8147 TRACY CIRCLE, PORT CHARLOTTE, FL, 33981
Active1 days on marketListed Aug 5, 2026MLS #C7529271
About this home
8147 TRACY CIRCLE
Welcome to this exceptional, brand new, 4-bedroom, 3.5-bath residence located in the sought after South Gulf Cove offering an impressive 2,667 square feet of heated living space designed for both everyday comfort and stylish entertaining. With an ideal split-bedroom floor plan, this spacious home features two private ensuite bedrooms, making it perfect for multi-generational living, guests, or a luxurious primary retreat. From the moment you enter, you'll be captivated by the soaring ceilings and the abundance of natural light pouring through the floor-to-ceiling sliding glass doors that create a seamless connection between the expansive living area and the outdoors. The open-concept design provides the perfect setting for gatherings while maintaining an elegant, modern feel. The beautifully appointed kitchen is a true showpiece, featuring contemporary finishes, ample cabinetry, generous counter space, and an inviting layout that overlooks the main living and dining areas—ideal for entertaining family and friends. All four bedrooms are generously sized, providing plenty of room for everyone to spread out. The home's thoughtful layout includes two ensuite bedrooms, an additional full bathroom, and a convenient half bath for guests. Additional highlights include a 2-car garage, abundant storage throughout, and an impressive combination of space, functionality, and modern design. Whether you're searching for room to grow, accommodate extended family, or simply enjoy a spacious Florida lifestyle, this home delivers it all. Don't miss this incredible opportunity to rent this beautifully designed home with exceptional living space in desirable Port Charlotte. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,667
Sqft
0.23 ac
Lot size
2
Garage
2025
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$185 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$185/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PORT CHARLOTTE SEC 093
$1 vs $317
Days on market
1 vs 59 typical
Where $1/sqft sits among the 37 homes for sale in PORT CHARLOTTE SEC 093
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
13 of 37
PORT CHARLOTTE SEC 093 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 91% below the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 8147 TRACY CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$545,000
15484 ALSASK CIRCLE · same community
4 bd · 3 ba · 2,598 sqft · $210/sqft · 242 DOM
Sold · May ’26$730,000
8144 ANTWERP CIRCLE · same community
4 bd · 3 ba · 2,557 sqft · $285/sqft · 364 DOM
Sold · Mar ’26$635,000
8228 TECUMSEH CIRCLE · same community
3 bd · 2.5 ba · 2,498 sqft · $254/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Stickler
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8147 TRACY CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8147 TRACY CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Jessica's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8147 TRACY CIRCLE FAQs
What would the monthly payment be for 8147 TRACY CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $185/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 8147 TRACY CIRCLE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $3,500, this home is listed about 99% below the Port Charlotte median of $332,425. The market section on this page shows how the area is trending.
Which schools are assigned to 8147 TRACY CIRCLE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HARBORSIDE REALTY · Darcie Capotorto. MLS #C7529271.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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