CENTURY 21 Edge
$4,2954 bd2.5 ba3,056 sqft$1 /sqft$191 /mo all-in ↓

15530 AQUA CIRCLE, PORT CHARLOTTE, FL, 33981

Active1 days on marketListed Aug 17, 2026MLS #C7529686

Priced 89% below the PORT CHARLOTTE 33981 medianWaterfrontPrivate poolSingle Family ResidencePORT CHARLOTTE SEC 093

About this home

15530 AQUA CIRCLE

WATERFRONT SOUTH GULF COVE HOME | 4 BEDROOMS | 3-CAR GARAGE | POOL From the moment you enter through the custom double front doors, this spacious waterfront residence welcomes you with an impressive foyer featuring a distinctive Italian glass light fixture. Located in desirable Section 93 of South Gulf Cove, the home offers generous living space designed for both everyday living and entertaining. The main level features beautiful wood-look tile laid on the diagonal throughout the living areas. The updated kitchen offers wood cabinetry, granite countertops, a large center island with breakfast bar, and a full appliance package that includes a commercial-style refrigerator/freezer. The kitchen flows naturally into the dining area and overlooks the expansive family room, where sliding glass doors open to the pool and covered lanai. A convenient half bath is located off the main hallway. Upstairs, a beautifully updated staircase leads to the spacious primary suite, complete with an organized walk-in closet and private en-suite bathroom. The primary bath features dual vanities, a bright walk-in shower with frameless glass enclosure and coordinating wood-look tile. Three additional bedrooms are located on the second floor, with two offering built-in closet systems and another featuring a walk-in closet. A generously sized bonus room at the front of the home provides incredible flexibility and could easily serve as a media room, game room, home office, or additional family gathering space. The second-floor laundry room includes a utility sink for added convenience. Step outside to the screened lanai and pool area, the pool cage features a picture-window screen which provides an unobstructed view of the waterfront canal. The dock offers access to the Lagoon for a quick fishing excursion, or continue through the lock to the Myakka River and onward to Charlotte Harbor, the Intracoastal Waterway, and the Gulf. South Gulf Cove is a popular waterfront community offering residents access to parks, walking paths, and a boat launch available for a fee. The location also puts you within approximately 15–20 minutes of Boca Grande and Englewood/Manasota Key beaches, with several area golf courses just 10–15 minutes away. With abundant space, extensive recent updates, a private pool, three-car garage, and direct boating access, this property offers an exceptional opportunity to enjoy the Florida waterfront lifestyle. Schedule your showing today!

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

3,056

Sqft

0.23 ac

Lot size

3

Garage

2008

Year built

Two

Levels

$1

Per sqft

Private poolWaterfrontPool & Water viewNegotiablePets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator · Water Filtration System
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · PrimaryBedroom Upstairs · Solid Wood Cabinets · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air · Zoned
HeatingCentral
FurnishedNegotiable

Outside & construction

ViewPool · Water
FacesSouth
ParkingDriveway · Garage Door Opener
ExteriorDog Run · Irrigation System · Sliding Doors

Community & fees

PetsBreed Restrictions, Cats OK, Dogs OK, Pet Deposit, Yes
CommunityPublic Boat Ramp · River · Water Access · Clubhouse · Playground · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Mini Sewer · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$191 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$25
FHA mortgage insurance (est.)$2
Est. property taxes (1.1%/yr)$4
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $150Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $150
Interest rate6.00%
Loan term

Estimated payment

$191/mo

Principal & interest$25
FHA mortgage insurance (est.)$2
Est. property taxes$4
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs PORT CHARLOTTE SEC 093

$1 vs $317

Days on market

1 vs 59 typical

Where $1/sqft sits among the 34 homes for sale in PORT CHARLOTTE SEC 093

0 · this home
2
5
12
10
5
$1–85$85–169$169–253$253–337$337–421$421+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside South Gulf Cove

Map of 15530 AQUA CIRCLE inside its neighborhood boundary

Get to know Port Charlotte. See the full Port Charlotte guide →

South Gulf Cove — neighborhood snapshot

Population

5,413

Median age

63

Median income

$92,806

Median home value

$480,409

Avg household

2

Households w/ children

284

For the school run

Charlotte County School District

ElementaryMyakka River Elementary School★★★★★
MiddleL. A. Ainger Middle School★★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

15 of 34

PORT CHARLOTTE SEC 093 have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 89% below the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →

Paper trail

This home's history

Aug 17, 2026Listed at $4,295 · 1 days on market since
2008Built · PORT CHARLOTTE SEC 093

Reality check

What actually sold near 15530 AQUA CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

15490 SEAFOAM CIRCLESold · Feb ’26

$935,000

15490 SEAFOAM CIRCLE · same community

3 bd · 3 ba · 2,920 sqft · $320/sqft · 6 DOM

15516 MARGO CIRCLESold · Mar ’26

$1,350,000

15516 MARGO CIRCLE · same community

3 bd · 3.5 ba · 3,208 sqft · $421/sqft · 82 DOM

15052 AQUARIUS CIRCLESold · Apr ’26

$750,000

15052 AQUARIUS CIRCLE · same community

3 bd · 3.5 ba · 3,351 sqft · $224/sqft · 60 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Bridget McLennon

Your agent

Bridget McLennon

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 15530 AQUA CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 15530 AQUA CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

15530 AQUA CIRCLE FAQs

What would the monthly payment be for 15530 AQUA CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $191/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 15530 AQUA CIRCLE?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Pet Deposit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Charlotte?+

At $4,295, this home is listed about 99% below the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.

Which schools are assigned to 15530 AQUA CIRCLE?+

Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the PORT CHARLOTTE 33981 market on paper

$4,295 is 89% below the PORT CHARLOTTE 33981 median of $39,000, and at $1/sqft it sits under the Port Charlotte average of $225.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 1 day on market in a Port Charlotte market that averages 59 — if it fits, move quickly.

Listing courtesy of ERA ADVANTAGE REALTY, INC. · Joel Ament. MLS #C7529686.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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