414 CAICOS DRIVE, PUNTA GORDA, FL, 33950
Active85 days on marketListed Aug 14, 2026MLS #C7529204
About this home
414 CAICOS DRIVE
Two-story, 4-bedroom, 3-bathroom pool home in Punta Gorda Isles with potential for in-law suite. Transferable flood at 1200.00 annually. 80 feet of waterfront & just minutes to open water. A new metal roof and salt water pool make this home a must see. The ultimate in Southwest Florida living. A 16' x 8' concrete dock with electricity and water is complemented by a NEW 16,000-lb. boat lift and NEW concrete pilings. Inside, soaring ceilings, crown molding, an open floor plan, and travertine tile throughout the main living areas create an elegant setting for everyday living and entertaining. Extensive 2026 updates add modern style and functionality throughout. MAIN LIVING AREAS: • Open living and dining area with glass slider showcasing water views • Soaring ceilings with crown molding • Travertine tile throughout main living areas • New lighting throughout GOURMET KITCHEN: • Fully updated kitchen with NEW 60" refrigerator, built-in microwave, NEW 48" induction range, custom hood, pot filler, and 24" beverage cooler • Quartz countertops and large center island with seating • Custom sink with pop-up outlet and soft-close cabinetry • Updated pantry and laundry room with ceramic tile floors, ample cabinetry, and dual washer/dryer combo units MAIN-LEVEL FLEXIBLE LIVING: • Den ideal for office, media room, playroom, or additional bedroom with doors added • In-law suite/bonus room with glass slider to lanai, private full bathroom, and attached office/closet with built-in shelving • Space could easily accommodate a kitchenette for a private guest suite PRIMARY SUITE: • Main-level bedroom with glass slider to lanai • Large double-sided walk-in closet • Updated bath with split vanities, soaking tub, and walk-in shower UPSTAIRS: • Additional bedrooms with built-in closets • Loft and balcony overlooking the water • Updated Jack-and-Jill style shared bathroom OUTDOOR LIVING: • Large screened lanai with outdoor kitchen • Heated saltwater pool and spa overlooking the water • 80 feet of waterfront • 16' x 8' concrete dock with electricity and water • NEW 16,000-lb. boat lift and concrete pilings • Minutes to open water FLOOD IS TRANSFERABLE @ 1200.00 annually Elevation is 10.5 and the home has had NO FLOODING ADDITIONAL FEATURES: • 2022 metal roof • Freshly painted interior • Oversized 2-car garage with storage space • Custom overhead garage lighting This Punta Gorda Isles residence delivers an exceptional combination of luxury, flexible living space, resort-style outdoor amenities, and outstanding boating access. Thoughtfully updated and ready to enjoy, this is Florida waterfront living at its finest.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,209
Sqft
0.22 ac
Lot size
2
Garage
1991
Year built
Two
Levels
$389
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$9,050 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,050/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−22.2%
$/sqft vs Punta Gorda actives
$389 vs $207
Days on market
85 vs 65 typical
Where $389/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,022
Median age
67
Median income
$107,800
Median home value
$636,862
Avg household
2
Households w/ children
293
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$325K → $340K
Punta Gorda median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
173 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 323% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 414 CAICOS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$925,000
414 CAICOS DRIVE · same community
3 bd · 3 ba · 3,209 sqft · $288/sqft · 113 DOM
Sold · Jan ’26$817,500
1121 HAWKS NEST COURT · same community
3 bd · 2.5 ba · 2,777 sqft · $294/sqft · 5 DOM
Sold · Sep ’26$1,315,000
136 GREAT ISAAC COURT · same community
4 bd · 2.5 ba · 2,763 sqft · $476/sqft · 53 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 414 CAICOS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 414 CAICOS DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
414 CAICOS DRIVE FAQs
What would the monthly payment be for 414 CAICOS DRIVE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $9,050/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 414 CAICOS DRIVE?+
The most recent tax bill on record (2025) was $6,747. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 414 CAICOS DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $1,249,000, this home is listed about 248% above the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.
Which schools are assigned to 414 CAICOS DRIVE?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,249,000 runs 323% above the PUNTA GORDA 33950 median — but at 3,209 sqft it's also nearly twice the size of the typical Punta Gorda listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $1,400,000, now $1,249,000 — a $151K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KW PEACE RIVER PARTNERS · Kimberly Pennell-Graham. MLS #C7529204.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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