3936 LA COSTA ISLAND COURT, PUNTA GORDA, FL, 33950
Active85 days on marketListed Aug 14, 2026MLS #C7529555
About this home
3936 LA COSTA ISLAND COURT
PGI WATERFRONT LOT W/SAILBOAT ACCESS + ADJACENT LOT ALSO AVAILABLE! Build your dream home on this vacant, waterfront lot in Punta Gorda Isles & start enjoying the Florida waterfront lifestyle. Lot dimensions are 80x120x80x120 w/80 FT OF WATER FRONTAGE plus public water & sewer available. Boaters have TWO OPTIONS for reaching Charlotte Harbor - head out through Buckley's Pass or enjoy a leisurely cruise around the perimeter canal to Ponce Outlet. From there, head out to Charlotte Harbor & beyond to enjoy some of the best fishing & boating SW Florida has to offer. Property is surrounded by a mix of established homes & newer, custom-built homes. Add your own custom home to the neighborhood & design it around the lifestyle you've been dreaming about - complete w/the outdoor living space, pool & dock setup that works for you. Ready to build? Start planning your waterfront home today. Not ready yet? BUY NOW & HOLD FOR THE FUTURE as vacant waterfront lots in Punta Gorda Isles become increasingly difficult to find. WANT MORE SPACE, PRIVACY OR WATER FRONTAGE? The ADJACENT WATERFRONT LOT (#12) IS AVAILABLE FOR SALE SEPARATELY. Purchase both properties to create a rare double lot w/approximately 160 FT OF WATER FRONTAGE. Build across both lots for a larger home OR build on one & keep the neighboring lot open for additional privacy, extra waterfront space & a separate investment for the future. Owning both gives you the flexibility to decide what works best for you now while preserving options down the road. Located near St Andrews South Golf Club, this property puts two of Punta Gorda's favorite pastimes within easy reach. Enjoy a morning round of golf before returning home to head out on the boat for an afternoon on Charlotte Harbor. Punta Gorda Isles also offers miles of sidewalks connecting you to nearby parks, Fishermen's Village & historic downtown Punta Gorda. This property offers plenty of possibilities. Own your piece of paradise today!
Facts & features
The home at a glance
0.22 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,395 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,395/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,022
Median age
67
Median income
$107,800
Median home value
$636,862
Avg household
2
Households w/ children
293
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$325K → $340K
Punta Gorda median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 69% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 3936 LA COSTA ISLAND COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$264,500
1519 ATARES DRIVE UNIT 112 · same community
3 bd · 2 ba · 1,618 sqft · $163/sqft · 15 DOM
Sold · Jan ’26$265,000
1605 ATARES DRIVE UNIT 112 · same community
3 bd · 2 ba · 1,622 sqft · $163/sqft · 23 DOM
Sold · Mar ’26$285,000
2059 PADRE ISLAND DRIVE UNIT 3 · same community
3 bd · 2 ba · 1,807 sqft · $158/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 3936 LA COSTA ISLAND COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3936 LA COSTA ISLAND COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3936 LA COSTA ISLAND COURT FAQs
What would the monthly payment be for 3936 LA COSTA ISLAND COURT?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,395/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3936 LA COSTA ISLAND COURT?+
The most recent tax bill on record (2025) was $6,987. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3936 LA COSTA ISLAND COURT?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $499,900, this home is listed about 39% above the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3936 LA COSTA ISLAND COURT?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$499,900 runs 69% above the PUNTA GORDA 33950 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX HARBOR REALTY · Luke Andreae. MLS #C7529555.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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