CENTURY 21 Edge
$1,650,0003 bd3 ba3,400 sqft$485 /sqft$10,591 /mo all-in ↓

10789 SW CYPRESS BEND AVENUE, ARCADIA, FL, 34269

Active2 days on marketListed Aug 11, 2026MLS #C7529419

WaterfrontPrivate poolSingle Family ResidenceCYPRESS BEND SUB

About this home

10789 SW CYPRESS BEND AVENUE

Some properties impress with a single feature. This one reveals itself slowly, from the gated entrance and landscaped grounds to the fruit trees, heated pool and spa, pond, trails, and wooded acreage stretching quietly behind it all. Set on 8.8 private acres this exceptional Southwest Florida property offers room to entertain, retreat, host extended family, pursue hobbies, and enjoy a level of freedom that is increasingly hard to find. With no HOA, no deed restrictions and home/buildings all in Flood Zone X , the property feels expansive in every sense of the word. The main residence offers more than 3,400 square feet with 3 bedrooms, 3 baths, a dedicated office or bonus room, a spacious recreational family room, and additional finished space within the garage area that can easily adapt for storage, hobbies, guests, or changing needs. A detached GUEST OR IN-LAW SUITE adds even more flexibility with its own private entrance, bedroom, full bath, and kitchen, creating a comfortable and independent space for extended family, visitors, or multi-generational living. Inside, the kitchen is completely renovated and designed for both everyday living and entertaining, it centers around a substantial granite island with room to prep, serve, gather, and linger. Custom cabinetry, stainless steel appliances, a separate cooking island, and a spacious butler's pantry with additional storage and laundry make the space as functional as it is impressive. Nearby, a built-in window seat gives the dining area its own charm, while custom built-ins and accent uplighting add warmth and character to the main living room. French doors open to the screened Florida room, allowing the home to flow naturally toward the outdoors. The recreational family room, anchored by a gas-burning fireplace, creates another setting for movie nights, game days, holiday gatherings, or quiet evenings at home. The garage area extends the property's versatility even further with a wine storage room, safe room, and additional flexible gym, bedroom, or hobby space. The heated pool and spa quickly become part of the daily rhythm here. A tiled entertaining area with custom teak cabinetry, granite countertops, wine cooler, refrigerator, and bar sink makes it easy to host a crowd or simply spend a quiet afternoon outside. The landscaped grounds give way to the pond and dock, creating a peaceful place to take in a Florida sunset before the property continues into wooded trails where the pace feels slower and the surroundings more natural. Evenings might end around the brick-paver firepit, beside the water, or beneath the trees with the sounds of the countryside settling in around you. For those who need room for more than just living, this property is exceptionally well equipped. A 25x60 insulated workshop, greenhouse, metal storage building, 20x40 metal RV storage structure, basketball court, and pole barn provide space for equipment, recreational vehicles, hobbies, and/or a home business. Private without feeling remote, the property remains conveniently connected to Kings Highway, Highway 17, and I-75, placing Punta Gorda, Charlotte County, and the surrounding Southwest Florida area within easy reach. It offers privacy while maintaining access to shopping, dining, boating, airports, and Gulf Coast destinations. More than a home on 8.8 acres, this is a property designed for the way life changes and grows, with space for guests, projects, recreation, work, and quiet moments in between.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

3,400

Sqft

8.8 ac

Lot size

2

Garage

1996

Year built

One

Levels

$485

Per sqft

Private poolWaterfrontFireplacePool & Trees/Woods & Water view

Inside

FlooringTile · Travertine
AppliancesBar Fridge · Dishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofMetal
ConstructionBlock
FoundationSlab
ViewPool · Trees/Woods · Water
FacesEast
ParkingBoat · Driveway · Garage Door Opener · Guest · Oversized · Parking Pad · Under Building
ExteriorBasketball Court · Fire Pit · Irrigation System · Outdoor Kitchen · Private Entrance · Rain Gutters · Storage

Community & fees

Taxes (2025)$10,910/yr
PetsNo

Utilities & systems

UtilitiesElectricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$10,591 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,903
PMI (est., until 20% equity)$619
Property tax — 2025 actual bill$909
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $165,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $165,000
Interest rate6.00%
Loan term

Estimated payment

$10,591/mo

Principal & interest$8,903
PMI (est., until 20% equity)$619
Property taxes (actual bill)$909
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Arcadia actives

$485 vs $242

Days on market

2 vs 40 typical

Where $485/sqft sits among the 126 Arcadia actives

34
47
17
9 · this home
11
8
$96–194$194–293$293–391$391–489$489–587$587+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Arcadia

Map of 10789 SW CYPRESS BEND AVENUE

Get to know Arcadia. See the full Arcadia guide →

ARCADIA 34269 — neighborhood snapshot

Population

5,111

Median age

62.7

Median income

$54,792

Median home value

$188,800

Avg household

2.16

Households w/ children

347

For the school run

DeSoto County School District

ElementaryNocatee Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Arcadia market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$260K$260K

Arcadia median sold, yr/yr

94.1%

Sale-to-list ratio (12 mo)

53 of 126

Arcadia actives have cut their price

Median sold price, Arcadia, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 365% above the ARCADIA 34269 median. See the full Arcadia market guide →

Paper trail

This home's history

Aug 11, 2026Listed at $1,650,000 · 2 days on market since
1996Built · CYPRESS BEND SUB

Reality check

What actually sold near 10789 SW CYPRESS BEND AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8553 SW AVIARY ROADSold · Jun ’26

$770,000

8553 SW AVIARY ROAD

4 bd · 3 ba · 2,680 sqft · $287/sqft · 18 DOM

7662 SW LIVERPOOL ROADSold · Jun ’26

$737,000

7662 SW LIVERPOOL ROAD

3 bd · 2.5 ba · 2,474 sqft · $298/sqft · 14 DOM

11336 SW ORANGE AVENUESold · Aug ’26

$285,000

11336 SW ORANGE AVENUE

2 bd · 2 ba · 1,720 sqft · $166/sqft · 151 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kamilla Pagotto

Your agent

Kamilla Pagotto

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 10789 SW CYPRESS BEND AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10789 SW CYPRESS BEND AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

10789 SW CYPRESS BEND AVENUE FAQs

What would the monthly payment be for 10789 SW CYPRESS BEND AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,591/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 10789 SW CYPRESS BEND AVENUE?+

The most recent tax bill on record (2025) was $10,910. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10789 SW CYPRESS BEND AVENUE?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Arcadia?+

At $1,650,000, this home is listed about 347% above the Arcadia median of $369,500. The market section on this page shows how the area is trending.

Which schools are assigned to 10789 SW CYPRESS BEND AVENUE?+

Nocatee Elementary School (elementary) — DeSoto County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,650,000 runs 365% above the ARCADIA 34269 median — but at 3,400 sqft it's also nearly twice the size of the typical Arcadia listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 2 days on market in a Arcadia market that averages 40 — if it fits, move quickly.

Listing courtesy of RE/MAX HARBOR REALTY · Bobbi Bevis. MLS #C7529419.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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