105 BISCAYNE DRIVE, PORT CHARLOTTE, FL, 33953
Active43 days on marketListed Jun 25, 2026MLS #C7527749
About this home
105 BISCAYNE DRIVE
Virtually Staged. This affordable 2009 home offers the perfect combination of comfort, functionality, and peace of mind. With three bedrooms, two bathrooms, a one-car garage, and over 1,100 square feet of well-designed living space, it's an excellent opportunity for first-time buyers, seasonal residents, or anyone looking to simplify without sacrificing the features that matter most. Many of the major updates have already been completed, including a 2023 roof, 2024 vinyl siding, 2022 A/C, and 2022 water heater, allowing you to focus on adding your own personal style rather than tackling expensive projects. It's the perfect opportunity to make this home your own while enjoying the confidence that the big-ticket improvements have already been taken care of. Located in an X Flood Zone, this property has remained high and dry through past storms, offering added peace of mind. Conveniently situated just minutes from shopping, dining, parks, and medical facilities, you'll also enjoy easy access to the CoolToday Park, the beautiful Gulf beaches of Englewood and Venice, and the many amenities along US-41 and SR-776. Schedule your private showing today and discover everything this move-in-ready home has to offer!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,112
Sqft
0.23 ac
Lot size
1
Garage
2009
Year built
One
Levels
$207
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,710 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,710/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.2%
$/sqft vs PORT CHARLOTTE SEC 038
$207 vs $206
Days on market
43 vs 59 typical
Where $207/sqft sits among the 7 homes for sale in PORT CHARLOTTE SEC 038
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33953 — neighborhood snapshot
Population
7,018
Median age
62.9
Median income
$77,227
Median home value
$332,200
Avg household
2.36
Households w/ children
430
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
3 of 7
PORT CHARLOTTE SEC 038 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 945% above the PORT CHARLOTTE 33953 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 105 BISCAYNE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$218,500
13437 KETRIDGE AVENUE · same community
2 bd · 2 ba · 1,041 sqft · $210/sqft · 37 DOM
Sold · Aug ’25$320,000
376 MCCABE STREET · same community
2 bd · 2 ba · 1,032 sqft · $310/sqft · 26 DOM
Sold · Oct ’25$217,000
13478 LONG AVENUE · same community
2 bd · 2 ba · 1,008 sqft · $215/sqft · 40 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 105 BISCAYNE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 105 BISCAYNE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
105 BISCAYNE DRIVE FAQs
What would the monthly payment be for 105 BISCAYNE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,710/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 105 BISCAYNE DRIVE?+
The most recent tax bill on record (2025) was $1,126. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 105 BISCAYNE DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $230,000, this home is listed about 30% below the Port Charlotte median of $330,350. The market section on this page shows how the area is trending.
Which schools are assigned to 105 BISCAYNE DRIVE?+
Murdock Middle School (middle), Port Charlotte High School (high), Liberty Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · Heather Jorge Renner PLLC. MLS #C7527749.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Port Charlotte homes, in your inbox
Like 105 BISCAYNE DRIVE but not quite? A daily digest of every new listing in Port Charlotte — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask John to ping you on any price or status change →