
15530 AQUA CIRCLE, PORT CHARLOTTE, FL, 33981
Active1 days on marketListed Aug 17, 2026MLS #C7529686
About this home
15530 AQUA CIRCLE
WATERFRONT SOUTH GULF COVE HOME | 4 BEDROOMS | 3-CAR GARAGE | POOL From the moment you enter through the custom double front doors, this spacious waterfront residence welcomes you with an impressive foyer featuring a distinctive Italian glass light fixture. Located in desirable Section 93 of South Gulf Cove, the home offers generous living space designed for both everyday living and entertaining. The main level features beautiful wood-look tile laid on the diagonal throughout the living areas. The updated kitchen offers wood cabinetry, granite countertops, a large center island with breakfast bar, and a full appliance package that includes a commercial-style refrigerator/freezer. The kitchen flows naturally into the dining area and overlooks the expansive family room, where sliding glass doors open to the pool and covered lanai. A convenient half bath is located off the main hallway. Upstairs, a beautifully updated staircase leads to the spacious primary suite, complete with an organized walk-in closet and private en-suite bathroom. The primary bath features dual vanities, a bright walk-in shower with frameless glass enclosure and coordinating wood-look tile. Three additional bedrooms are located on the second floor, with two offering built-in closet systems and another featuring a walk-in closet. A generously sized bonus room at the front of the home provides incredible flexibility and could easily serve as a media room, game room, home office, or additional family gathering space. The second-floor laundry room includes a utility sink for added convenience. Step outside to the screened lanai and pool area, the pool cage features a picture-window screen which provides an unobstructed view of the waterfront canal. The dock offers access to the Lagoon for a quick fishing excursion, or continue through the lock to the Myakka River and onward to Charlotte Harbor, the Intracoastal Waterway, and the Gulf. South Gulf Cove is a popular waterfront community offering residents access to parks, walking paths, and a boat launch available for a fee. The location also puts you within approximately 15–20 minutes of Boca Grande and Englewood/Manasota Key beaches, with several area golf courses just 10–15 minutes away. With abundant space, extensive recent updates, a private pool, three-car garage, and direct boating access, this property offers an exceptional opportunity to enjoy the Florida waterfront lifestyle. Schedule your showing today!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
3,056
Sqft
0.23 ac
Lot size
3
Garage
2008
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$191 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$191/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PORT CHARLOTTE SEC 093
$1 vs $317
Days on market
1 vs 59 typical
Where $1/sqft sits among the 34 homes for sale in PORT CHARLOTTE SEC 093
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
15 of 34
PORT CHARLOTTE SEC 093 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 89% below the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 15530 AQUA CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$935,000
15490 SEAFOAM CIRCLE · same community
3 bd · 3 ba · 2,920 sqft · $320/sqft · 6 DOM
Sold · Mar ’26$1,350,000
15516 MARGO CIRCLE · same community
3 bd · 3.5 ba · 3,208 sqft · $421/sqft · 82 DOM
Sold · Apr ’26$750,000
15052 AQUARIUS CIRCLE · same community
3 bd · 3.5 ba · 3,351 sqft · $224/sqft · 60 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 15530 AQUA CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15530 AQUA CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
15530 AQUA CIRCLE FAQs
What would the monthly payment be for 15530 AQUA CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $191/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 15530 AQUA CIRCLE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Pet Deposit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $4,295, this home is listed about 99% below the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Which schools are assigned to 15530 AQUA CIRCLE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PORT CHARLOTTE 33981 market on paper
$4,295 is 89% below the PORT CHARLOTTE 33981 median of $39,000, and at $1/sqft it sits under the Port Charlotte average of $225.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a Port Charlotte market that averages 59 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of ERA ADVANTAGE REALTY, INC. · Joel Ament. MLS #C7529686.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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