
1274 NE 1ST TERRACE, CRYSTAL RIVER, FL, 34429
Active1 days on marketListed Aug 17, 2026MLS #C7529688
About this home
1274 NE 1ST TERRACE
OPPORTUNITY IN CRYSTAL RIVER — BUILDABLE CITY LOT Here’s an opportunity to acquire an affordable residential homesite in the heart of Crystal River with the potential for a new construction project, long-term hold, or future resale. Located within the city limits, this approximately 0.19-acre parcel offers a convenient location and the infrastructure investors and builders are looking for. The location is another major asset. Downtown Crystal River is only minutes away, with restaurants, shopping, waterfront activities and local amenities nearby. Three Sisters Springs and Crystal River’s renowned manatee and recreational attractions are also close by, helping support the area’s appeal to both full-time residents and visitors. For an investor or builder, the opportunity is straightforward: secure an affordable parcel in an established Crystal River location, develop according to current zoning and building requirements, and take advantage of the demand for housing in this popular Nature Coast community. Buyer to conduct their own due diligence regarding zoning, permitted uses, setbacks, lot dimensions, flood zone, building requirements, utility availability, and all costs associated with development. Affordable entry point. Established location. Utilities available. No HOA. No deed restrictions. An excellent opportunity to add a Crystal River buildable lot to your investment portfolio.
Facts & features
The home at a glance
0.19 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$256 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$256/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Crystal River
Get to know Crystal River. See the full Crystal River guide →
CRYSTAL RIVER 34429 — neighborhood snapshot
Population
9,494
Median age
63.7
Median income
$57,716
Median home value
$220,300
Avg household
2.14
Households w/ children
490
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal River market
$315K → $325K
Crystal River median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 95% below the CRYSTAL RIVER 34429 median. See the full Crystal River market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1274 NE 1ST TERRACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1274 NE 1ST TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1274 NE 1ST TERRACE FAQs
What would the monthly payment be for 1274 NE 1ST TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $256/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1274 NE 1ST TERRACE?+
The most recent tax bill on record (2025) was $170. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Crystal River?+
At $12,900, this home is listed about 96% below the Crystal River median of $302,450. The market section on this page shows how the area is trending.
Which schools are assigned to 1274 NE 1ST TERRACE?+
Crystal River Middle School (middle), Crystal River High School (high), Crystal River Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of GULF GATEWAY REALTY, INC. · Brian Barnhart. MLS #C7529688.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Crystal River homes, in your inbox
Like 1274 NE 1ST TERRACE but not quite? A daily digest of every new listing in Crystal River — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Bridget to ping you on any price or status change →