CENTURY 21 Edge
$415,0004 bd2 ba2,208 sqft$188 /sqft$3,391 /mo all-in ↓

2531 PEBBLE CREEK PLACE, PORT CHARLOTTE, FL, 33948

Active60 days on marketListed Jun 17, 2026MLS #C7527451

Private poolSingle Family ResidencePEBBLE CREEK PLACE

About this home

2531 PEBBLE CREEK PLACE

Imagine starting each day in a home that feels fresh, move-in ready, and wonderfully serene, all set within one of Port Charlotte’s most sought-after gated communities. This beautiful Pebble Creek home delivers the lifestyle buyers hope for but seldom come across: modern comfort, intentional design, and the reassurance of thoughtful attention to detail. From the moment you arrive, the attractive curb appeal and welcoming feel create an immediate sense that this home is something special. Inside, the home is bright, open, and easy to live in. Luxury vinyl flooring, a flowing floor plan, and abundant natural light create a warm and inviting atmosphere that feels instantly comfortable. The kitchen is made for gathering and everyday enjoyment, with stainless steel appliances, a large center island, and a layout that keeps life simple and connected. The split-bedroom design offers privacy for all, while the spacious primary suite provides a peaceful retreat at the end of the day. What really sets this home apart is the peace of mind it offers. With impact-rated windows and doors and low HOA fees, you can enjoy the Florida lifestyle with confidence. Whether you’re entertaining family, unwinding after a beach day, or simply relaxing in your own quiet space, this home gives you the freedom to live beautifully. The location is equally appealing, placing you close to shopping, dining, golf, marinas, and all the best of Southwest Florida. This is more than just a home — it’s a fresh beginning, a smart purchase, and a place where lasting memories will be made.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,208

Sqft

0.27 ac

Lot size

2

Garage

1992

Year built

One

Levels

$188

Per sqft

Private pool

Inside

FlooringVinyl
AppliancesCooktop · Dishwasher · Disposal · Electric Water Heater · Freezer · Microwave · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesWest
ParkingDriveway · Garage Door Opener · Ground Level
ExteriorIrrigation System

Community & fees

HOA fee$77/mo
Taxes (2025)$6,324/yr
PetsCats OK, Dogs OK
CommunityBuyer Approval Required · Community Mailbox · Deed Restrictions · Gated Community - No Guard

Utilities & systems

UtilitiesElectricity Connected · Public · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,391 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,443
FHA mortgage insurance (est.)$184
Property tax — 2025 actual bill$527
HOA fee — from the listing$77
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,525Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,525
Interest rate6.00%
Loan term

Estimated payment

$3,391/mo

Principal & interest$2,443
FHA mortgage insurance (est.)$184
Property taxes (actual bill)$527
HOA / condo fee$77
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $415K
$398KedgeAI estimate $514,230 · range $442K$617K$642K

vs edgeAI estimate

−19.3%

$/sqft vs Port Charlotte actives

$188 vs $208

Days on market

60 vs 59 typical

Where $188/sqft sits among the 400 Port Charlotte actives

113
120 · this home
62
40
25
40
$129–176$176–222$222–269$269–315$315–362$362+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Port Charlotte

Map of 2531 PEBBLE CREEK PLACE

Get to know Port Charlotte. See the full Port Charlotte guide →

PORT CHARLOTTE 33948 — neighborhood snapshot

Population

18,732

Median age

59.4

Median income

$60,788

Median home value

$279,500

Avg household

2.32

Households w/ children

1,261

For the school run

Charlotte County School District

ElementaryLiberty Elementary School★★★★★
HighPort Charlotte High School★★★★★
MiddleMurdock Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

202 of 400

Port Charlotte actives have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1283% above the PORT CHARLOTTE 33948 median. See the full Port Charlotte market guide →

Paper trail

This home's history

Jun 17, 2026Listed at $415,000 · 60 days on market since
1992Built · PEBBLE CREEK PLACE

Reality check

What actually sold near 2531 PEBBLE CREEK PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3487 CABARET STREETSold · Nov ’25

$395,000

3487 CABARET STREET

3 bd · 2 ba · 2,161 sqft · $183/sqft · 45 DOM

17524 ROBINSON AVENUESold · Apr ’26

$392,000

17524 ROBINSON AVENUE

4 bd · 3 ba · 2,265 sqft · $173/sqft · 0 DOM

3461 CONMORE STREETSold · May ’26

$393,400

3461 CONMORE STREET

4 bd · 3 ba · 2,265 sqft · $174/sqft · 89 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jillian Kobylesky

Your agent

Jillian Kobylesky

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2531 PEBBLE CREEK PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2531 PEBBLE CREEK PLACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2531 PEBBLE CREEK PLACE FAQs

What would the monthly payment be for 2531 PEBBLE CREEK PLACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,391/mo — principal and interest, the actual property-tax bill, the $77/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2531 PEBBLE CREEK PLACE?+

The association fee works out to $77 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2531 PEBBLE CREEK PLACE?+

The most recent tax bill on record (2025) was $6,324. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2531 PEBBLE CREEK PLACE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Charlotte?+

At $415,000, this home is listed about 26% above the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.

Which schools are assigned to 2531 PEBBLE CREEK PLACE?+

Liberty Elementary School (elementary), Port Charlotte High School (high), Murdock Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REALTY ONE GROUP MVP · Johnny Vende Vendetti. MLS #C7527451.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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2531 PEBBLE CREEK PLACE, PORT CHARLOTTE, FL — 4 Bed, 2 Bath — $415,000 | CENTURY 21 Edge