CENTURY 21 Edge
$589,990$599,9903 bd3 ba1,622 sqft$364 /sqft$3,977 /mo all-in ↓

13525 GREENCASTLE AVENUE, PORT CHARLOTTE, FL, 33981

Active74 days on marketListed Jun 3, 2026MLS #C7526738

Reduced $10KWaterfrontSingle Family ResidencePORT CHARLOTTE SEC 87

About this home

13525 GREENCASTLE AVENUE

PREPARE TO BE WOWED by this unbelievably stunning, custom crafted 2020 newly built MASTERPIECE in the highly sought after South Gulf Cove boating community! This exquisite 3 bedroom, 3 bathroom, 3 CAR GARAGE home offers PREMIUM SAILBOAT GULF ACCESS and an array of luxurious extras that set it apart from the rest. From the moment you arrive, the impressive curb appeal captivates with a paver lined CIRCULAR DRIVEWAY, tropical palm trees and grand columns framing the soaring covered entryway. Step inside to a light filled foyer featuring elegant tray ceilings, European inspired details, and spectacular plank style tile flooring throughout. Gorgeous WIDE WATER VIEWS greet you from nearly every room, creating an atmosphere of tranquility and grace. At the heart of the home, the chef worthy kitchen shines with fine imported cabinetry, designer hardware, and a convenient pass through to the patio. The breakfast bar dazzles with glass accents and a unique chartreuse service style lazy susan, perfectly complemented by top of the line stainless steel appliances and luxurious stone countertops ideal for all your entertaining desires. The spacious living and dining area flow seamlessly in an open concept split floor plan, sliding effortlessly outdoors to your private waterfront oasis. The primary bedroom is a zen retreat with private patio access, long canal views, dual closets, privacy transit window for star gazing views, tray ceiling and a spa inspired ensuite bathroom featuring superior finishes, breathtaking vanity and a Roman style multi setting shower that spells pure indulgence. Guest bedrooms offer generous space, soaring ceilings, and large closets, sharing a stunning middle bath.The back bedroom doubles as a second master with private patio access, unique wet style pool bath, and a custom pass through towel closet that is perfect for guests or family. Outdoor living is unparalleled with a covered paver patio and a spiral staircase leading to a romantic ROOFTOP BALCONY boasting endless water views and serene southern exposure. Whether watching breathtaking sunrises, relaxing in nature’s embrace, or entertaining guests, this space is an idyllic sanctuary. The extended dock accommodates multiple boats and jet skis and offers fishing right from your backyard. Additional perks include a DEDICATE RV PARKING PAD ON SIDE OF HOME, inside laundry, 400-AMP ELECTRICAL SERVICE, TANKLESS hot water heater, ROOM FOR A POOL, generator hookup, and the option to purchase furnishings separately so it can be move in ready. DOUBLE SERVICE DOORS from the 3 car garage allows your mower, golf cart and wide equipment offer effortless entry to and from the side yard. Looking for more space? So many options at an unbeatable price. South Gulf Cove community amenities include a Boat Ramp, nearby marinas, expansive parks, and playgrounds perfect for family fun and outdoor adventures and are OPTIONAL HOA. Enjoy close proximity to fantastic dining, shopping, world class fishing, top golf courses, and so much more. Don’t miss your chance to own this remarkable waterfront jewel where luxury, location, and lifestyle perfectly converge. Don’t Miss out, call TODAY to see this one of a kind SAILBOAT PARADISE FOUND TODAY…YOUR DREAM RESIDENCE AWAITS!

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

1,622

Sqft

0.24 ac

Lot size

3

Garage

2020

Year built

One

Levels

$364

Per sqft

WaterfrontTrees/Woods & Water viewNegotiablePets allowed

Inside

FlooringTile
AppliancesDishwasher · Dryer · Electric Water Heater · Exhaust Fan · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods · Water
FacesNorth
ParkingBoat · Circular Driveway · Driveway · Garage Door Opener · Ground Level · Oversized · RV Parking
ExteriorHurricane Shutters · Other · RV Hookup

Community & fees

HOA fee$10/mo
Taxes (2025)$4,830/yr
PetsYes
CommunityCommunity Boat Ramp · Dock · Public Boat Ramp · Water Access · Waterfront · Association Recreation - Owned · Clubhouse · Deed Restrictions · Park · Playground · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Mini Sewer · Public · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,977 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,184
PMI (est., until 20% equity)$221
Property tax — 2025 actual bill$403
HOA fee — from the listing$10
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $58,999Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $58,999
Interest rate6.00%
Loan term

Estimated payment

$3,977/mo

Principal & interest$3,184
PMI (est., until 20% equity)$221
Property taxes (actual bill)$403
HOA / condo fee$10
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs PORT CHARLOTTE SEC 87

$364 vs $319

Days on market

74 vs 59 typical

Where $364/sqft sits among the 23 homes for sale in PORT CHARLOTTE SEC 87

4
4
0
3
5
7 · this home
$136–180$180–223$223–267$267–311$311–355$355+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside South Gulf Cove

Map of 13525 GREENCASTLE AVENUE inside its neighborhood boundary

Get to know Port Charlotte. See the full Port Charlotte guide →

South Gulf Cove — neighborhood snapshot

Population

5,413

Median age

63

Median income

$92,806

Median home value

$480,409

Avg household

2

Households w/ children

284

For the school run

Charlotte County School District

ElementaryMyakka River Elementary School★★★★★
MiddleL. A. Ainger Middle School★★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

17 of 23

PORT CHARLOTTE SEC 87 have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1413% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →

Paper trail

This home's history

CurrentPrice reduced to $589,990 $10K
Jun 3, 2026Listed at $599,990 · 74 days on market since
2020Built · PORT CHARLOTTE SEC 87

Reality check

What actually sold near 13525 GREENCASTLE AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10071 SUNDAY DRIVESold · Jul ’26

$375,000

10071 SUNDAY DRIVE · same community

3 bd · 2 ba · 1,622 sqft · $231/sqft · 333 DOM

9978 AUDREY STREETSold · Aug ’25

$470,000

9978 AUDREY STREET · same community

3 bd · 2 ba · 1,663 sqft · $283/sqft · 394 DOM

14150 MAYSVILLE CIRCLESold · Apr ’26

$400,000

14150 MAYSVILLE CIRCLE · same community

3 bd · 2 ba · 1,564 sqft · $256/sqft · 42 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Headley

Your agent

Shawn Headley

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 13525 GREENCASTLE AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13525 GREENCASTLE AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

13525 GREENCASTLE AVENUE FAQs

What would the monthly payment be for 13525 GREENCASTLE AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,977/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 13525 GREENCASTLE AVENUE?+

The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 13525 GREENCASTLE AVENUE?+

The most recent tax bill on record (2025) was $4,830. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 13525 GREENCASTLE AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Charlotte?+

At $589,990, this home is listed about 79% above the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.

Which schools are assigned to 13525 GREENCASTLE AVENUE?+

Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$589,990 runs 1413% above the PORT CHARLOTTE 33981 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $599,990, now $589,990 — a $10K cut. The full history is in the market section below.

Listing courtesy of RE/MAX PALM REALTY · Nick Demers. MLS #C7526738.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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