10070 FLAT RIVER ST, PORT CHARLOTTE, FL, 33981
Active78 days on marketListed May 19, 2026MLS #C7526337
About this home
10070 FLAT RIVER ST
**ANNUAL** NEW CONSTRUCTION GORGEOUS MODERN 4/3 HOME AVAILABLE NOW** This BRAND NEW home features STUNNING tile throughout, SPACIOUS bedrooms, HURRICANE DOORS AND WINDOWS and TONS of Privacy!! Take a quick walk over to the park located nearby or go enjoy the beaches, shopping, and restaurants all centrally located. Perfect for the Florida lifestyle. Call to schedule your showing appointment TODAY!!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,904
Sqft
100000 ac
Lot size
2
Garage
2026
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$175 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$175/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Port Charlotte actives
$1 vs $208
Days on market
78 vs 59 typical
Where $1/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
174 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 95% below the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 10070 FLAT RIVER ST
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$358,900
43 BLUE HEN DRIVE
3 bd · 2.5 ba · 1,924 sqft · $187/sqft · 206 DOM
Sold · Jun ’26$320,000
52 BRIG CIRCLE E
3 bd · 2 ba · 1,875 sqft · $171/sqft · 81 DOM
Sold · Apr ’26$595,000
270 BRIG CIRCLE W
3 bd · 2 ba · 1,940 sqft · $307/sqft · 26 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 10070 FLAT RIVER ST — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10070 FLAT RIVER ST — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10070 FLAT RIVER ST FAQs
What would the monthly payment be for 10070 FLAT RIVER ST?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $175/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 10070 FLAT RIVER ST?+
The listing reports pets: Breed Restrictions, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $2,100, this home is listed about 99% below the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10070 FLAT RIVER ST?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PALM REALTY PROPERTY MGMNT · Jenni Kinchelow. MLS #C7526337.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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