834 SANTA MARGERITA LANE, PUNTA GORDA, FL, 33950
Active32 days on marketListed Aug 19, 2026MLS #C7529785
About this home
834 SANTA MARGERITA LANE
WATERFRONT HOMESITE IN PUNTA GORDA ISLES. Build the luxury home you’ve been dreaming of on this exceptional waterfront lot in desirable Punta Gorda Isles! Imagine starting your day with peaceful water views from your future lanai and ending it with an evening cruise from your own dock. This property offers a fantastic boating lifestyle, with quick access to open water in approximately 10 minutes by boat and the option to stop along the way at popular Fishermen’s Village for waterfront dining, shopping, entertainment and concerts at the renowned Military Heritage Museum. The 9,868 sq ft lot features a 30-foot concrete dock, refreshed with new pilings in 2021, and is ready for your powerboat or future lift. The concrete seawall is maintained by the city for added peace of mind. Public water and sewer are available, making this a prime setting for the luxury residence you’ve been dreaming of. Ideally located just a short bike ride or drive from charming historic downtown Punta Gorda, you’ll enjoy easy access to fabulous restaurants, boutiques and local art. Punta Gorda Airport is nearby, with Allegiant providing nonstop service to numerous destinations, making travel simple and convenient. Gulf beaches in Englewood, Sarasota, and Fort Myers are also within reach for even more opportunities to enjoy Florida’s coastal lifestyle. Enrich your life in this wonderful small town community. Away from the hustle, but close enough to explore new adventures. Whether your ideal day includes boating, fishing, kayaking, biking or simply relaxing by the water, this is an rare opportunity to create an extraordinary Florida retreat. Don’t wait. Call today!
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,814 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,814/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,031
Median age
68
Median income
$97,109
Median home value
$574,467
Avg household
2
Households w/ children
287
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 834 SANTA MARGERITA LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$150,000
1335 MINEO DRIVE UNIT G · same community
2 bd · 1 ba · 839 sqft · $179/sqft · 256 DOM
Sold · Nov ’25$274,390
16138 GALIANO COURT · same community
4 bd · 2 ba · 1,666 sqft · $165/sqft · 94 DOM
Sold · Aug ’26$350,000
2401 W MARION AVENUE · same community
3 bd · 2 ba · 1,726 sqft · $203/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 834 SANTA MARGERITA LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 834 SANTA MARGERITA LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
834 SANTA MARGERITA LANE FAQs
What would the monthly payment be for 834 SANTA MARGERITA LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,814/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 834 SANTA MARGERITA LANE?+
The most recent tax bill on record (2025) was $6,106. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 834 SANTA MARGERITA LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $339,000, this home is priced right at the Punta Gorda median.
Which schools are assigned to 834 SANTA MARGERITA LANE?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$339,000 runs 26% above the PUNTA GORDA 33950 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KW PEACE RIVER PARTNERS · Larry Keller. MLS #C7529785.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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