0 DOM

14349 MCFARLAND AVESold · Jan ’26

$315,000

14349 MCFARLAND AVE · same community

3 bd · 2 ba · 1,652 sqft · $191/sqft · 167 DOM

15715 VISCOUNT CIRCLESold · May ’26

$346,000

15715 VISCOUNT CIRCLE · same community

3 bd · 2 ba · 1,961 sqft · $176/sqft · 18 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Darrick Cook

Your agent

Darrick Cook

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 8228 LEAFY WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8228 LEAFY WAY — before you fall in love.

See it in person

Schedule a tour

Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

8228 LEAFY WAY FAQs

What would the monthly payment be for 8228 LEAFY WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $373/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8228 LEAFY WAY?+

The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8228 LEAFY WAY?+

The most recent tax bill on record (2025) was $939. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8228 LEAFY WAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Charlotte?+

At $19,700, this home is listed about 94% below the Port Charlotte median of $330,880. The market section on this page shows how the area is trending.

Which schools are assigned to 8228 LEAFY WAY?+

Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the PORT CHARLOTTE 33981 market on paper

$19,700 is 50% below the PORT CHARLOTTE 33981 median of $39,500.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03The price has already moved

Listed at $21,500, now $19,700 — a $2K cut. The full history is in the market section below.

Listing courtesy of FIVE STAR REALTY OF CHARLOTTE · Bob Helphenstine. MLS #C7525755.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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8228 LEAFY WAY, PORT CHARLOTTE, FL — $19,700 | CENTURY 21 Edge