Commercial Sale · Multi Family (5+)
306-312 HARVEY STREET, PUNTA GORDA, FL, 33950
Active10 days on marketListed Oct 28, 2026MLS #C7527362
About this property
The property at a glance
Rare turnkey opportunity in Historic Downtown Punta Gorda: a boutique eight-cottage compound, fully renovated in 2024 and operating as an established, professionally branded short-term rental. Eight individually decorated, fully furnished studio cottages (±4,000 SF total) sit around a tropical, paver-set courtyard on a 0.32-acre lot. Concrete block construction with individual mini-split HVAC and a private patio at every cottage. Each unit features a queen bed, full kitchen with granite counters and stainless appliances, walk-in tile shower, smart TV, Bluetooth speakers, and high-speed Wi-Fi. Shared amenities include self-serve laundry, BBQ and picnic areas, guest beach gear, and lush tropical landscaping throughout. Pet-friendly. Listed across Airbnb, VRBO, and Booking(dot)com plus a direct-booking website, with strong online ratings and a Tripadvisor Travelers' Choice award. Highly walkable to Gilchrist Park, HarborWalk, Fishermen's Village, downtown dining, and the 18-mile Punta Gorda Pathways trail; approximately 3.7 miles from Punta Gorda Airport (PGD). Multiple use strategies: nightly STR, weekly/monthly snowbird rentals, or conversion to traditional long-term multifamily.
4,000
Building sq ft
$488
Price / sq ft
0.32
Lot acres
1975
Year built
8
Units
4
Buildings
NR-15
Zoning
Multi Family (5+)
Property type
The numbers
Investment snapshot
$243,750
Price / unit
8
Units
Estimated payment (illustrative)
Estimated payment
$11,165/mo
Illustrative only. Commercial loans are underwritten on the property’s income (DSCR, cap rate) — typically 25–35% down with lender-set terms. Ask a commercial lender for real numbers. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Financing
Commercial financing works differently from a home loan — expect roughly 25–35% down with terms driven by the property’s income and your lender’s underwriting (DSCR, cap rate), not FHA or VA programs. Ask Kathy to connect you with a commercial lender for real numbers.
Where it sits
Location & trade area
What’s nearby
Business data © OpenStreetMap contributors
The area
Who's around this property
280
Population
$75,115
Median income
60
Median age
2
Avg household
$466,339
Median home value
$1,150/mo
Median rent
23%
Households w/ kids
Consumer profile
It's all about the grape. This population enjoys a trip to the vineyard to learn about wine and sharing a good bottle with friends and family.
From girls night out to a movie night in with their closest gal pals, this population is all about getting the girls together for an evening of fun.
This population finds the most beautiful sites just by looking up. Sunrise, sunset or sometime in between, these people love to marvel at man-made and natural wonders.
Thirst isn't the only reason this population looks for a good brew. From beer drinkers on a budget to the millennial craft beer enthusiast, these men and women are passionate about different kinds of beer and how it's made.
Meals are a social experience, and these foodies take it to the next level. This population can't wait to snap a pic of their plate and share it before chowing down.
This population has a sweet tooth, and they're looking for treats to satisfy their sugar craving, including candy, cupcakes and flavorful toppings.
Recent sales
What actually sold near 306-312 HARVEY STREET
The most comparable commercial properties that changed hands nearby. No two are identical — ask us for a full comparative analysis.
$325,000
521 DRURY LANE
2,452 sqft · $133/sqft · Sold Nov 19, 2025
$845,000
128 W CHARLOTTE AVENUE
4,917 sqft · $172/sqft · Sold Sep 30, 2026
$617,000
4030 TAMIAMI TRAIL UNIT D
5,040 sqft · $122/sqft · Sold Dec 20, 2024
Your team
The pros in your corner
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, offers, and every question about 306-312 HARVEY STREET — start here.
Financing contact
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Ask about commercial financing options for 306-312 HARVEY STREET.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked.
Keep looking
Similar properties nearby
Listing courtesy of RE/MAX HARBOR REALTY · Margeaux McCarthy. MLS #C7527362.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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