CENTURY 21 Edge
$369,0003 bd2 ba1,695 sqft$218 /sqft$2,900 /mo all-in ↓

3781 COSTA MAYA WAY UNIT 101, ESTERO, FL, 33928

Active8 days on marketListed Aug 22, 2026MLS #C7529874

CondominiumTERRA VISTA BLDG 8

About this home

3781 COSTA MAYA WAY UNIT 101

Welcome to your ultimate outdoor retreat with the absolute BEST VIEW in Terra Vista! Wake up to calm, shimmering water views and end your day watching the sunset reflect across the lake from your private, screened-in lanai overlooking a striking lake fountain that lights up at night, creating a soothing, resort-style water display right in your backyard. Nestled between Naples and Fort Myers in the heart of Estero, Terra Vista is one of Southwest Florida's most sought-after communities. This freshly painted exceptional first-floor end unit coach home offers 3 bedrooms, 2 bathrooms, 1,695 sq. ft. of living space, and a 2-car attached garage with an exceptionally long driveway. Immerse yourself in the ultimate blend of neighborhood tranquility and instant convenience where outdoor relaxation and premier entertainment sit right outside your front door. Positioned in a premier location within the Terra Vista community, the light-filled layout features sleek tile flooring throughout the home, high ceilings, stylish architectural arches, and panoramic backdrop views of the lake.The open kitchen features rich wood cabinetry, a large pantry, and a cozy breakfast nook. The expansive split floor plan features a luxurious master suite with dual vanities, oversized walk-in closet, garden tub, and walk-in shower. Unbeatable Estero location just minutes from Coconut Point Mall, Miromar Outlets, Hertz Arena, RSW Airport, and Gulf beaches with easy access to US-41 and I-75. ________________________________

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,695

Sqft

0.14 ac

Lot size

2

Garage

2007

Year built

One

Levels

$218

Per sqft

Water view

Inside

FlooringTile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Freezer · Ice Maker · Microwave · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Solid Wood Cabinets · Split Bedroom · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Concrete
FoundationConcrete Perimeter
ViewWater
FacesWest
ParkingDriveway · Garage Door Opener · Oversized
ExteriorPrivate Mailbox · Rain Gutters

Community & fees

Taxes (2025)$4,855/yr
PetsDogs OK
CommunityClubhouse · Deed Restrictions · Gated Community - No Guard · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,900 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,172
FHA mortgage insurance (est.)$163
Property tax — 2025 actual bill$405
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,915Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,915
Interest rate6.00%
Loan term

Estimated payment

$2,900/mo

Principal & interest$2,172
FHA mortgage insurance (est.)$163
Property taxes (actual bill)$405
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Terra Vista

Get to know Estero. See the full Estero guide →

Terra Vista — neighborhood snapshot

Population

724

Median age

66

Median income

$93,781

Median home value

$295,300

Avg household

2

Households w/ children

35%

For the school run

Lee County School District

ElementaryThree Oaks Elementary School★★★★
HighEstero High School★★★★★
MiddleThree Oaks Middle School★★★★
ElementarySan Carlos Park Elementary School★★★★
ElementaryRayma C. Page Elementary School★★★★
ElementaryPinewoods Elementary School★★★★
ElementarySpring Creek Elementary School★★★★★
HighBonita Springs High School★★★★★
HighSouth Fort Myers High School★★★★
MiddleLexington Middle School★★★★★
MiddleBonita Springs Middle Center For The Arts★★★★★
ElementaryBonita Springs Elementary School★★★★★
HighCypress Lake High School★★★★★
MiddleCypress Lake Middle School★★★★
HighDunbar High School★★★★
HighFort Myers High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Estero market

Seller’s marketSeller’s market2.7 months of inventoryBuyer’s market

$630K$425K

Estero median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

Median sold price, Estero, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

Aug 22, 2026Listed at $369,000 · 8 days on market since
2007Built · TERRA VISTA BLDG 8

Reality check

What actually sold near 3781 COSTA MAYA WAY UNIT 101

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

19880 BRECKENRIDGE DRIVE UNIT 308Sold · Jun ’26

$205,000

19880 BRECKENRIDGE DRIVE UNIT 308

2 bd · 2 ba · 1,283 sqft · $160/sqft · 0 DOM

20188 ORANGE TREE LANESold · Jul ’26

$195,000

20188 ORANGE TREE LANE

2 bd · 1.5 ba · 861 sqft · $226/sqft · 415 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Moe Thouk Oo

Your agent

Moe Thouk Oo

Licensed Realtor® · CENTURY 21 Edge

Tours, negotiation, and every question about 3781 COSTA MAYA WAY UNIT 101 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3781 COSTA MAYA WAY UNIT 101 — before you fall in love.

See it in person

Schedule a tour

Live availability from Moe's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3781 COSTA MAYA WAY UNIT 101 FAQs

What would the monthly payment be for 3781 COSTA MAYA WAY UNIT 101?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,900/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3781 COSTA MAYA WAY UNIT 101?+

The most recent tax bill on record (2025) was $4,855. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3781 COSTA MAYA WAY UNIT 101?+

The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Estero?+

At $369,000, this home is listed about 19% above the Estero median of $310,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3781 COSTA MAYA WAY UNIT 101?+

Three Oaks Elementary School (elementary), Estero High School (high), Three Oaks Middle School (middle), San Carlos Park Elementary School (elementary), Rayma C. Page Elementary School (elementary), Pinewoods Elementary School (elementary), Spring Creek Elementary School (elementary), Bonita Springs High School (high), South Fort Myers High School (high), Lexington Middle School (middle), Bonita Springs Middle Center For The Arts (middle), Bonita Springs Elementary School (elementary), Cypress Lake High School (high), Cypress Lake Middle School (middle), Dunbar High School (high), Fort Myers High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of BUILDERS LAND ASSOCIATES · Rachel Rodriguez. MLS #C7529874.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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