12263 CARTOUCHE AVENUE, PUNTA GORDA, FL, 33955
Active6 days on marketListed Aug 5, 2026MLS #C7528797
About this home
12263 CARTOUCHE AVENUE
USDA Location Approved! Meaning if you qualify for a USDA loan with your lender, you can buy this home with 0% down payment! If you've been looking for a brand new home and just don't have the cash saved yet, this is the one for you! Imagine starting your day with coffee on your covered lanai, surrounded by peaceful wooded views, and ending it just minutes from the waterfront sunsets, dining, and charm of Punta Gorda. This BRAND NEW 2025, 3-bedroom, 2-bath home offers an open-concept layout with granite countertops, hurricane IMPACT WINDOWS & DOORS, a durable METAL ROOF, crown moulding, and a spacious 2-car garage. Nestled in Tropical Gulf Acres with no HOA, you'll enjoy easy access to Charlotte Harbor, Fishermen's Village, golf, boating, fishing, Gulf beaches, and I-75. Whether you're looking for a full-time residence, seasonal retreat, or investment opportunity, this move-in-ready home offers the perfect blend of modern comfort and the Southwest Florida lifestyle.***USDA Approved!***
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,531
Sqft
0.19 ac
Lot size
2
Garage
2025
Year built
One
Levels
$212
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,244 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,244/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.2%
$/sqft vs TROP G A
$212 vs $246
Days on market
6 vs 62 typical
Where $212/sqft sits among the 15 homes for sale in TROP G A
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tropical Gulf Acres
Get to know Punta Gorda. See the full Punta Gorda guide →
Tropical Gulf Acres — neighborhood snapshot
Population
1,094
Median age
60
Median income
$64,964
Median home value
$246,900
Avg household
2
Households w/ children
131
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
7 of 15
TROP G A have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 693% above the PUNTA GORDA 33955 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 12263 CARTOUCHE AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$138,000
27345 GREEN GULF BOULEVARD · same community
2 bd · 1 ba · 1,479 sqft · $93/sqft · 5 DOM
Sold · Jan ’26$180,123
28350 JARDIN AVENUE · same community
3 bd · 2 ba · 1,725 sqft · $104/sqft · 44 DOM
Sold · Mar ’26$264,000
27403 TREADMILL DRIVE · same community
3 bd · 2 ba · 1,184 sqft · $223/sqft · 43 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12263 CARTOUCHE AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12263 CARTOUCHE AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12263 CARTOUCHE AVENUE FAQs
What would the monthly payment be for 12263 CARTOUCHE AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,244/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12263 CARTOUCHE AVENUE?+
The most recent tax bill on record (2025) was $321. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12263 CARTOUCHE AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $325,000, this home is listed about 4% below the Punta Gorda median of $339,094. The market section on this page shows how the area is trending.
Which schools are assigned to 12263 CARTOUCHE AVENUE?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$325,000 runs 693% above the PUNTA GORDA 33955 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 6 days on market in a Punta Gorda market that averages 62 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of HOME MATCHMAKING REALTY · Miki Matrullo. MLS #C7528797.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Punta Gorda homes, in your inbox
Like 12263 CARTOUCHE AVENUE but not quite? A daily digest of every new listing in Punta Gorda — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Lacie to ping you on any price or status change →