CENTURY 21 Edge
$395,000$405,0003 bd2 ba1,639 sqft$241 /sqft$2,695 /mo all-in ↓

12081 SNOW BIRD AVENUE, PORT CHARLOTTE, FL, 33981

Active91 days on marketListed May 18, 2026MLS #C7526296

Reduced $10KNew constructionPrivate poolSingle Family ResidencePORT CHARLOTTE SEC 056

About this home

12081 SNOW BIRD AVENUE

Virtually Staged. Under Construction. Photos and videos are from model home! Located in a desirable community and situated in a NO FLOOD ZONE, this thoughtfully designed under-construction home offers the perfect blend of modern comfort and everyday functionality—all while helping reduce long-term ownership costs with no mandatory flood insurance required. Positioned on quiet Snowbird Avenue, this property enjoys a more peaceful residential setting while still being conveniently close to everything Southwest Florida has to offer. With easy access to major roadways, traveling to both Sarasota and Fort Myers is simple, making this location ideal for full-time residents, seasonal homeowners, or investors alike. This beautifully designed residence features 3 bedrooms, 2 bathrooms, and a spacious 2-car garage, all thoughtfully laid out within an open-concept split-bedroom floor plan that provides both privacy and comfortable shared living spaces. With no mandatory HOA, homeowners can enjoy added flexibility and fewer restrictions while still benefiting from a well-located neighborhood near shopping, dining, golf courses, boating, and Gulf beaches. PLEASE NOTE: The home is currently under construction, and some photos shown are of a completed model home for reference purposes only. Exterior paint colors and certain finishes may differ from the images shown. Additionally, the future in-ground pool planned for the backyard is not currently depicted in the model photos but will add an exceptional outdoor living and entertaining space upon completion. Designed with both style and practicality in mind, the home features durable tile flooring throughout with no carpet. Fresh landscaping is planned to further enhance the home’s curb appeal and welcoming exterior presentation. The kitchen serves as the heart of the home and is equipped with quartz countertops, soft-close cabinetry, a large center island with breakfast bar seating, and a full stainless steel General Electric appliance package. A distinctive lighting package in the kitchen and dining area adds warmth and elevated character beyond standard builder finishes, creating an inviting atmosphere for both everyday living and entertaining. The spacious primary suite offers a relaxing private retreat complete with a walk-in closet, dual-sink vanity, and walk-in shower with modern finishes. The guest bathroom features a convenient tub/shower combination ideal for family or visitors. Ceiling fans are included in every bedroom, the main living area, and the covered lanai to maximize year-round comfort. The covered lanai extends the living space outdoors and will overlook the planned in-ground pool, creating the perfect setting for relaxing evenings, weekend gatherings, or enjoying the Florida lifestyle year-round. Additional features include an interior laundry room with utility sink, hurricane shutters stored in the garage for added peace of mind, and a 16 SEER energy-efficient HVAC system with heat pump and return air vents designed for improved comfort and efficiency. Outdoor enthusiasts will appreciate the proximity to Boca Grande and Englewood beaches, boating access, fishing, waterfront dining, and nearby golf opportunities including The Cove of Rotonda Golf Center. Combining no mandatory HOA, planned pool features, and an excellent Gulf Coast location, this under-construction home presents an outstanding opportunity ! CHECK OUT THE VIDEO LINK FOR HOUSE TOUR!!!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,639

Sqft

0.22 ac

Lot size

2

Garage

2026

Year built

One

Levels

$241

Per sqft

Private poolTrees/Woods viewPets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationStem Wall
ViewTrees/Woods
FacesNorth
ParkingCommon · Driveway
ExteriorFrench Doors · Hurricane Shutters · Lighting · Other · Rain Gutters

Community & fees

Taxes (2025)$425/yr
PetsYes
CommunityCommunity Boat Ramp · Fishing · Water Access · Park · Playground

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available · Public · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,695 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,325
FHA mortgage insurance (est.)$175
Property tax — 2025 actual bill$35
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,825Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,825
Interest rate6.00%
Loan term

Estimated payment

$2,695/mo

Principal & interest$2,325
FHA mortgage insurance (est.)$175
Property taxes (actual bill)$35
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $395K
$379KedgeAI estimate $446,922 · range $406K$463K$482K

vs edgeAI estimate

−11.6%

$/sqft vs PORT CHARLOTTE SEC 056

$241 vs $215

Days on market

91 vs 59 typical

Where $241/sqft sits among the 12 homes for sale in PORT CHARLOTTE SEC 056

1
1
2
3
3
2 · this home
$139–159$159–178$178–198$198–218$218–238$238+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Gulf Cove

Map of 12081 SNOW BIRD AVENUE inside its neighborhood boundary

Get to know Port Charlotte. See the full Port Charlotte guide →

Gulf Cove — neighborhood snapshot

Population

4,064

Median age

62

Median income

$57,533

Median home value

$349,277

Avg household

2

Households w/ children

274

For the school run

Charlotte County School District

ElementaryMyakka River Elementary School★★★★★
MiddleL. A. Ainger Middle School★★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

8 of 12

PORT CHARLOTTE SEC 056 have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 913% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →

Paper trail

This home's history

CurrentPrice reduced to $395,000 $10K
May 18, 2026Listed at $405,000 · 91 days on market since
2026Built · PORT CHARLOTTE SEC 056

Reality check

What actually sold near 12081 SNOW BIRD AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4287 HOGRATH STREETSold · Apr ’26

$304,000

4287 HOGRATH STREET · same community

3 bd · 2 ba · 1,639 sqft · $185/sqft · 54 DOM

12202 MOORE COURTSold · Apr ’26

$334,900

12202 MOORE COURT · same community

3 bd · 2 ba · 1,648 sqft · $203/sqft · 5 DOM

5056 MONTEGO LANESold · Jan ’26

$380,000

5056 MONTEGO LANE · same community

3 bd · 2 ba · 1,648 sqft · $231/sqft · 74 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jillian Kobylesky

Your agent

Jillian Kobylesky

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 12081 SNOW BIRD AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12081 SNOW BIRD AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

12081 SNOW BIRD AVENUE FAQs

What would the monthly payment be for 12081 SNOW BIRD AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,695/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 12081 SNOW BIRD AVENUE?+

The most recent tax bill on record (2025) was $425. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12081 SNOW BIRD AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Charlotte?+

At $395,000, this home is listed about 20% above the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.

Which schools are assigned to 12081 SNOW BIRD AVENUE?+

Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$395,000 runs 913% above the PORT CHARLOTTE 33981 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $405,000, now $395,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of RE/MAX PALM REALTY · Christie-Elyse Turbiville. MLS #C7526296.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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