CENTURY 21 Edge
$499,9003 bd2.5 ba1,911 sqft$262 /sqft$3,418 /mo all-in ↓

25426 SAINT HELENA LANE, PUNTA GORDA, FL, 33983

Active30 days on marketListed Aug 21, 2026MLS #C7529720

WaterfrontPrivate poolSingle Family ResidencePUNTA GORDA ISLES SEC 23

About this home

25426 SAINT HELENA LANE

Welcome to this beautifully updated 3-bedroom, 2.5-bath pool home offering stunning Lake Zappa views from nearly every room. Located on a quiet cul-de-sac road, this exceptional residence delivers the best of Florida living with an expansive nearly 600-square-foot screened lanai, sparkling pool, and breathtaking long lake views. The updated pool cage features no horizontal beam, creating an unobstructed view of the water and surrounding beauty. Inside, the spacious great room features soaring ceilings, beautiful windows with plantation shutters, and a custom nickel-gap shiplap accent wall, The open kitchen flows seamlessly into the family room and offers updated cabinetry and lighting, Corian countertops, an eat-in area, ample workspace, and a convenient pass-through to the lanai. Recessed pocketing sliders in the primary suite, dining room, and family room open the home beautifully to the outdoor living area, making entertaining effortless.The formal living and dining rooms are thoughtfully separated from the kitchen and family room, providing an ideal layout for both everyday living and entertaining. The luxurious primary suite is a true retreat, featuring direct lanai access, dual walk-in closets, a spacious sitting area, and a beautifully updated ensuite bath with dual vanities, built-in cabinetry, and a large dual shower. The desirable split-bedroom floor plan places two generously sized guest bedrooms on the opposite side of the home, offering privacy and comfort for family and guests. The guest bath also provides convenient access to the pool and lanai. Step outside and experience your own private Florida oasis. The resurfaced pool and new pool pump, both completed in 2023, are surrounded by an expansive lanai that is perfect for morning coffee, sunset cocktails, dining, or entertaining. Located in Flood Zone X with an elevation of 26 feet, this home offers true peace of mind. The beautifully landscaped yard features lighting and irrigation supplied from the lake, adding to the home's exceptional outdoor appeal, including a new irrigation system. Additional highlights include a spacious laundry room with sink, toilet, and abundant storage; a two-car garage with a full door screen; all-new light fixtures and ceiling fans; and fresh interior paint. From the peaceful lake views to the sparkling pool and exceptional indoor-outdoor living spaces, this home truly has it all. Don't miss your opportunity to enjoy the Florida lifestyle you've been dreaming of—schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,911

Sqft

0.22 ac

Lot size

2

Garage

1988

Year built

One

Levels

$262

Per sqft

Private poolWaterfrontWater view

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Primary Bedroom Main Floor · Vaulted Ceiling(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesSouthwest
ParkingDriveway · Garage Door Opener
ExteriorFire Pit · Irrigation System · Private Mailbox

Community & fees

HOA fee$17/mo
Taxes (2025)$925/yr
PetsCats OK, Dogs OK
CommunityLake

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Underground Utilities · Water Connected
WaterCanal/Lake For Irrigation

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,418 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,943
FHA mortgage insurance (est.)$221
Property tax — 2025 actual bill$77
HOA fee — from the listing$17
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,497Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,497
Interest rate6.00%
Loan term

Estimated payment

$3,418/mo

Principal & interest$2,943
FHA mortgage insurance (est.)$221
Property taxes (actual bill)$77
HOA / condo fee$17
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $500K
$376KedgeAI estimate $423,525 · range $392K$533K$555K

vs edgeAI estimate

+18%

$/sqft vs PUNTA GORDA ISLES SEC 23

$262 vs $185

Days on market

30 vs 63 typical

Where $262/sqft sits among the 34 homes for sale in PUNTA GORDA ISLES SEC 23

3
8
12
5
5
1 · this home
$130–152$152–174$174–196$196–218$218–240$240+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Deep Creek

Get to know Punta Gorda. See the full Punta Gorda guide →

Deep Creek — neighborhood snapshot

Population

13,000

Median age

55

Median income

$70,043

Median home value

$306,257

Avg household

2

Households w/ children

1,092

For the school run

Charlotte County School District

ElementaryDeep Creek Elementary School★★★★
MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$345K$330K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

15 of 34

PUNTA GORDA ISLES SEC 23 have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 462% above the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Aug 21, 2026Listed at $499,900 · 30 days on market since
1988Built · PUNTA GORDA ISLES SEC 23

Reality check

What actually sold near 25426 SAINT HELENA LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2146 PETERBOROUGH ROADSold · May ’26

$320,000

2146 PETERBOROUGH ROAD · same community

3 bd · 2 ba · 1,929 sqft · $166/sqft · 5 DOM

2165 ONONDAGA LANESold · Jun ’26

$412,000

2165 ONONDAGA LANE · same community

3 bd · 2 ba · 1,884 sqft · $219/sqft · 0 DOM

2165 ONONDAGA LANESold · May ’26

$290,000

2165 ONONDAGA LANE · same community

3 bd · 2 ba · 1,884 sqft · $154/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Angela Rodriguez

Your agent

Angela Rodriguez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 25426 SAINT HELENA LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 25426 SAINT HELENA LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

25426 SAINT HELENA LANE FAQs

What would the monthly payment be for 25426 SAINT HELENA LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,418/mo — principal and interest, the actual property-tax bill, the $17/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 25426 SAINT HELENA LANE?+

The association fee works out to $17 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 25426 SAINT HELENA LANE?+

The most recent tax bill on record (2025) was $925. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 25426 SAINT HELENA LANE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $499,900, this home is listed about 47% above the Punta Gorda median of $339,094. The market section on this page shows how the area is trending.

Which schools are assigned to 25426 SAINT HELENA LANE?+

Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$499,900 runs 462% above the PUNTA GORDA 33983 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Deep Creek Elementary School, Punta Gorda Middle School, Charlotte High School — Deep Creek Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of RE/MAX PALM REALTY · Clifford Poch. MLS #C7529720.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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