19355 WATER OAK DRIVE UNIT 303, PORT CHARLOTTE, FL, 33948
Active73 days on marketListed Jun 5, 2026MLS #C7526935
About this home
19355 WATER OAK DRIVE UNIT 303
TOP-FLOOR LAKEVIEW CONDO IN WATERSIDE II AT HERITAGE OAK PARK Enjoy peaceful lakefront living in this beautifully updated 2 bedroom, 2 bathroom third-floor condo located in the sought-after Waterside II section of Heritage Oak Park. Offering serene water views, luxury vinyl flooring throughout, and an open-concept design, this move-in-ready residence combines comfort, style, and low-maintenance living. Bright living spaces, modern finishes, and a screened lanai overlooking the lake create the perfect setting for relaxing or entertaining while enjoying Southwest Florida's year-round sunshine. INTERIOR FEATURES • Third-floor condo with beautiful lake views • 2 bedrooms, 2 bathrooms • Luxury vinyl flooring throughout • Open-concept living and dining area • Abundant natural light throughout • Spacious layout designed for everyday living and entertaining • Sliding glass doors leading to the screened lanai KITCHEN FEATURES • Stainless steel appliances • Quartz countertops • Eat-in kitchen with dinette area • Breakfast bar seating • Closet pantry for additional storage • Ample cabinet and counter space • Functional layout overlooking the main living areas PRIMARY SUITE • Spacious primary bedroom with lake views • Large walk-in closet • Private en-suite bathroom • Dual sink vanity • Walk-in shower • Comfortable and private retreat GUEST ACCOMMODATIONS • Spacious guest bedroom • Built-in closet • Nearby full guest bathroom • Ideal setup for family and visitors EXTERIOR FEATURES • Screened lanai overlooking the lake • Peaceful park-like setting • Beautiful water views • Perfect space for morning coffee or evening relaxation • Maintenance-free condominium living HERITAGE OAK PARK COMMUNITY AMENITIES • Gated community • Clubhouse with community activities and events • Heated community pool • Fitness center • Tennis courts • Shuffleboard courts • Scenic walking paths • Beautifully landscaped grounds • Active social atmosphere LOCATION HIGHLIGHTS • Located in the desirable Heritage Oak Park community • Close to shopping, restaurants, and entertainment • Convenient access to medical facilities and everyday services • Near golf courses, parks, and recreational opportunities • Short drive to Charlotte Harbor boating and fishing • Easy access to Southwest Florida's Gulf beaches Whether you're searching for a seasonal retreat, investment property, or full-time residence, this beautifully updated lakeview condo offers the perfect combination of comfort, convenience, and resort-style community living in one of Port Charlotte's most desirable gated communities.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,024
Sqft
0 ac
Lot size
2004
Year built
One
Levels
$176
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,107 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,107/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.8%
$/sqft vs Port Charlotte actives
$176 vs $209
Days on market
73 vs 59 typical
Where $176/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33948 — neighborhood snapshot
Population
18,732
Median age
59.4
Median income
$60,788
Median home value
$279,500
Avg household
2.32
Households w/ children
1,261
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
199 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 500% above the PORT CHARLOTTE 33948 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 19355 WATER OAK DRIVE UNIT 303
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$150,000
19355 WATER OAK DRIVE UNIT 105 · same community
2 bd · 2 ba · 1,024 sqft · $146/sqft · 106 DOM
Sold · Apr ’26$220,000
2126 CARPETGREEN STREET
2 bd · 2 ba · 1,016 sqft · $217/sqft · 5 DOM
Sold · Jan ’26$192,000
2174 TAUNT STREET
3 bd · 2 ba · 1,050 sqft · $183/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 19355 WATER OAK DRIVE UNIT 303 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 19355 WATER OAK DRIVE UNIT 303 — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
19355 WATER OAK DRIVE UNIT 303 FAQs
What would the monthly payment be for 19355 WATER OAK DRIVE UNIT 303?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,107/mo — principal and interest, the actual property-tax bill, the $455/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 19355 WATER OAK DRIVE UNIT 303?+
The association fee works out to $455 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 19355 WATER OAK DRIVE UNIT 303?+
The most recent tax bill on record (2025) was $4,238. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 19355 WATER OAK DRIVE UNIT 303?+
The listing reports pets: Cats OK, Dogs OK, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $180,000, this home is listed about 45% below the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Which schools are assigned to 19355 WATER OAK DRIVE UNIT 303?+
Liberty Elementary School (elementary), Port Charlotte High School (high), Murdock Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$180,000 runs 500% above the PORT CHARLOTTE 33948 median.
02Trees/Woods & Water views
The trees/woods and water view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $190,000, now $180,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KW PEACE RIVER PARTNERS · Nicholas Greth. MLS #C7526935.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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