CENTURY 21 Edge
Pending
$145,0002 bd1 ba868 sqft$167 /sqft$1,367 /mo all-in ↓

14415 WORTHWHILE ROAD, PORT CHARLOTTE, FL, 33953

Pending27 days on marketListed Jul 8, 2026MLS #C7527875

WaterfrontVillaWATERWAYS PH 01

About this home

14415 WORTHWHILE ROAD

MUST SEE MOVE IN READY HOME UNDER 150K. Welcome to easy Florida living in the sought-after Waterway Village, a tranquil community where comfort, convenience, and waterfront serenity come together. Perfectly positioned on a PEACEFUL CANAL without backyard neighbors, this beautifully maintained home offers an open, airy layout, vaulted ceilings, abundant natural light, and an OVERSIZED screened lanai where you can relax with your morning coffee while enjoying tranquil water views. The chef worthy kitchen features deluxe granite countertops, brand new shaker cabinetry, stainless steel appliances, convenient breakfast bar, and plenty of workspace, all overlooking the main living area perfect for entertaining family and friends. This special 2/1 boasts an open floor plan providing privacy for both owners and guests, with generously sized bedrooms and a wonderfully updated bathroom offering a bright, clean, move-in-ready feel. Step outside to your huge screened lanai from two sets of sliders from the kitchen or living room and enjoy peaceful canal views, tropical landscaping, Florida nature and a spacious backyard with room to garden or simply unwind. Residents of Waterway Village enjoy a beautifully maintained community pool, clubhouse, park with picnic table, walking paths, and a welcoming neighborhood atmosphere, all just minutes from shopping, dining, golf courses, medical facilities, and the beautiful Gulf beaches with low $186 month HOA that includes lawn maintenance also! HIGHLIGHTS INCLUDE: NEW ROOF 2022, NEW INSULATION 2023, CLOSED CELL FOAM UNDER TREATMENT, NEW AIR CONDITIONER 2024, INSIDE LAUNDRY, CITY WATER, CITY SEWER, plus CAN BE SOLD TURNKEY FURNISHED. Whether you're searching for a year-round residence, winter retreat, investment opportunity or low-maintenance Florida lifestyle, this exceptional villa offers the perfect combination of modern updates, peaceful waterfront surroundings, and an unbeatable location. SCHEDULE YOUR PRIVATE SHOWING TODAY and discover why Waterway Village perfectly located between North Port, Englewood and Port Charlotte is one of the areas most incredible hidden gems!

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

868

Sqft

0.08 ac

Lot size

1986

Year built

One

Levels

$167

Per sqft

WaterfrontWater viewNegotiable

Inside

FlooringCarpet · Luxury Vinyl
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Thermostat · Window Treatments
LaundryIn Kitchen · Inside
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionVinyl Siding · Wood Frame
FoundationCrawlspace · Pillar/Post/Pier
ViewWater
FacesWest
ParkingDriveway
ExteriorHurricane Shutters · Lighting · Rain Gutters · Sliding Doors

Community & fees

HOA fee$186/mo
Taxes (2025)$1,243/yr
PetsNo
CommunityCanal Front · Fishing · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Pool

Utilities & systems

UtilitiesElectricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,367 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$854
FHA mortgage insurance (est.)$64
Property tax — 2025 actual bill$104
HOA fee — from the listing$186
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,075Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,075
Interest rate6.00%
Loan term

Estimated payment

$1,367/mo

Principal & interest$854
FHA mortgage insurance (est.)$64
Property taxes (actual bill)$104
HOA / condo fee$186
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $145K
$132KedgeAI estimate $145,702 · range $137K$156K$163K

vs edgeAI estimate

−0.5%

Days on market

27 vs 59 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside El Jobean

Map of 14415 WORTHWHILE ROAD inside its neighborhood boundary

Get to know Port Charlotte. See the full Port Charlotte guide →

El Jobean — neighborhood snapshot

Population

1,901

Median age

70

Median income

$84,199

Median home value

$300,865

Avg household

2

Households w/ children

28%

For the school run

Charlotte County School District

MiddleMurdock Middle School★★★★★
HighPort Charlotte High School★★★★★
ElementaryLiberty Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 559% above the PORT CHARLOTTE 33953 median. See the full Port Charlotte market guide →

Paper trail

This home's history

Jul 8, 2026Listed at $145,000 · 27 days on market since
1986Built · WATERWAYS PH 01

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Bridget McLennon

Your agent

Bridget McLennon

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 14415 WORTHWHILE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 14415 WORTHWHILE ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

14415 WORTHWHILE ROAD FAQs

What would the monthly payment be for 14415 WORTHWHILE ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,367/mo — principal and interest, the actual property-tax bill, the $186/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 14415 WORTHWHILE ROAD?+

The association fee works out to $186 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 14415 WORTHWHILE ROAD?+

The most recent tax bill on record (2025) was $1,243. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 14415 WORTHWHILE ROAD?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Charlotte?+

At $145,000, this home is listed about 56% below the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.

Which schools are assigned to 14415 WORTHWHILE ROAD?+

Murdock Middle School (middle), Port Charlotte High School (high), Liberty Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX PALM REALTY · Nick Demers. MLS #C7527875.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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