15351 ANCEL CIRCLE, PORT CHARLOTTE, FL, 33981
Active85 days on marketListed May 15, 2026MLS #C7526137
About this home
15351 ANCEL CIRCLE
Price Improvement! Nestled in the highly desirable boating community of South Gulf Cove, this beautifully maintained and fully turnkey 3-bedroom, 2-bath pool home with a spacious den offers the perfect blend of comfort, flexibility, investment potential, and Florida lifestyle living. Boasting over 2,100 square feet of living area, this move-in-ready property is ideal as a full-time residence, vacation retreat, or income-producing seasonal rental. The versatile den provides the perfect space for a home office, media room, or additional guest accommodations. Step inside and enjoy a bright, open layout designed for relaxation and entertaining. Major updates provide peace of mind, including a new roof in 2022, pool heater replaced in 2024, fresh exterior paint in 2024, and newly painted lanai and pool deck in 2026. The electrically heated, south-facing, saltwater pool creates a private backyard oasis with optimal sun exposure all day — who wouldn’t want that? The peaceful woodland backdrop offers added privacy and tranquil views rarely found. Hurricane panels for added security. This home has been successfully operated as a seasonal rental with an excellent rental history available for buyer and agent review, making it an exceptional opportunity for investors seeking immediate income potential. Offered turnkey furnished, you can continue renting immediately or move right in and start enjoying the coastal lifestyle from day one. Whether you’re searching for a profitable investment property, winter getaway, or spacious family home in a sought-after waterfront community, this exceptional South Gulf Cove property checks every box.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,101
Sqft
0.23 ac
Lot size
2
Garage
2015
Year built
One
Levels
$198
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,358 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,358/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−34.2%
$/sqft vs PORT CHARLOTTE SEC 081
$198 vs $299
Days on market
85 vs 60 typical
Where $198/sqft sits among the 34 homes for sale in PORT CHARLOTTE SEC 081
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
19 of 34
PORT CHARLOTTE SEC 081 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 954% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 15351 ANCEL CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$558,800
15460 LONGVIEW ROAD · same community
3 bd · 2 ba · 2,081 sqft · $269/sqft · 280 DOM
Sold · Jul ’26$615,000
9450 NEWNAN CIRCLE · same community
3 bd · 3 ba · 2,070 sqft · $297/sqft · 215 DOM
Sold · Jan ’26$520,000
9349 ST PAUL DRIVE · same community
3 bd · 2 ba · 2,141 sqft · $243/sqft · 123 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 15351 ANCEL CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15351 ANCEL CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
15351 ANCEL CIRCLE FAQs
What would the monthly payment be for 15351 ANCEL CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,358/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 15351 ANCEL CIRCLE?+
The most recent tax bill on record (2025) was $6,758. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 15351 ANCEL CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $416,304, this home is listed about 26% above the Port Charlotte median of $330,880. The market section on this page shows how the area is trending.
Which schools are assigned to 15351 ANCEL CIRCLE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$416,304 runs 954% above the PORT CHARLOTTE 33981 median — but at 2,101 sqft it's also 28% larger than the typical Port Charlotte listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $449,900, now $416,304 — a $34K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EHM REAL ESTATE GROUP · Brenda Amboyan. MLS #C7526137.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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